Upstate Credit Union Williamston SC | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Upstate, your trusted financial partner in the heart of Williamston, SC! Established in 1965, we have proudly served our community for nearly six decades, building a strong foundation based on trust, transparency, and member support. Located at 4 Roberts Blvd, Williamston, SC 29697, our branch is dedicated to providing personalized banking solutions that cater to your unique needs. As a member of Upstate, you join a thriving community of over 16,584 members who rely on us for their financial well-being. With total assets exceeding $134,815,275 and deposits amounting to $6,660,433, we are committed to managing your funds with care. Our robust offerings include auto loans, personal loans, and mortgage options totaling 8,862 loans and leases currently under management. At Upstate, we understand the importance of accessibility. That's why we offer convenient services such as online banking and mobile payment options to make managing your finances easier than ever. Whether you're stopping by for a quick transaction at our drive-thru or utilizing our ATM services, we strive to ensure every experience is smooth and efficient. Under the leadership of our CEO, Donna Metz, and Board President, Gregory Silver, our team of 58 dedicated employees is here to help you navigate your financial journey. We take pride in fostering lasting relationships with our members while maintaining a strong net worth of $13,454,676 demonstrating our stability and commitment to your financial success. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 4 Roberts Blvd, Williamston, SC 29697. If you have any questions or need assistance, don't hesitate to reach out by calling us at (864) 841-5102 or send us a fax at (864) 328-0305. Join us today at Upstate where your financial future is brighter with every step you take! Visit our website at upstatefcu.org for more information about our services and how we can support your financial goals.

Branch History & Mission

Join Us

As Upstate continues to grow and serve its members with dedication, we invite you to become part of our story. Experience the benefits of membership today whether you're looking for personal banking solutions or business support. Together, let's build a brighter financial future for you and our community! For more information about our services or how to join us, please visit our website.

Our Evolution

Since our founding, Upstate has focused on serving the needs of our members and their families. We started with a simple mission: to provide accessible financial services while supporting our local community. Throughout the decades, we have adapted to changes in technology and member needs, ensuring that we remain relevant and effective. From offering basic savings accounts to providing comprehensive mortgage loans and vehicle financing, our services have evolved while staying true to our core values. As technology advanced, so did we. Today, members can enjoy online and mobile banking services that allow them to manage their finances easily from anywhere. Our commitment to accessibility also includes ADA compliance and various customer-centric initiatives that ensure everyone can benefit from our offerings.

Our Mission

The mission of Upstate is not just about transactions; it's about building relationships and fostering community growth. We aim to empower our members through sound financial education and responsible lending practices. Whether it's helping someone buy their first car or providing advice on managing debt, we are here to support every step of the journey. In addition to our financial services, we engage actively with the community through outreach programs and partnerships aimed at making a positive impact in Williamston and beyond. We believe that by lifting up those around us, we lift ourselves as well. While you can always visit us at 4 Roberts Blvd for your banking needs where you'll find both ATM access and drive-thru services we encourage you to reach out via phone at 864-841-5102 for any inquiries or assistance.

Branch Location & Accessibility

Accessibility Features

We prioritize making banking easy for everyone. Our branch complies with ADA standards, featuring ramps and accessible parking options. We want every member to feel welcome and supported when they visit us.

Connect With Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at (864) 841-5102 for more information about our services or simply drop by during operating hours. We look forward to welcoming you to the Upstate Credit Union family!

Getting Here

Our branch is positioned near popular spots in Williamston, ensuring that you can stop by with ease. Whether you're coming from nearby neighborhoods or traveling through town, our location is designed for quick access. If you're sending us official correspondence, please note that you can also reach us at our mailing address: 4 Roberts Blvd, Williamston, SC 29697.

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed to fit your schedule: Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Fridays until 5:30 p.m. We're here to help you during these hours so you can manage your finances conveniently.

Services Offered

At Upstate Credit Union, we offer a range of services tailored to meet your financial needs. Enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. For those who prefer convenience on the go, we provide online and mobile banking solutions. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. Plus, with our drive-thru banking service, you can handle deposits and withdrawals without leaving your vehicle!

Member Eligibility

At Upstate, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming, designed for individuals who live, work, worship, or attend school in our service area. Whether you're looking for a savings account, loans, or other financial products, joining us opens the door to personalized services and benefits tailored just for you. For more details about who can join, feel free to explore our eligibility criteria. If you're ready to take the next step or have any questions, don't hesitate to reach out to us at (864) 841-5102. We're excited to help you start your journey with Upstate at our convenient location: 4 Roberts Blvd Williamston Sc 29697!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, our goal is to provide the necessary funding when the need arises. If you're not yet a member, we also offer flexible financing solutions with $0 in non-member commercial loans.

Real-World Merchant Services

In addition to loans, our merchant services are designed to simplify transactions for your business. Imagine a busy Saturday at your local shop; with our services, accepting payments becomes hassle-free, allowing you to serve customers quickly and efficiently. Whether it's point-of-sale systems or online payment options, we've got you covered. Let Upstate at 4 Roberts Blvd Williamston Sc 29697 in Williamston, SC be your partner in success. For inquiries or to learn more about how we can assist your business, give us a call at (864) 841-5102. Together, we can build a strong foundation for your future!

Comprehensive List Of Services

Accessing Your Money Made Easy

With our ATM services and basic drive-thru banking available, accessing your funds has never been easier. Whether it's deposits, withdrawals or simple transactions at the drive-thru or using one of our ATMs for quick cash withdrawal or balance checks your convenience is our priority. At Upstate, we pride ourselves on being more than just a credit union; we're a community partner committed to helping our members achieve their financial goals. If you have any questions or would like more information about any of our services, don't hesitate to reach out! Call us at 864-841-5102 or visit us at upstatefcu.org. Let us help you take the next step toward financial success today!

Business Banking Solutions

For local entrepreneurs, Upstate provides robust business banking services including merchant services and business loans. We understand that running a business is challenging; having the right financial support can make all the difference.

Credit Cards with Rewards

Don't forget about our credit cards that come with rewards! They allow you to earn points on your everyday purchases which can be redeemed for cash back or travel perks. It's an effortless way to benefit from the things you already buy.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money person-to-person all from your smartphone or computer.

Mortgage Loans & Refinancing

When it comes to home ownership, we make the process simple. Our mortgage loans and refinancing options are designed to fit your budget. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way.

Personal Banking Services

We offer a variety of personal banking options that cater to different lifestyles. Our checking and savings accounts come with features designed to help you manage your money effectively. If you're planning to buy a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms. We understand that life can sometimes throw unexpected expenses your way; that's why we also offer personal loans and debt consolidation solutions to help you get back on track.

Digital & Online Banking

Convenient Features

Need to send money to a friend? Our person-to-person transfer feature Yes makes it simple and fast. Just a few taps on your device, and you're done! If you're interested in making payments through your phone, our mobile payments feature Yes allows you to make quick transactions without hassle. In short, with the digital banking services offered by Upstate, you have everything you need for real-time account management right at your fingertips. Experience the convenience of modern banking while enjoying peace of mind with our robust security measures. Start exploring today by visiting https://upstatefcu.org/!

Key Services

Our online banking platform at https://upstatefcu.org/ is user-friendly and accessible 24/7. You can check balances, pay bills, and transfer funds with just a few clicks. Plus, with our mobile application, you can manage your accounts right from your smartphone. Whether you're at home or on the go, you have the power to control your finances in the palm of your hand.

Security and Ease-of-Use

Your security is our priority. We utilize electronic signature authorization Yes to ensure that your transactions are safe and secure. Additionally, e-statements Yes help reduce paper clutter while providing you with instant access to your financial documents. You can feel confident knowing that your sensitive information is protected.

Financial Strength

Commitment to Stability

With a net worth of $13,454,676, we maintain robust financial health. This strength allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficient Operations

Our operational efficiency is reflected in our $-$359,277, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 30,453, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further highlight our commitment to you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upstate is your trusted partner. Visit us at 4 Roberts Blvd Williamston Sc 29697 or call (864) 841-5102 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing Back into Our Community

With $13,425,849 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,685 in used auto loans and $94,541,280 in total loans and leases.

Secure Savings for Our Members

Members' savings are secured through $23,771,514 in share certificates and $1,342,439 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,903,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,458,115 in used vehicle loans and $5,873,903 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used vehicle, we have flexible terms that make financing easy and affordable.

Credit Lines

Our total credit lines amount to $21,807,966, giving you access to additional funds when unexpected expenses arise or when you're ready to take on new projects. At Upstate, our goal is to ensure that our members feel supported throughout their financial journey. We encourage you to explore our lending options and see how we can assist you in reaching your financial aspirations. For more information about our loan products or to start your application today, visit us online at Upstate FCU or call us directly at 864-841-5102. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,104,889, make buying or refinancing simple. We provide competitive rates and various terms to help you find the best fit for your situation. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently there are no active loans in this category. Our credit products are designed to help you manage your finances effectively while providing the purchasing power you need.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers. Each comparison reflects genuine interest rates and terms, eliminating the guesswork often associated with finding loans.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality empowers users to make informed choices without any hidden influences. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With just a few clicks, you can view various options tailored to your needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UPSTATE FEDERAL CREDIT UNION - Williamston, SC

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