Upstate Telco Credit Union | Auto Loans, Rewards & ATM Access

Introduction

Welcome to Upstate Telco, a trusted financial institution proudly serving the community since 1956. Headquartered in Gloversville, NY, we are dedicated to empowering our members through exceptional service and innovative banking solutions. Under the leadership of CEO Barbara Insognia and Board President Lynne Rubscha, our mission is to prioritize the financial well-being of our members while fostering a strong sense of community. We are proud to be federally insured by NCUA since January 4, 1971, ensuring that your deposits are safe and secure.At Upstate Telco, we understand that modern banking requires convenience and accessibility. That’s why we offer a range of digital tools designed to make your banking experience seamless. Enjoy the benefits of online banking and our mobile application, which empower you to manage your finances anytime, anywhere. While we currently do not support person-to-person transfers or mobile payments, we do provide e-signature authorization for easy document handling. Our commitment to a member-first approach means that we are continually looking for ways to enhance your experience. For more information about our services or to get in touch with us, visit our official website at https://www.upstatetelcofcu.org/ or reach us via fax at (518) 762-3012. Join us today and discover the difference that personalized service can make in your financial journey.

Financial Services

At Upstate Telco, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts, or you need financing options such as auto loans, mortgage loans, or personal loans for debt consolidation, we've got you covered. Our business banking services also provide essential support for small businesses with merchant services and business loans. Each service is crafted to help you manage your everyday banking needs, plan for significant life milestones, or grow your enterprise with confidence.In today's fast-paced world, we understand the importance of having digital access to your finances. That's why we offer robust online banking and a convenient mobile application that empowers you to handle transactions anytime, anywhere. While person-to-person transfers and mobile payments aren't available at this time, our online platform ensures seamless account management and easy access to your funds. You can explore membership eligibility at http://www.upstatetelcofcu.org/membership.htm and take advantage of our competitive loan rates by comparing options at https://www.lendmesh.com/loans/mortgage-loans. If you have questions or need personalized assistance, feel free to reach out to us at (518) 762-3012; we're here to help you every step of the way.

Financial Highlights

Upstate Telco has established itself as a trusted and valuable financial partner in the community since its inception in 1956. With a strong commitment to its members, the credit union currently boasts a Total Membership of 449, which is a testament to the trust and reliability it has built over the years. The foundation of Upstate Telco's strength lies in its impressive financial metrics, including Total Assets amounting to $4,288,229 and a Net Worth of $614,990. These figures highlight not only the stability of the institution but also its capability to support its members effectively.The credit union's fiscal responsibility is further evidenced by its Total Deposits of $3,646,550, demonstrating the confidence that members place in Upstate Telco for their savings needs. Additionally, with Total Loans and Leases reaching $1,053,980, Upstate Telco provides ample opportunities for members to finance their aspirations, be it through auto loans, mortgages, or personal loans. The credit union operates efficiently with just 2 dedicated employees who prioritize member service and satisfaction.Upstate Telco’s Net Worth Ratio of 14.34% speaks volumes about its financial health, ensuring that it remains well-capitalized and capable of weathering economic fluctuations. While the credit union is known for offering various financial products—including Credit Card Loan Volume at $0 and Auto Loan Volume at $678,028—it maintains a conservative approach with zero Commercial Loans and Total Borrowings, reflecting prudent management practices.Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. This transparency ensures that members can trust Upstate Telco as a safe harbor for their financial needs. For those looking to explore loan options tailored to their requirements, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage-loans and find the best rates for your needs.

UPSTATE TELCO FEDERAL CREDIT UNION

Compare Loan Rates Near You

Loan rates in Gloversville, NY (12078)

Introduction

Financial Services

Financial Highlights

Customers Also Interested In:

UPSTATE TELCO FEDERAL CREDIT UNION - Branch services Offered States

Find a branch