Upstate Credit Union Williamston SC | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to the Upstate Credit Union, your trusted financial partner since 1965. Located at 4 Roberts Blvd, Williamston, SC 29697, we have proudly served our community for over five decades, helping more than 16,206 members achieve their financial goals. With total assets exceeding $144 million, including $15,021,421 in deposits and a net worth of $12,911,570, we are committed to providing secure and reliable banking services. At Upstate, we understand that every member's journey is unique. That's why we offer a variety of personal banking options, from checking and savings accounts to auto loans and mortgages. Our team is dedicated to ensuring you have the resources needed to make informed financial decisions. We also provide business banking solutions for local entrepreneurs looking to grow their ventures. Under the leadership of CEO Donna Metz and Board President Gregory Silver, our dedicated staff of 58 employees works tirelessly to foster a welcoming environment where your needs come first. We take pride in being an accessible credit union, featuring both ATM services and drive-thru banking for your convenience. While members can visit us at our branch location, official correspondence should be sent to the same address: 4 Roberts Blvd, Williamston, SC 29697. Feel free to reach out to us at (864) 841-5102 or explore our website at upstatefcu.org for more information about our services. Join us today and discover how Upstate Credit Union can help you navigate your financial future with confidence!

Branch History & Mission

Community Engagement

We are not just about numbers; we are about people. Through various outreach initiatives and partnerships with local organizations, Upstate actively participates in community development efforts. Whether it's through educational workshops or charitable contributions, we aim to uplift those around us.

Join Us Today!

While members can visit us at 4 Roberts Blvd for all their banking needs, official correspondence should be sent to the same address. If you're looking for a credit union that prioritizes your financial success while being deeply rooted in community values, look no further than Upstate. We invite you to join us on this journey towards better financial health and community enrichment. Together, let's make a difference! For any inquiries or assistance, feel free to reach us at (864) 841-5102 or visit us online at Upstate FCU.

Mission Statement

At Upstate, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering community growth. We believe that when our members thrive, so does our community. We strive to deliver personalized service and innovative products that empower individuals and families to achieve their goals be it purchasing a new home or starting a business.

Modern Banking Solutions

In today's fast-paced world, we understand the importance of convenience. That's why we've integrated modern banking solutions like online and mobile banking into our services. Members can easily access their accounts anytime and anywhere. Plus, with features like ATM access and drive-thru services available at our branch, managing your finances has never been easier.

Our Evolution

From our early days at 4 Roberts Blvd, Williamston, SC 29697, Upstate has continually evolved to meet the changing needs of our members. As we grew, so did our offerings. Today, we provide a wide range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. With total assets reaching an impressive $144,169,102, we stand ready to support your financial journey.

Branch Location & Accessibility

Connect With Us

While members can visit us at 4 Roberts Blvd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 864-841-5102. We invite you to drop by the Williamston Office today we look forward to serving you!

Easy Access and Parking

Our branch offers ample parking, making it easy for you to stop by whether you're running errands or have dedicated banking to do. If you need assistance entering the building, rest assured that we comply with ADA standards, providing ramps and other features for a welcoming experience.

Operating Hours and Services

We are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Friday until 5:30 p.m., so you can find a time that suits you best. At Upstate, we pride ourselves on offering a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you every step of the way. For those who prefer quick transactions, our drive-thru service allows for deposits and withdrawals without leaving your vehicle. Plus, our ATM is available for cash withdrawals and balance checks anytime you need it.

Member Eligibility

At Upstate, we're excited to welcome you into our community! Becoming a member is more than just opening an account; it's about joining a family that prioritizes your financial well-being. If you live, work, or worship in the area, or if you have a family member who is already a member, you're likely eligible for membership. We believe that everyone deserves access to friendly service and financial resources tailored just for them. Getting started is simple! You can visit us at our branch located at 4 Roberts Blvd Williamston Sc 29697 to learn more about the benefits of membership and how we can support your financial goals. For detailed eligibility criteria, please check out our resource at . If you have any questions or need assistance, don't hesitate to give us a call at (864) 841-5102. We can't wait to help you take this important step toward financial empowerment!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: You've just opened your café, and customers are excited to pay for their lattes. Our merchant services make it easy for you to accept payments quickly and securely. From card readers to online payment solutions, we provide the tools you need to keep your business running smoothly. Visit us at 4 Roberts Blvd Williamston Sc 29697 in Williamston, SC, or give us a call at (864) 841-5102 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Our ATMs provide easy access for withdrawals and balance checks whenever you need them. Plus, our drive-thru service ensures that quick transactions are just as convenient as visiting us in person. At Upstate, we are more than just a credit union; we are part of your community in Williamston, SC. Our friendly team is here to assist you with any questions or services you may need. Feel free to reach out at (864) 841-5102 or visit us at 4 Roberts Blvd Williamston Sc 29697 today! We look forward to serving you! Explore our website at Williamston Office for more details on how we can assist with all your banking needs!

Auto Loans & Vehicle Financing

If you're in the market for a new car, look no further! Our auto loans and vehicle financing options make purchasing or refinancing your vehicle easy and affordable. Picture yourself driving off in your dream car, knowing you got an excellent rate from us. We work with you to find terms that fit your budget.

Business Banking

For entrepreneurs and small business owners, we offer business banking services that include merchant services and business loans. We understand the unique challenges of running a business and are here to help you thrive. Picture having access to the tools needed to grow your business without added stress.

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that let you earn while you spend! With benefits like cash back or travel points, managing your purchases becomes more rewarding. Think about how great it feels to earn rewards just for using a card designed for your lifestyle.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options can help make that dream a reality. With personalized service and competitive rates, we guide you through every step of the process. Imagine moving into your new home with confidence, backed by our support every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Upstate offers robust online and mobile banking solutions so you can manage your finances anytime, anywhere. From making deposits to transferring funds or checking balances all at your fingertips.

Personal Banking

For those looking to manage their everyday expenses, we offer a variety of personal banking options, including checking and savings accounts that suit different lifestyles. Imagine having a checking account that not only keeps your money safe but also helps you save with competitive interest rates. Whether you're saving for a vacation or just looking to keep your funds secure, our accounts are designed with your needs in mind.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and when it does, personal loans can provide the financial relief you need. Whether it's for medical bills or home repairs, our personal loan options are flexible and straightforward. Additionally, if you're juggling multiple debts, consider our debt consolidation services to simplify your payments.

Digital & Online Banking

Key Services

Our online banking platform provides features like electronic signature authorization, making it simple for you to complete transactions without the hassle of paper forms. Plus, with e-statements readily available, you can keep track of your finances while reducing clutter. Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that with just a few clicks. And if you're on the go, our mobile application ensures that you have all the tools you need right in your pocket, including mobile payments for quick and easy transactions.

Security and Ease-of-Use

Your security is our top priority. We utilize the latest technology to protect your information and ensure safe transactions. Navigating our online services is straightforward and user-friendly, so whether you're checking balances or transferring funds, you'll find it easy. With real-time account management, you'll always have up-to-date information at your fingertips. Whether it's paying bills or reviewing recent transactions, everything you need is just a click away. In summary, Upstate is committed to providing convenient and secure digital banking solutions that enhance your financial experience. Explore our services today and take control of your banking needs!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts stand at 29,306, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) are currently at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upstate is your trusted partner. Visit us at 4 Roberts Blvd Williamston Sc 29697 or call (864) 841-5102 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $19,385,322 in share certificates and $1,538,959 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,895,490, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $12,853,042 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $3,627 in used auto loans and $92,428,230 in total loans and leases supporting members' financial goals across various sectors.

Strong Capital Position

With a net worth of $12,911,570, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We have issued over $49,737,185 in used vehicle loans and $6,160,406 in new vehicle loans already helping our members get on the road. With flexible terms and quick approval processes, you can drive off with the vehicle you desire sooner than you think.

Credit Lines

Our total credit lines amount to $37,913,654, providing additional flexibility for those unexpected expenses or projects you might encounter. If you're ready to explore your options further or have any questions about our loan products at Upstate, feel free to reach out! You can visit us at our branch located at 4 Roberts Blvd., Williamston, SC 29697, or call us at 864-841-5102 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday until 5:30 p.m. For more information on our services and to see how we can assist with your financial needs, please visit our website at upstatefcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,225,738, make buying or refinancing simple. We are committed to guiding you through every step of the process. If you're interested in refinancing your current mortgage, we can help evaluate your eligibility for better terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding amounts in this category, our offerings can help members manage their finances effectively when available.

Loan Aggregator

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Upstate