Up Arkansas Credit Union North Little Rock AR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Up Arkansas, your trusted financial partner located at 1101 Vine St, North Little Rock, AR 72114. Since our establishment in 1971, we've dedicated ourselves to serving our community with a strong commitment to member satisfaction and financial wellness. With a vibrant membership of 2,960 individuals, we pride ourselves on building lasting relationships while providing essential banking services tailored to meet your needs. At Up Arkansas, we understand that your financial journey is unique. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our total assets of $32,290,790 reflect our stability and reliability as we strive to empower each member's financial future. With over $5,241,619 in total deposits and a net worth of $6,106,229, you can trust that your money is secure with us. While members can visit us at our branch for personalized service, official correspondence should be directed to our mailing address: PO Box 736, North Little Rock, AR 72115. Feel free to reach out at 501-373-2190 if you have questions or need assistance; our team is here for you! Led by our CEO Karyn Davis and Board President John Bailey, we are proud of our dedicated staff of 8 employees who work tirelessly to support your financial goals. We invite you to explore the range of services available at Up Arkansas and discover how we can help you achieve your dreams. Ready to take the next step? Visit us online at www.upfcu.org or stop by our branch today!

Branch History & Mission

Community Focus

At Up Arkansas, we understand that being part of a community means more than just providing financial services; it's about building lasting relationships. Our dedicated team works diligently to ensure every member feels valued and supported. We prioritize ADA compliance and customer-centric initiatives that make banking easier for everyone. We also embrace technology with features like online banking and mobile payments that allow you to manage your finances conveniently from anywhere. Plus, with ATM availability right here at the branch, accessing your funds is quick and straightforward. As we look to the future, we remain committed to enhancing our services and expanding our reach while staying true to our core values of trust, transparency, and service excellence.

Join Us Today

Whether you're looking for a new account or need assistance with loans or credit options, Up Arkansas is here for you. We invite you to join our growing family of members who benefit from personalized financial solutions tailored to their unique needs. Experience the difference that comes from being part of a community-focused credit union! For more information about becoming a member or exploring what we offer, please contact us at 501-373-2190 or visit our website.

Our Journey

From our humble beginnings at 1101 Vine St, North Little Rock, AR 72114, we have continually adapted to meet the needs of our members. We started with a simple mission: to provide accessible financial services while fostering a spirit of community and cooperation among our members. Throughout the decades, we have expanded our offerings to include a range of personal banking services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our mission extends beyond just banking. We believe in empowering individuals and families by providing them with the tools they need for financial success. This commitment is evident in our active engagement within the community through various outreach programs and partnerships that aim to uplift those around us. While members can visit us at our main branch location on Vine Street, official correspondence should be sent to PO Box 736, North Little Rock, AR 72115. We are open Monday through Friday from 10:00 AM to 3:30 PM to assist you with your banking needs.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your convenience in mind. While you can visit us at the address mentioned above, if you need to send any official correspondence, please use our mailing address: PO Box 736, North Little Rock, AR 72115. Parking is readily available for all our members, ensuring easy access to our facility. We are proud to be ADA compliant and offer accessible ramps so that everyone can comfortably visit us.

Friendly Banking Hours

We understand that your time is valuable. That's why our lobby hours are set to accommodate your busy schedule. You can come by Monday through Friday from 10:00 AM to 3:30 PM. Our friendly staff is ready to assist you during these hours, ensuring that you get the help you need without any hassle.

Reach Out Anytime

We invite you to stop by or give us a call at 501-373-2190 if you have any questions or need assistance before your visit. At Up Arkansas, we are committed to providing personalized service tailored to your financial journey. Come see us soon!

Services at Your Fingertips

At Up Arkansas, we offer a range of services tailored for your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Please note that while we do not have drive-thru banking available at this location, our team is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Up Arkansas is like joining a warm and welcoming family that truly cares about your financial well-being. If you're living, working, or attending school in the North Little Rock area, you're already on your way to eligibility! We love to see our community thrive, so we invite anyone who meets these criteria to enjoy the many benefits of membership. As part of our family, you'll gain access to personalized services and competitive rates designed to help you achieve your financial goals. Ready to take the next step? Opening an account at Up Arkansas is simple and straightforward. You can find all the details about becoming a member by checking out this link: https://www.mobicint.net/nlr/openaccount/start . If you have any questions or need assistance, don't hesitate to give us a call at (501) 373-2190. We're excited for you to join us at our branch located at 1101 Vine St North Little Rock Ar 72114!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no commercial loans issued, we are eager to partner with local entrepreneurs to help them secure the financing they need to expand and innovate.

Merchant Services

In addition to loans, we offer valuable merchant services designed to streamline your operations. Imagine being able to accept payments quickly and securely, whether it's through credit cards or mobile payments. This flexibility allows you to focus on what truly matters growing your business and serving your customers effectively. At Up Arkansas, we're not just a financial institution; we're your partner in success. Whether you're looking for loan options or reliable merchant services, we're here to support your journey every step of the way. Reach out today at (501) 373-2190 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking

For small business owners, we offer specialized services like Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, and we want to be your partner in success by providing essential financial support tailored specifically for businesses.

Convenience at Your Fingertips

We know that convenience is key in today's fast-paced world. That's why we provide services like ATM & Cash Withdrawal Services, ensuring that you have access to your money whenever you need it without any hassle. With our basic ATM access for withdrawals and balance checks, managing your finances has never been easier.

Credit Options

Need some extra cash? Our Personal Loans & Debt Consolidation options allow you to access funds when you need them most. Whether it's for unexpected expenses or consolidating existing debt into one manageable payment, we're here to help. Don't forget about our Credit Cards with Rewards! Enjoy perks while making everyday purchases. It's an easy way to earn rewards that can benefit you down the line.

Join Us Today!

At Up Arkansas, we strive to create a welcoming environment where all members feel valued and supported in their financial journeys. Ready to take the next step? Call us at (501) 373-2190 or visit us today at 1101 Vine St North Little Rock Ar 72114! Explore how our diverse range of services can work for you and experience the difference of community-focused banking. Visit our website at Vine Street for more information on opening an account or exploring our full suite of services!

Personal Banking

When it comes to managing your day-to-day finances, our personal banking services are designed to make your life easier. You can open a Checking or Savings Account that fits your lifestyle and helps you save for the future. Plus, with our Online & Mobile Banking options, you can check balances, transfer funds, and pay bills anytime, anywhere all from the comfort of your home or on the go. If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing will provide you with competitive rates and flexible terms. We understand that buying a car is a significant decision, and we're here to guide you through the process seamlessly. For those planning to buy a home, we offer comprehensive Mortgage Loans & Refinancing solutions. Our experienced staff will help simplify the mortgage process so you can focus on making your new house a home.

Digital & Online Banking

Accessibility and User-Friendliness

Our mobile payments feature allows you to make purchases directly from your phone. Whether you're at a store or dining out, paying has never been easier! Our user-friendly interface ensures that even those who are not tech-savvy can navigate our services with ease. With all these tools at your fingertips, managing your finances becomes a breeze. You'll enjoy real-time account management and an overall smoother banking experience. At Up Arkansas, we're committed to making your financial journey convenient and secure every step of the way.

Key Services Available

Our online platform is packed with features that make banking simple and efficient. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on-the-go with our mobile application. Speaking of convenience, if you need to send money to friends or family, our person-to-person transfer feature lets you do just that with a few clicks no need for cash or checks. For added security, we offer electronic signature authorization, so you can sign documents digitally without worrying about the safety of your information. Plus, you can go paperless with e-statements, helping you keep track of your finances while doing your part for the environment.

Financial Strength

Commitment to Growth

Our commitment to your financial well-being is further reflected in our $6,084,367 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $447 in used auto loans and $16,336,454 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Focus

Members' savings are secured through $8,239,362 in share certificates and $1,869,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, the funds available for lending and investments stand at $0, while the trust placed in us by our growing member base is highlighted by the total number of share accounts: 4,317. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Up Arkansas is your trusted partner. Visit us at 1101 Vine St North Little Rock Ar 72114 or call (501) 373-2190 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Strong Financial Health

With a net worth of $6,106,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,890 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,164,770 in used vehicle loans and $2,486,165 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can drive away with confidence.

Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $321,011 in loans helping members manage their finances effectively. These cards come with competitive rates and features that make it easy to stay on top of your spending.

Credit Lines

If you're looking for additional flexibility in your finances, consider our credit lines totaling $3,000,000. This option allows you to borrow what you need when you need it without having to go through the application process each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $730,392, make buying or refinancing simple. We are committed to helping you find a mortgage solution that fits your budget and lifestyle.

Refinancing Options

We understand that circumstances change. If you're considering refinancing any of your current loans for better rates or terms, our team is ready to assist you with personalized options tailored to your situation. For more details about our loan offerings or eligibility requirements, feel free to contact us at 501-373-2190 or visit us at 1101 Vine St North Little Rock AR 72114. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. By utilizing verified data from legitimate financial institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from trusted financial institutions, which promotes transparency in the comparison process. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results means users can trust they are getting the best available options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh equips users with the necessary information to make sound financial choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of user experience highlights the value of using a platform committed to accuracy and fairness. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UP ARKANSAS FEDERAL CREDIT UNION