Upstate Credit Union Anderson SC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Upstate, your trusted credit union located at 10 Bib Way, Anderson, SC 29626. Established in 1965, we have proudly served our community for decades, fostering financial growth and stability for our 16,584 members. With a total asset base of $134,815,275 and robust deposits amounting to $6,660,433, we are committed to providing personalized banking solutions that fit your needs. At Upstate, we understand the importance of accessible financial services. Whether you're seeking an auto loan from our portfolio of 8,862 loans or looking to open a savings account, our dedicated team is here to assist you every step of the way. Under the leadership of our CEO, Donna Metz, and Board President, Gregory Silver, our focus remains on delivering exceptional service while ensuring your financial well-being. Our branch operates Monday through Friday from 7:00 am to 3:00 pm, making it easy for you to visit us during your busy schedule. If you need assistance or have questions, feel free to reach out at 864-210-9618. While members can visit us at 10 Bib Way, official correspondence should be sent to the same address. With a net worth of $13,454,676 and cash in hand totaling $2,827,104, we are financially sound and ready to support your aspirations. We invite you to explore our full range of services from personal banking options like checking accounts and mortgages to business banking solutions tailored for local entrepreneurs. Join us at Upstate where community matters most. Visit our website at upstatefcu.org or call us today to learn how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Community

At Upstate, we believe in giving back. Our mission extends beyond financial transactions; it includes supporting local initiatives that uplift our community. Through various partnerships and outreach programs, we aim to make a positive impact on the lives of those around us. Whether it's sponsoring local events or participating in charitable activities, we are committed to being an active part of Anderson. We understand that each member's journey is unique. That's why we prioritize personalized service with real people ready to assist you during our operating hours from Monday through Friday, 7:00 AM to 3:00 PM. While members can visit us at 10 Bib Way for all their banking needs, official correspondence should be sent to the same address for consistency. You can also reach us at (864) 210-9618 for any inquiries or assistance.

Join Us Today!

As we look toward the future, Upstate remains focused on expanding our services while keeping the heart of our mission alive supporting our members and community every step of the way. We invite you to join us at Upstate and experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being. Together, let's continue building a brighter future!

Our Evolution

From the moment we opened our doors nearly six decades ago, Upstate has been dedicated to providing exceptional financial services tailored to meet the needs of our members. Over the years, we've expanded our offerings beyond basic banking to include auto loans, mortgage refinancing, personal loans, and business banking solutions. Our mission is simple yet powerful: to empower our members to achieve their financial goals while fostering a sense of community. Our headquarters in Anderson serves as a hub for innovation and service excellence. We have embraced modern technology to enhance accessibility for all our members. With features like online banking, mobile payments, and e-statements, managing finances is easier than ever before. Our ATM is available for convenient cash access whenever needed.

Branch Location & Accessibility

Getting Here

Parking is available right outside our doors, ensuring that your visit is hassle-free. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to assist all members of our community. If you need assistance upon arrival, our friendly staff is always ready to help.

Operating Hours

We understand that life can get busy, which is why we offer convenient hours for your banking needs. Visit us Monday through Friday from 7:00 AM to 3:00 PM. Whether you're stopping by for personal banking services or need assistance with loans, we're here during those hours to make your experience as smooth as possible.

Services Offered

At Upstate, we pride ourselves on offering a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks anytime you need it. While members can visit us at 10 Bib Way, official correspondence should be sent to the same address if you're looking for any specific communications or paperwork. We invite you to come see us soon! If you have any questions before your visit or need assistance, feel free to give us a call at 864-210-9618. Your financial journey starts here at Upstate where we make banking easy and welcoming!

Member Eligibility

Becoming a member of Upstate is like joining a close-knit family that supports you in your financial journey. If you're looking to enjoy the benefits of personalized service and community-focused banking, you're in the right place! Membership is open to individuals who live, work, worship, or attend school in the surrounding areas. This means whether you're from Anderson or just passing through, there's a good chance you can join us. You can check all the detailed eligibility criteria. The process to open an account is straightforward and welcoming; simply visit us at our branch located at 10 Bib Way Anderson Sc 29626, or give us a call at (864) 210-9618 for more information. We're excited to have you as part of our community where we prioritize your financial well-being and offer services that cater to your needs!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we provide essential merchant services designed to streamline your payment processes. Picture this: a busy café bustling with customers. With our merchant solutions, every transaction is quick and efficient, allowing you more time to focus on delivering outstanding service rather than worrying about payment logistics. Let us partner with you on your journey toward success. Visit us at 10 Bib Way Anderson Sc 29626 in Anderson, SC or call us at (864) 210-9618 to learn more about how we can assist you in achieving your business goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently don't have member or non-member commercial loans available, we are dedicated to crafting financing solutions that can help you take your business to the next level in the future. Imagine having access to funds that allow you to expand your operations or invest in new equipment. With our competitive rates and flexible terms, financing becomes a tool for your success.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, Upstate offers business banking services including merchant services and business loans. We believe in supporting local businesses and helping them thrive in our community. Whether you're starting a new venture or expanding an existing one, we're here to provide the financial tools you need.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can access ATM services for cash withdrawals or balance checks with ease. Plus, features like person-to-person payments make transferring funds between friends simple and quick.

Get Started Today!

With extended hours from Monday through Friday, 7:00 AM to 3:00 PM, visiting us is easy! Have questions? Give us a call at 864-210-9618 or visit our website at Upstate FCU for more information on how we can assist you in achieving your financial goals. At Upstate, we're not just a credit union; we're your partners in financial success!

Loans and Debt Management

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the support you need. We also offer credit cards with rewards perfect for those who like to earn while they spend. You might find it rewarding to use your card for everyday purchases while accumulating points towards exciting benefits.

Mortgage Solutions

Thinking about purchasing a home? Our mortgage loans and refinancing solutions can make this significant milestone more attainable. We work closely with you to find the right terms that fit your budget and lifestyle, ensuring that the process feels as smooth as possible.

Personal Banking

For those looking to manage their everyday finances, our personal banking options are tailored just for you. Whether you need checking and savings accounts for your daily expenses or you're considering auto loans for that new car you've had your eye on, we've got you covered. Imagine driving away in your dream vehicle with one of our affordable auto loans and flexible financing options.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking platform, available at https://upstatefcu.org/, you can access your accounts 24/7. You'll find it easy to check balances, transfer funds, and pay bills all from the comfort of your own device. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. We also offer e-statements, so you can go green by reducing paper clutter while keeping track of your financial activity. If you're always on the move, our mobile application puts banking right in your pocket. You can deposit checks, make payments, and even use mobile payments for a quick and hassle-free checkout experience.

Security You Can Trust

Your security is our top priority. We use advanced encryption technology to protect your personal information and transactions. With features like real-time notifications and secure logins, you can rest easy knowing that your accounts are safe. In summary, Upstate provides all the digital tools you need for effective account management right at your fingertips. Embrace convenience today explore our online banking services at https://upstatefcu.org/!

Stay Connected with Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send funds instantly without needing cash or checks. Just a few taps on your screen, and you're done!

Financial Strength

Commitment to Growth

With $13,425,849 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,685 in used auto loans and $94,541,280 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $23,771,514 in share certificates and $1,342,439 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,903,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$359,277 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $13,454,676, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share and Deposit Accounts: 30,453, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upstate is your trusted partner. Visit us at 10 Bib Way Anderson Sc 29626 or call (864) 210-9618 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Upstate, we understand that everyone has unique financial needs. Whether you're looking to purchase a new vehicle, refinance your home, or manage unexpected expenses, we offer a variety of loan products tailored to help you achieve your goals. With over 8862 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're thinking about buying a new car, our offerings include over $50,458,115 in used vehicle loans and $5,873,903 in new vehicle loans already helping members get on the road. We pride ourselves on providing some of the lowest rates in the industry to make car ownership more accessible. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $10,104,889, making buying or refinancing simple. We believe that owning a home is an important step towards financial security and are here to guide you through the process. For those who may need extra funds for personal use, we also provide flexible terms on unsecured credit card loans. While we currently have $0 in unsecured credit card loans available, we can help you find solutions that fit your budget and spending habits. If you're a business owner looking for capital to grow and expand, our outstanding commercial loans totaling $0 can provide the financial support you need. Additionally, we offer a range of refinancing options to help you lower your monthly payments or consolidate debt. Eligibility options are available for those who want to take advantage of these benefits. Our branch is conveniently located at 10 Bib Way, Anderson SC 29626, and our friendly team is ready to assist you with any questions. Feel free to reach us at 864-210-9618 during our operating hours from Monday to Friday between 7:00 AM and 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Upstate, we're dedicated to helping our members navigate their financial journeys with confidence.

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UPSTATE FEDERAL CREDIT UNION - Anderson, SC

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