Upward Credit Union Burlingame CA | Best Auto Loans & Business Banking

Introduction

Welcome to Upward, your trusted credit union located at 1860 El Camino Real Ste 100, Burlingame, CA 94010. Since our establishment in 1956, we have been dedicated to serving our community with a strong commitment to financial well-being and member satisfaction. With a total membership of 4,468 and assets reaching an impressive $95,316,733, we stand ready to help you achieve your financial goals. At Upward, we believe that banking should be personal and accessible. That's why we offer a wide range of services tailored to meet the diverse needs of our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we've got you covered. Our commitment to providing exceptional service is reflected in our total deposits of $3,042,264 and our substantial net worth of $9,408,832. Our leadership team is passionate about making a positive impact on your financial journey. Under the guidance of our CEO, Jason Mertz-Prickett, and Board President, Annie Miller, we strive to create a welcoming environment where every member feels valued. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: 1860 El Camino Real Ste 100, Burlingame, CA 94010-3106. With a dedicated team of 14 employees, we are here to assist you with any questions or needs you may have. Feel free to reach out at 650-231-1300 for inquiries or support. Join us at Upward today! Visit our website at https://www.upwardcu.org or stop by to learn more about how we can help you thrive financially. We look forward to serving you!

Branch History & Mission

Commitment to Service

With operational hours from Monday through Thursday from 8:30 am to 4:00 pm and Fridays from 7:30 am to 5:00 pm, we strive to be available when you need us most. While members can visit us at our main office location, official correspondence should be directed to our mailing address at 1860 El Camino Real Ste 100, Burlingame, CA 94010-3106 if different. Upward also provides convenient ATM access for quick transactions without hassle. Although we do not currently offer drive-thru banking or shared service centers, our dedicated team is always ready to assist you with personalized service.

Join Us

As we look toward the future, we invite you to become part of the Upward family. Experience firsthand how our member-focused approach can help you achieve your financial goals. Whether you are looking for simple banking solutions or comprehensive financial planning assistance, we are here for you every step of the way. Ready to take control of your financial future? Visit us today or call us at (650) 231-1300 for more information on how you can join Upward! Together, let's reach new heights!

Our Journey

Located at 1860 El Camino Real Ste 100, Burlingame, CA 94010, Upward began with the vision of making banking accessible and beneficial for everyone. As we evolved over the years, we've embraced innovation while staying true to our core values. From traditional savings and checking accounts to modern online and mobile banking options, we've adapted our services to meet the changing needs of our members. Over the decades, Upward has celebrated numerous milestones. We've expanded our offerings to include auto loans, mortgages, personal loans, and credit cards with rewards, all designed with our members' best interests in mind. We believe that everyone deserves the opportunity for financial growth and stability.

Our Mission

At Upward, our mission is clear: we aim to provide superior financial services that enhance the lives of our members while actively contributing to the local community. We understand that financial well-being goes beyond just numbers it's about building relationships and supporting one another. Our commitment extends beyond banking; we engage in various outreach efforts that foster a sense of belonging and mutual support within Burlingame. We partner with local organizations to promote initiatives that benefit our community and ensure everyone has access to essential resources.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to reach out! You can give us a call at 650-231-1300. We look forward to welcoming you into our community and helping you achieve your financial goals. Stop by today!

Operating Hours

We want to be available when you need us! Our lobby hours are Monday through Thursday from 8:30 AM to 4:00 PM, and on Fridays, we're open from 7:30 AM to 5:00 PM. Whether you're stopping by for a quick transaction or exploring our various services, we're here to assist you during these hours.

Parking & Accessibility

At Upward, we prioritize making banking easy for everyone. Our branch features ample parking and is designed to be accessible for all members, including those with disabilities. You'll find ramps and ADA-compliant entrances to ensure a smooth experience when you visit us.

Services Offered

At Upward, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the benefits of online and mobile banking for added convenience. If you're looking for an ATM, you'll be pleased to know that we have one available right here at our branch.

Member Eligibility

Becoming a member of Upward is like joining a close-knit family where your financial needs are truly understood and prioritized. If you're located in the vibrant community around 1860 El Camino Real Ste 100 Burlingame Ca 94010, you might be eligible to join us! We welcome individuals who live, work, or worship in the area, as well as their family members. This means that if you have a loved one already enjoying the benefits of membership, you're on the path to joining too. Our members enjoy a range of services designed to help them thrive financially, from competitive loan rates to personalized banking experiences. Opening an account with us is simple and straightforward. Just visit our website for all the details on how to get started: https://www.upwardcu.org/about/eligibility-benefits/ . If you have any questions or need assistance, don't hesitate to give us a call at (650) 231-1300. For a deeper dive into eligibility criteria and benefits, check out this resource: https://upwardcu.org/about/eligibility-benefits/ . We're excited to welcome you to our community!

Business Banking & Commercial Services

At Upward, we understand the unique challenges that business owners face. That's why we offer tailored banking solutions designed to help your business thrive. Whether you're launching a startup or expanding an established company, our commercial loans can provide the financial backing you need. Imagine having the resources to invest in new equipment, hire additional staff, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. When it comes to managing day-to-day operations, our merchant services simplify payment processing and cash flow management. From accepting card payments to tracking sales data, these tools can enhance your operational efficiency. If you're ready to take your business to the next level, visit us at 1860 El Camino Real Ste 100 Burlingame Ca 94010 in Burlingame, CA or contact us at (650) 231-1300. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services allow you basic access such as withdrawals and balance checks without any hassle. With multiple ATMs available, getting cash when you need it is quick and straightforward. At Upward, we are committed to ensuring our members receive not just financial products but also personalized service that meets their needs. If you're ready to experience banking with a personal touch, feel free to reach out at 650-231-1300 or visit us today! Together, let's take steps towards achieving your financial aspirations!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing services are designed to make your journey smoother. Picture driving off in the vehicle of your dreams with a financing plan that fits comfortably within your budget. We strive to offer competitive rates that can help you save money while still enjoying the ride.

Business Banking Services

For local entrepreneurs and business owners, we provide tailored Business Banking solutions including merchant services and business loans. We understand the hustle it takes to run a business, so we offer supportive financial products that help you thrive in today's market.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Upward provides robust Online & Mobile Banking services. From making payments and transferring funds to checking balances all at the touch of a button you'll have 24/7 access to manage your finances easily from anywhere.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn points on everyday purchases. This means that every time you shop for groceries or fuel up your car, you're also building rewards that can be redeemed for travel, merchandise, and more! It's an easy way to get something back from your spending.

Mortgage Loans & Refinancing

Owning a home is one of life's biggest milestones. At Upward, our Mortgage Loans & Refinancing options simplify the home buying process. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our team is ready to guide you every step of the way.

Personal Banking Solutions

Managing your money should be easy and convenient. With our Personal Banking options, including checking and savings accounts, you can take control of your finances. Imagine effortlessly tracking your spending or saving for a dream vacation through our user-friendly online banking system. Whether you're just starting out or planning for retirement, we offer solutions tailored to your needs.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come in handy. If you're facing debt challenges or need funds for a special project, we offer flexible loan options that can help lighten your financial load.

Digital & Online Banking

Key Features

Imagine being able to check your balance, transfer money, or pay bills with just a few taps on your phone. Our online banking service lets you do just that! Whether you're using our mobile application or accessing your account from a computer, everything is designed to be straightforward and accessible. One of the best features we offer is E-Statements. You can receive your statements electronically, which not only saves paper but also allows for quick access whenever you need them. Plus, with Electronic Signature Authorization, signing documents has never been easier or more secure. Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple and fast. All you need is their email or phone number, and you can transfer funds instantly without any hassle. And for those who enjoy shopping on the go, our Mobile Payments Feature lets you make purchases directly from your phone no wallet needed! Security is always a top priority at Upward. Rest assured that all transactions are protected with advanced security measures, keeping your information safe while you bank online. With our 24/7 online banking services, managing your finances has never been more convenient. You can access real-time updates about your accounts anytime, anywhere. So why wait? Dive into the world of digital banking with us today! Visit https://upwardcu.org/ to get started!

Financial Strength

Efficient Operations

Our operational efficiency is evident with a reported $205,648, which helps us continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We currently have $496 in used auto loans and $49,333,375 in total loans and leases available. This means whether you're looking to buy a new vehicle or finance other needs, we've got you covered.

Member-Centric Savings

Members' savings are secured through $11,811,820 in share certificates and $13,628,876 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $498,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $6,544,759 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support our community effectively while keeping your interests at heart.

Strong Financial Health

With a net worth of $9,408,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $986 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share Accounts: 9,698, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upward is your trusted partner. Visit us at 1860 El Camino Real Ste 100 Burlingame Ca 94010 or call (650) 231-1300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,283,665 in used vehicle loans and $4,248,633 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our competitive rates make it easier than ever to drive away with confidence.

Conclusion

At Upward Credit Union, we're committed to providing our members with the financial tools they need to succeed. From auto financing to home loans and credit lines, we have options that cater to all stages of life. For inquiries or assistance regarding our loan offerings or eligibility criteria, feel free to contact us at 650-231-1300 during our operating hours: Monday through Thursday from 8:30 am to 4:00 pm and Fridays from 7:30 am to 5:00 pm. For more detailed information about our services and how we can help you reach your financial goals, please visit us online at Upward. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Other Financing Options

In addition to auto and mortgage loans, we provide credit line options totaling $18,961,221 to give you access to funds when you need them most. These lines can be used for personal projects or unexpected expenses offering flexibility in managing your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $17,182,300, making buying or refinancing simple. We provide tailored solutions to fit your budget and lifestyle. If you are considering refinancing your existing mortgage, our team can guide you through various eligibility options.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,743,905 in loans helping members manage their expenses effectively. Our credit cards come with rewards that make everyday spending more rewarding.

Loan Aggregator

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UPWARD CREDIT UNION - Burlingame, CA