Upstate Credit Union Anderson SC | Best Auto Loans & Business Banking

Introduction

Welcome to Upstate, your trusted partner in financial wellness right here at our Whitehall / Mcgee Road Branch, located at 910 Whitehall Rd, Anderson, SC 29625. Since our establishment in 1965, we have been dedicated to serving our community with integrity and care. With a total membership of over 16,200 individuals and assets exceeding $144 million, we pride ourselves on being a reliable resource for your banking needs. At Upstate, we understand that each member's journey is unique. Whether you are looking for personal banking services, auto loans, or business financing options, we are here to guide you every step of the way. Our total deposits currently stand at $15,021,421, reflecting the trust our members place in us. We also manage a robust loan portfolio with over 8,545 loans and leases designed to help you achieve your financial goals. Our branch is more than just a financial institution; it's a community hub where you can access essential services like online and mobile banking, ATMs, and drive-thru operations. We're committed to providing convenience while ensuring that you feel valued and supported. Under the leadership of CEO Donna Metz and Board President Gregory Silver, our team of 58 employees is here to assist you with friendly service tailored to your needs. If you need assistance or have questions about our offerings, don't hesitate to reach out at 864-328-0303. While members can visit us at our branch address, official correspondence should be sent to 123 Broadbent Way, Anderson, SC 29625. We invite you to explore all that Upstate has to offer. Visit us today or check out our website at upstatefcu.org for more information. Your financial future starts here!

Branch History & Mission

A Legacy of Community Focus

Since our opening nearly six decades ago, Upstate has been committed to providing personalized financial services that meet the unique needs of our community. Our journey began with a vision to empower individuals and families through accessible banking solutions. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage financing, and business services. Each milestone in our history reflects our dedication to serving you better.

Join Us Today

While members can visit us at 910 Whitehall Rd Anderson Sc 29625, official correspondence should be sent to 123 Broadbent Way, Anderson, SC 29625 if different. If you're looking for a supportive financial partner that prioritizes your needs and fosters community growth, look no further than Upstate. We invite you to join us today and experience firsthand the benefits of membership! For more information or assistance, please call us at (864) 328-0303 or visit our website at upstatefcu.org. Together, let's build a brighter financial future!

Modern Banking Solutions

As we embrace advancements in technology, Upstate ensures that your banking experience is as convenient as possible. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. Plus, with ADA-compliant facilities and dedicated drive-thru services available during our operating hours Monday through Thursday from 8 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 1 PM you can access the services you need when it suits you best.

Our Mission

At Upstate, our mission is clear: we strive to enhance the financial well-being of our members while supporting the broader community. We believe in building lasting relationships and providing exceptional service that goes beyond traditional banking. Whether you need assistance with checking accounts or are looking for guidance on loans and credit cards, our team is here to help every step of the way. We recognize that being part of a community means more than just offering financial products; it's about giving back. Through various outreach programs and partnerships with local organizations, we aim to make a positive impact right here in Anderson.

Branch Location & Accessibility

Convenient Access and Features

At Upstate, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious entryways. Parking is plentiful and hassle-free, making it simple for you to stop by anytime during our operating hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. If you need quick access to cash or want to make deposits on the go, our ATM is available for your convenience. Additionally, our drive-thru service allows you to handle basic transactions without leaving your vehicle ideal for those busy days when every minute counts!

Stay Connected

While members can visit us at the branch address mentioned above, please note that any official correspondence should be sent to our mailing address at 123 Broadbent Way, Anderson, SC 29625. If you have questions or need assistance while you're on the go, don't hesitate to give us a call at 864-328-0303. We look forward to welcoming you into our branch! Whether it's personal banking services like checking and savings accounts or auto loans and refinancing options, we're here to support your financial journey. Visit us today and discover how we can help you achieve your financial goals!

Member Eligibility

Joining the Upstate community is more than just opening an account; it's about becoming part of a family that supports each other. At Upstate, we warmly welcome anyone who lives, works, or worships in our local area. If you're looking to enjoy a range of financial services while being treated like a valued member, you're in the right place! The eligibility requirements are straightforward and designed to include as many people as possible, ensuring that our community can thrive together. For a detailed look at these criteria, feel free to visit this link. Becoming a member at Upstate means gaining access to personalized banking solutions tailored just for you from checking and savings accounts to loans and credit options that fit your lifestyle. If you're ready to join us and experience the benefits firsthand, opening an account is simple! Just give us a call at (864) 328-0303, and our friendly team will guide you through the process. We're located at 910 Whitehall Rd Anderson Sc 29625 and are excited to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any commercial loans, our team is dedicated to exploring tailored financing solutions for your unique needs when the time is right.

Merchant Services

In addition to loans, we offer merchant services that simplify how you manage transactions. Imagine having the ability to accept payments seamlessly, whether online or in-store, allowing you to focus on what you do best running your business. Our reliable payment processing solutions are designed to enhance your customer experience while keeping your operations smooth and efficient. If you're ready to take your business to the next level, visit us at 910 Whitehall Rd Anderson Sc 29625 in Anderson, SC or call us at (864) 328-0303. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive business banking services, including merchant services and business loans tailored for entrepreneurs looking to grow their ventures. Our team understands the challenges small businesses face and is here to support your financial needs.

Cash Access Made Simple

We also understand the need for cash in everyday transactions. With our ATM services, you have easy access to withdraw cash or check balances without hassle. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. At Upstate, we strive to be more than just a financial institution; we're your partners in achieving financial wellness. For any questions or further information about our services, feel free to reach out at 864-328-0303 or visit us online at upstatefcu.org. Join us today and experience the difference in personalized banking!

Convenient Digital Services

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking solutions that allow you to manage your finances from anywhere. Pay bills, transfer money, or check your balance all from your smartphone or computer whenever it suits you best.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process of homeownership with ease. We take the time to explain your options so that you can choose a mortgage plan that fits your budget and future goals.

Personal Banking Made Easy

We offer various personal banking options that include checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a special occasion or just want an account for daily expenses, our accounts are structured to meet your needs. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away with the car you desire. We understand how important reliable transportation is, so we provide competitive rates and flexible terms.

Support for Your Financial Goals

If you're looking to consolidate debt or fund a personal project, our personal loans can help you achieve those goals without stress. Additionally, we offer credit cards with rewards that give back every time you use them, making it easier to earn rewards on purchases you already make.

Digital & Online Banking

Convenient Mobile Payments

For those everyday purchases, take advantage of our mobile payments option. It's fast, secure, and perfect for when you're out shopping or dining. At Upstate, we're dedicated to making banking convenient while keeping it safe. Experience the ease of managing your finances with us today!

Easy Access to Your Accounts

With our online banking platform, available at https://upstatefcu.org/, managing your accounts has never been easier. Whether you want to check your balance, pay bills, or transfer funds between accounts, everything is just a few clicks away. Our user-friendly interface means you won't have to struggle with complicated processes.

Enjoy the Benefits of E-Statements and Mobile Banking

Say goodbye to paper clutter! Our e-statements allow you to receive your financial documents electronically saving trees and keeping your records organized. If you're always on the go, you'll love our mobile application which provides easy access to all features right from your smartphone.

Secure Transactions and Features

Security is our top priority. You can rest assured knowing that all transactions made through our platform are protected with advanced encryption technologies. Plus, if you ever need to sign documents digitally, our electronic signature authorization feature makes it quick and straightforward.

Transfer Money with Ease

Need to send money to a friend or family member? Our person-to-person transfer feature makes sending cash as simple as sending a text. Just enter their information, and the money is sent instantly!

Financial Strength

Commitment to Growth

With $12,853,042 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $3,627 in used auto loans and $92,428,230 in total loans and leases supporting members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $19,385,322 in share certificates and $1,538,959 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,895,490, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 6 part-time employees dedicated to serving you with a knowledgeable team.

Solid Financial Health

With a net worth of $12,911,570, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at 29,306, showcasing a strong and growing member base that trusts us with their finances. This vibrant community allows us to continue thriving as your trusted credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upstate is your trusted partner. Visit us at 910 Whitehall Rd Anderson Sc 29625 or call (864) 328-0303 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,737,185 in used vehicle loans and $6,160,406 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is ready to assist you through the process.

Credit Lines and Personal Loans

For those seeking flexibility in their finances, we provide credit lines totaling $37,913,654. These lines can be an excellent resource for managing expenses or making unexpected purchases without stress. Additionally, we have unsecured credit card loans available, with total loans amounting to $0, allowing you to handle your finances effectively while enjoying rewards and benefits tailored for our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,225,738, make buying or refinancing simple. We offer personalized guidance to help you navigate the mortgage process smoothly and efficiently.

Refinancing Options

If you're looking to lower your monthly payments or access cash from your existing assets, we also offer refinancing options across various loan types. It's worth exploring how refinancing can fit into your financial strategy. At Upstate, we prioritize making our loan products accessible and beneficial for our members. For any inquiries or if you'd like assistance determining which loan option is best for you, don't hesitate to reach out at (864) 328-0303. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial wellness starts here!

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