Up Arkansas Credit Union North Little Rock AR | Best Auto Loans & Online Banking

Introduction

Welcome to Up Arkansas, your trusted partner in financial wellness, located at 1501 Pike Ave, North Little Rock, AR 72114. Since our establishment in 1971, we have proudly served a growing community of 2,960 members with a commitment to providing personalized banking solutions and exceptional service. With total assets of $32,290,790 and total deposits reaching $5,241,619, we are dedicated to fostering financial growth for our members. At Up Arkansas, we believe in the power of community. Our team, led by CEO Karyn Davis and Board President John Bailey, works diligently to ensure that every member feels valued and supported. We offer a range of services tailored to meet your needs from auto loans and mortgage financing to personal banking options and business services. With a robust portfolio of 1,311 loans and leases, we strive to empower you on your financial journey. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 736, North Little Rock, AR 72115. We invite you to explore our website at Up Arkansas for more information about our offerings or feel free to give us a call at 501-374-2190 during our operating hours from 8:30 AM to 4:00 PM, Monday through Friday. Join us at Up Arkansas where your financial goals become our mission!

Branch History & Mission

Community Commitment

We are proud to engage in community outreach efforts that enhance the quality of life in North Little Rock. Through partnerships with local organizations and participation in events, Up Arkansas plays an active role in promoting economic development and social responsibility. While members can visit us at 1501 Pike Ave, official correspondence should be sent to PO Box 736, North Little Rock, AR 72115 if different from our branch address.

Join Us

As we look toward the future, we invite you to become part of the Up Arkansas family. Experience firsthand the benefits of membership where your success is our priority. Stop by during our operating hours from 8:30 AM to 4:00 PM Monday through Friday or give us a call at 501-374-2190. Together, let's build a stronger community!

Mission Statement

At Up Arkansas, our mission is simple yet impactful: to provide exceptional financial services while supporting the community we call home. We believe in building lasting relationships with our members by offering personalized service that meets their unique needs. Whether it's helping someone buy their first car or providing resources for local businesses, we are here to make a difference. Our branch offers convenient features including ATM access and drive-thru banking services. We also prioritize digital advancements such as online banking and mobile payments to ensure our members can manage their finances anytime, anywhere.

Our Journey

From humble beginnings in 1971, Up Arkansas has evolved into a trusted financial partner for many families and businesses in the area. We have seen firsthand how important it is to provide accessible financial services. Over the years, we've expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our commitment goes beyond just banking; we aim to empower our members through financial education and community support. As part of this mission, we strive to create an environment that fosters growth and prosperity for everyone we serve.

Branch Location & Accessibility

Welcome to Up Arkansas, your friendly neighborhood credit union located at 1501 Pike Ave in North Little Rock, AR. We're here to serve you in the heart of Pulaski County, making it easy for you to access our services and support your financial needs. Whether you're stopping by for personal banking or exploring loan options, our branch is designed with convenience in mind. You can find us near popular local landmarks, which makes visiting us a breeze. With ample parking available and features like ADA compliance, we ensure that everyone can access our services comfortably. If you prefer drive-thru banking, we offer that too! It's perfect for quick transactions like deposits or withdrawals without leaving your car. Our lobby hours are inviting and flexible open from 8:30 AM to 4:00 PM Monday through Friday so you can visit us when it's most convenient for you. If you need assistance outside of these hours, feel free to reach out at 501-374-2190; we're always happy to help. For members looking for ATM access, we've got you covered with an ATM on-site for cash withdrawals and balance checks anytime during business hours. While members can visit us at 1501 Pike Ave, official correspondence should be sent to our mailing address at PO Box 736, North Little Rock, AR 72115. At Up Arkansas, we pride ourselves on being more than just a financial institution; we're a part of the community. We invite you to stop by and experience our range of services from checking and savings accounts to auto loans and personal financing solutions. Come see how we can help you achieve your financial goals today!

Member Eligibility

Becoming a member of Up Arkansas is like joining a family where everyone supports each other's financial goals. To qualify for membership, you simply need to be someone who lives, works, worships, or attends school in Pulaski County. It's that straightforward! We believe in making banking accessible and personal, so whether you're new to the area or have lived here your whole life, we welcome you with open arms. As a member, you'll enjoy a range of benefits including competitive rates on loans and savings accounts, personalized service, and access to our community-oriented programs. Ready to take the next step? Opening an account at Up Arkansas, located at 1501 Pike Ave North Little Rock Ar 72114, is easy! Just give us a call at (501) 374-2190 for any questions or visit our website at https://www.mobicint.net/nlr/openaccount/start for more detailed information about eligibility requirements. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine your small business finally getting the boost it needs to grow. Our commercial loan products empower entrepreneurs by providing the necessary capital for everything from purchasing new equipment to hiring additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Alongside our loan offerings, we provide tailored merchant services that simplify transactions for your business. Whether you're accepting payments online or in-store, our solutions make it easy for you to manage sales and improve cash flow. This means less time worrying about finances and more time focusing on what you do best running your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in North Little Rock, AR. At Up Arkansas, we're not just a credit union; we're your partner in success. Visit us at 1501 Pike Ave, North Little Rock, AR 72114, or give us a call at 501-374-2190 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM & Drive-Thru Services

We know that sometimes you need quick access to cash or assistance without stepping inside the branch. That's why we offer ATM services for withdrawals and balance checks along with basic drive-thru banking for deposits and simple transactions. Our branch operates Monday through Friday from 8:30 AM to 4:00 PM, making it easy for you to stop by when it fits into your schedule. If you ever have questions or need assistance, don't hesitate to give us a call at 501-374-2190. At Up Arkansas, we believe in building relationships with our members based on trust and reliability. Explore all of our services today by visiting our website or stop by the branch at 1501 Pike Ave in North Little Rock. We're here to help you every step of the way!

Business Banking

For local business owners, Up Arkansas provides tailored business banking services including merchant services and business loans. We understand the unique challenges that small businesses face, and our dedicated team is here to support your growth.

Credit Solutions

If you're facing challenges with debt, we have personal loans and debt consolidation options available. Our credit cards come with rewards that help you make the most of your purchases while managing your expenses effectively.

Digital Banking Features

In today's fast-paced world, digital banking has become essential. At Up Arkansas, we prioritize your convenience with robust online and mobile banking options. Access your accounts anytime through our user-friendly mobile application or website. You can easily transfer funds, pay bills, and even manage person-to-person payments right from your phone!

Personal Banking

Our personal banking services cater to individuals looking for reliable options in managing their finances. Whether you're opening a checking or savings account, you'll find that we offer competitive rates and friendly service. Need a car? Our auto loans and vehicle financing options can get you on the road quickly. For those looking to buy a home, our mortgage loans and refinancing services make navigating the housing market easier.

Digital & Online Banking

Key Services

Our online banking platform is accessible 24/7 at https://www.upfcu.org/ . This means you can check your account balances, pay bills, and transfer money whenever it suits you. Have you ever needed to send money quickly? Our person-to-person transfer feature lets you send funds instantly to friends or family without the hassle of cash. For those who prefer managing their accounts via mobile devices, our mobile application is available for download. With this app, you can not only view your transactions but also make payments using our mobile payments feature. Plus, with electronic signature authorization available, signing documents is a breeze no need for printing or mailing anything.

Security and Accessibility

Your security is our top priority. We employ robust security measures to keep your information safe while ensuring that accessing your accounts remains straightforward. You can feel confident knowing that your personal data is protected as you navigate through your financial needs. Additionally, if you're interested in going paperless, we offer e-statements that are not only eco-friendly but also give you quick access to your financial records. You'll receive notifications when new statements are available, making it easier than ever to stay organized. Whether you're looking to manage your day-to-day banking or tackle larger financial tasks, Up Arkansas's digital and online banking services provide everything you need in one user-friendly platform. Explore all the features today at https://www.upfcu.org/ and take control of your financial future!

Financial Strength

Investment in Growth

With $6,084,367 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $447 in used auto loans and $16,336,454 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $8,239,362 in share certificates and $1,869,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees ready to assist you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $6,106,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,890 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share Accounts: 4,317, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Up Arkansas is your trusted partner. Visit us at 1501 Pike Ave North Little Rock Ar 72114 or call (501) 374-2190 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Additional Financing Options

For those needing extra funds for personal projects or unexpected expenses, our personal loans can help bridge the gap. Additionally, our total credit lines available stand at $3,000,000, giving you access to funds when you need them most. We also recognize that refinancing can be an important step for many borrowers. If you're interested in exploring refinancing options or checking your eligibility for any of our products, please don't hesitate to reach out. Our team is here to assist you every step of the way. If you have questions or would like more information about our loan offerings, feel free to contact us at 501-374-2190 or visit us at 1501 Pike Ave North Little Rock AR 72114. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you as you take your next financial step!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,164,770 in used vehicle loans and $2,486,165 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle.

Credit Card Options

Managing everyday expenses is easier with our unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $321,011 in loans helping members manage their finances effectively. Enjoy rewards and benefits while keeping your spending in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $730,392, make buying or refinancing simple. We can help guide you through the process and ensure you find a loan that suits your needs.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that all offers are fair and transparent, giving users confidence in the options presented to them.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency for users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make educated choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UP ARKANSAS FEDERAL CREDIT UNION - North Little Rock, AR