Upstate Credit Union Anderson SC | Convenient ATM Services Only

Introduction

Welcome to Upstate, your trusted credit union located at 123 Broadbent Way, Anderson, SC 29625. Since our establishment in 1965, we have been dedicated to serving our community with integrity and care. With a proud membership of over 16,206 individuals, we strive to provide financial solutions that empower our members to achieve their goals. At Upstate, we understand that banking is more than just numbers it's about building relationships and fostering trust. Our total assets stand strong at $144,169,102, with total deposits reaching $15,021,421. We are committed to offering competitive loans and services; currently, we have issued a total of 8,545 loans and leases, ensuring that our members have access to the resources they need. Under the leadership of our CEO, Donna Metz, and Board President, Gregory Silver, our team of 58 employees works diligently to create a welcoming environment where you feel valued and understood. We aim to make your financial journey smooth and beneficial. While you can visit us at our branch location for assistance, please note that all official correspondence should be sent to the same address: 123 Broadbent Way, Anderson, SC 29625. Whether you're looking for savings accounts or personal loans, we invite you to explore the wide range of services we offer by visiting our website at upstatefcu.org. If you have any questions or need support, don't hesitate to call us at 864-359-3355 during our operating hours from Monday to Friday between 8:00 a.m. and 5:00 p.m. Join us today and experience the Upstate difference!

Branch History & Mission

At Upstate, we are proud to share a rich history that began in 1965 in the heart of Anderson, SC. Over the years, we have grown from a small local credit union to a trusted financial partner for over 16,000 members, with total assets amounting to an impressive $144,169,102. Our commitment to our members and the community remains as strong today as it was when we first opened our doors. Located at 123 Broadbent Way, our branch is easily accessible and close to local landmarks that resonate with the community we serve. While members can visit us at this address for all their banking needs, official correspondence should be sent to 123 Broadbent Way, Anderson, SC 29625 if different. Our mission is clear: we aim to provide exceptional financial services while fostering a supportive community environment. We believe in empowering our members through education and resources that promote financial wellness. Our team works diligently to ensure that each member receives personalized service tailored to their unique needs. As we look back on our journey, significant milestones stand out. From expanding our services to include modern conveniences like online banking and mobile payments to ensuring compliance with ADA standards, we've embraced innovation while maintaining our core values. We also prioritize community outreach by forming partnerships that enhance local initiatives and support those in need. Operating from Monday through Friday from 8:00 a.m. to 5:00 p.m., we strive to be available for our members whenever they need us. Although we currently do not offer ATM or drive-thru services, our dedicated staff is ready to assist you inside the branch. At Upstate, we invite everyone in Anderson and beyond to join us on this journey. Experience firsthand how being part of our credit union can lead to better financial opportunities and a stronger community connection. Whether you're looking for loans, savings options, or just friendly advice, we are here for you every step of the way. Join us today and become part of something special! For more information, please call us at 864-359-3355 or visit our website at upstatefcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessible and Convenient

Getting to our branch is hassle-free, with ample parking available right outside. We prioritize accessibility for all our members, ensuring that our facilities comply with ADA standards. Whether you're visiting for a quick transaction or to discuss your financial goals, you'll find our space welcoming and easy to navigate.

Operating Hours

We're here for you Monday through Friday from 8:00 a.m. to 5:00 p.m., ready to assist you with everything from opening new accounts to offering personalized loan advice. While we currently do not have ATM services or drive-thru banking, our dedicated staff is eager to help you inside the branch.

Reach Out Anytime

If you have any questions or need assistance, don't hesitate to give us a call at 864-359-3355. We look forward to welcoming you at Upstate and helping you achieve your financial dreams! While members can visit us at 123 Broadbent Way, official correspondence should be sent to the same address for consistency. Come by today and see how we can support your financial journey!

Member Eligibility

Becoming a member of Upstate is like joining a close-knit family that's dedicated to your financial well-being. If you live, work, worship, or attend school in the Anderson area, you're already eligible! We welcome individuals from all walks of life to enjoy our range of services designed with you in mind. Membership at Upstate not only opens the door to competitive rates and personalized service, but it also connects you with a community that values your financial journey. To learn more about specific eligibility requirements and how you can start your membership, please visit our website at . When you're ready to take the next step, opening an account is easy! Just give us a call at (864) 359-3355, and our friendly staff will guide you through the process. Join us at Upstate, located at 123 Broadbent Way Anderson Sc 29625, and discover all the benefits that come with being part of our community!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your business while seamlessly handling payments from customers. Our merchant services are crafted to simplify transactions, allowing you to focus on what you do best growing your business. Whether it's point-of-sale systems or online payment processing, we provide tools that keep your cash flow steady and your customers happy. Located at 123 Broadbent Way Anderson Sc 29625 in Anderson, SC, our team is here to discuss how we can support your business journey. Reach out to us at (864) 359-3355 during our operating hours, Monday through Friday from 8:00 a.m. to 5:00 p.m., and let's explore how we can partner together for success!

Comprehensive List Of Services

A Personal Touch

While technology plays a significant role in modern banking, we believe in the importance of personal connections too. Our friendly staff is always ready to assist you with any questions you may have about our services or how to make the most of your membership at Upstate. Feel free to reach out by calling us at (864) 359-3355 during our operating hours from Monday to Friday, 8:00 a.m. - 5:00 p.m.

Banking Services Designed for You

Whether you're looking to manage your daily expenses or plan for the future, our services are tailored to help you achieve your financial goals. At Administration Center, we offer ATM Services Only, ensuring that you have access to cash when you need it most. Imagine being able to withdraw money or check your balance without the hassle of long lines or complicated procedures. Our ATM service makes it simple and efficient.

Convenience at Your Fingertips

In today's fast-paced world, having access to banking services online is essential. That's why we provide robust digital banking options, including online banking and mobile payments. You can easily check your account balance, transfer funds, or pay bills right from your smartphone or computer. This means no more waiting until business hours; you can manage your finances anytime, anywhere.

Join Us Today!

At Upstate, we're committed to helping our members thrive financially. With our comprehensive range of services designed for ease and accessibility, we invite you to take advantage of what we offer. Visit us today at 123 Broadbent Way Anderson Sc 29625 in Anderson, SC, and experience firsthand how we can support your financial journey. For more information on our services or to find out how you can become a member, please check out our website at https://upstatefcu.org/. We look forward to serving you!

Digital & Online Banking

Key Features

With our online banking services, available at https://upstatefcu.org/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your device. We offer a user-friendly mobile application that allows you to manage your finances on the go. Plus, our 24/7 online banking ensures that you have access to your accounts whenever you need it. One of the standout features is our person-to-person transfer option, making it simple to send money to friends and family without any hassle. And if you're looking to reduce paper clutter, you'll appreciate our e-statements feature, which provides secure electronic statements for easy access and organization.

Security You Can Trust

Your security is a top priority at Upstate. With electronic signature authorization, you can sign documents digitally, ensuring a smooth and secure transaction process. This feature not only saves time but also adds an extra layer of protection for your information. Additionally, our mobile payments feature allows you to make purchases directly from your phone, offering both convenience and security with every transaction. In summary, our digital and online banking services provide an accessible way for members to manage their finances effectively. Explore all these features and more by visiting us online today!

Financial Strength

Commitment to Growth

With $12,853,042 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $3,627 in used auto loans and $92,428,230 in total loans and leases, supporting your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts: 29,306, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upstate is your trusted partner. Visit us at 123 Broadbent Way Anderson Sc 29625 or call (864) 359-3355 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $19,385,322 in share certificates and $1,538,959 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,895,490, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $12,911,570, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $49,737,185 in used vehicle loans and $6,160,406 in new vehicle loans, helping members get on the road with confidence. If you're interested in refinancing your current auto loan, we can assist you with that as well.

Credit Lines and Unsecured Loans

For those needing flexible credit solutions, our total credit lines amount to $37,913,654. This option allows you to borrow as needed while only paying interest on what you use. Additionally, we also offer flexible terms on unsecured credit card loans; however, currently there are no active unsecured credit card loans issued.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $9,225,738, making it easier for you to settle into your new home. If you're considering refinancing an existing mortgage, our team is here to help guide you through the process.

Why Choose Us?

Our dedicated team at Upstate is available to answer any questions and assist you through every step of the borrowing process. You can reach us at 864-359-3355 during our operating hours from Monday to Friday, 8:00 a.m. - 5:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

Loan Aggregator

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Ensuring Accurate Comparisons

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Upstate