Upper Darby Belltelco Credit Union PA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Upper Darby Belltelco, your trusted financial partner right in the heart of Upper Darby, PA! Located at 1410 Bywood Ave, we have been serving our community since 1940 with a commitment to providing personalized banking solutions that meet your unique needs. Our members are at the center of everything we do, and today, we proudly support over 3,591 members with a total asset base of $67,213,668. At Upper Darby Belltelco, we understand that financial decisions can be overwhelming. That's why our friendly team is dedicated to guiding you through every step, whether you're looking for auto loans, personal banking services, or business solutions. With total deposits of $16,933,358 and a net worth of $15,630,458, you can trust that your funds are safe and growing with us. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 1410 Bywood Avenue, Upper Darby, PA 19082. Our CEO, Richard Votta, along with our Board President, Kevin Mallee, lead a team of dedicated employees who are here to serve you seven days a week. With services ranging from checking and savings accounts to credit cards and mortgage loans, we're more than just a credit union; we're part of your community. Our experienced staff is always ready to assist you in navigating your financial journey. Ready to explore what we can offer? Give us a call at 610-734-1884 or visit our website at udbell.org for more information. We look forward to welcoming you into the Upper Darby Belltelco family!

Branch History & Mission

Welcome to the story of Upper Darby Belltelco, a beacon of community support and financial empowerment in Upper Darby, PA. Since opening our doors in 1940, we have proudly served our members with dedication and care, growing alongside the community we cherish. Located at 1410 Bywood Ave, Upper Darby, PA 19082, our branch is easily accessible and situated near local landmarks that make it a familiar spot for many. Over the years, we have evolved from a modest credit union into a robust institution with total assets amounting to $67,213,668 and a membership base that has grown to an impressive 3,591 individuals. Our mission is clear: to provide exceptional financial services while actively supporting our community. We believe in putting people first. This means offering personalized banking solutions, such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We strive not just to meet your financial needs but to empower you through education and resources that help you make informed decisions. While members can visit us at 1410 Bywood Ave, official correspondence should be sent to 1410 Bywood Avenue, Upper Darby, PA 19082. Our operating hours reflect our commitment to serving you: Monday through Friday from 8 AM to 3 PM, with extended hours on Wednesday until 7:30 PM. At Upper Darby Belltelco, we are also dedicated to embracing technology for your convenience. With online banking options available, you can manage your finances anytime and anywhere. Although we currently do not offer ATM or drive-thru services, our friendly staff is always ready to assist you inside the branch. We take pride in being an integral part of the Upper Darby community. Through various partnerships and outreach initiatives, we engage with local organizations and events that uplift our neighbors. Together, we strive to create a thriving environment where everyone can achieve their financial goals. As we look ahead, we invite you to join our family at Upper Darby Belltelco. Experience the difference that comes with being part of a credit union that truly cares about its members and community. For more information or to open an account today, visit us at udbell.org or call us at 610-734-1884. Let's build a brighter financial future together!

Branch Location & Accessibility

Operating Hours

We know your time is valuable, which is why we strive to accommodate you with flexible operating hours. Our lobby is open Monday through Friday from 8 AM to 3 PM, and we extend our hours on Wednesdays until 7:30 PM. Whether you need help with personal banking or want to explore loan options, we're here for you during these convenient times.

Parking & Accessibility

Our branch offers ample parking space, ensuring you have a hassle-free experience when visiting us. We are also committed to accessibility, featuring ADA-compliant ramps and entrances so that all members can easily access our services.

Services Offered

At Upper Darby Belltelco, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards our team is ready to assist you. While we currently do not offer ATM or drive-thru services, rest assured that our personal banking solutions are designed with your convenience in mind. If you need assistance or have questions about our services, don't hesitate to give us a call at 610-734-1884. We're excited to help you reach your financial goals! We invite you to visit us soon at Upper Darby Belltelco where community matters!

Member Eligibility

At Upper Darby Belltelco, we believe that everyone deserves a place in our supportive community. Becoming a member is as easy as reaching out and discovering if you qualify! If you live, work, or go to school in the Upper Darby area, you're likely eligible to join us. We welcome individuals from various backgrounds and walks of life. For more specific details on eligibility, feel free to check out our resource page at https://www.udbell.org/resources/membership/. Joining Upper Darby Belltelco means gaining access to personalized financial services tailored just for you like competitive rates on loans and savings accounts, friendly customer service, and a sense of belonging among fellow members. The process is straightforward; simply give us a call at (610) 734-1884 or visit us at our branch located at 1410 Bywood Ave Upper Darby Pa 19082. You can even start your account opening journey online by visiting https://amimembernet.com/udbtfcu/loan-application. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While currently, we don't have member or non-member commercial loans to showcase, we're dedicated to providing flexible financing solutions as soon as they become available.

Merchant Services

In addition to financing, we also offer merchant services designed to streamline your payment processes. Picture this: your retail store can accept payments easily and securely, allowing you to focus more on what you love serving your customers. With our merchant services, you can enhance customer satisfaction and manage transactions efficiently. Visit us at 1410 Bywood Ave Upper Darby Pa 19082 in Upper Darby, PA or call us at (610) 734-1884 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easy to drive off in your dream vehicle without breaking the bank. With competitive rates and flexible terms, you'll find that financing your next car is straightforward and stress-free.

Business Banking Services

If you're a business owner or aspiring entrepreneur, you'll appreciate our business banking services. We offer merchant services and business loans tailored to help your venture grow. Managing finances is crucial in business, and we're here to support you every step of the way.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features like mobile banking apps and online access. You can manage your finances anytime, anywhere whether it's transferring money via person-to-person payments or accessing e-statements without any hassle. We encourage all members and potential members to reach out to us at (610) 734-1884 or visit our website at Upper Darby Belltelco Fcu for more information about how we can assist you with all your financial needs. Your journey towards better financial health starts with us at Upper Darby Belltelco let's embark on this path together!

Home Ownership Made Easy

Owning a home is a significant milestone, and at Upper Darby Belltelco, we help make that dream a reality through our mortgage loans and refinancing options. Our knowledgeable team will guide you through every step of the process, ensuring you find the right fit for your financial situation.

Personal Banking Solutions

For those looking for reliable personal banking options, Upper Darby Belltelco offers a variety of accounts tailored just for you. Whether you're setting up a new checking account or saving for future goals with our savings accounts, we've got you covered. Imagine easily managing your funds online with our online banking services, allowing you to check balances, transfer money, or pay bills from the comfort of your home.

Personal Loans for Life’s Needs

Life can be unpredictable, which is why we offer personal loans for everything from unexpected expenses to debt consolidation. No matter what life throws your way, we're here to help you navigate it with ease.

Rewarding Credit Cards

Don't forget about our credit cards! Enjoy rewards on every purchase with our credit card offerings, designed to give you more value back on your spending. It's not just about making payments; it's about earning rewards along the way.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our robust online banking platform, accessible at https://www.udbell.org/, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our services are available 24/7, allowing you to manage your money when it suits you best. If you prefer to handle transactions on your mobile device, our user-friendly mobile application makes it simple to stay connected with your finances. With features like person-to-person transfers, sending money to friends and family is quick and hassle-free. Plus, you can opt for e-statements for a paperless experience another step towards convenience and sustainability.

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our online banking system employs strong security measures to protect your personal information. We continually monitor our systems to keep your data safe so that you can bank with confidence. Whether you're checking in on account activity or making payments, you'll find that our digital banking tools are designed for ease of use without sacrificing security. Experience the freedom of managing your finances on your terms with the digital banking services available at Upper Darby Belltelco!

Financial Strength

Commitment to Innovation

With $15,630,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support various needs whether you're looking for an auto loan or planning for future investments.

Dedicated Team Ready to Assist You

We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 7,718, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upper Darby Belltelco is your trusted partner. Visit us at 1410 Bywood Ave Upper Darby Pa 19082 or call (610) 734-1884 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $15,912,701 in share certificates and $9,819,995 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $15,630,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 23.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $148 in used auto loans and $21,773,829 in total loans and leases. The fact that we have achieved $344,770 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,235,870 in used vehicle loans and $1,006,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines

For those looking for additional flexibility in managing expenses, our total credit lines amount to $2,500,000. These lines are ideal for both personal and business-related needs. If you're considering refinancing any existing loans or have questions about eligibility for our various products, our knowledgeable staff is always available to assist you. At Upper Darby Belltelco, we believe everyone deserves access to affordable financing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out to us at 610-734-1884 or visit us at 1410 Bywood Ave Upper Darby PA 19082 to explore how we can help you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,179,917, make buying or refinancing simple. We offer personalized support throughout your mortgage journey, ensuring that you understand all your options and can find the best fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $703,333 in loans helping members manage their finances effectively. This option provides you with the ability to handle unexpected expenses while enjoying competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring that users are presented with trustworthy information. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is on delivering unbiased results to help users find what they need. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which empowers them to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using reliable data ensures fair and transparent offers across the board.

UPPER DARBY BELLTELCO FEDERAL CREDIT UNION - Upper Darby, PA

Compare Loan Rates Near You

Loan rates in Upper Darby, PA (19082)