UniWyo Credit Union Laramie WY | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Uniwyo, your trusted partner in financial services located at 2020 E Grand Ave Laramie Wy 82070 in the heart of Laramie, WY. Established in 1953, we have proudly served our community for decades, building lasting relationships with over 56,791 members. At Uniwyo, we understand that your financial goals are unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts, to auto loans and mortgage refinancing. With total assets of $734,793,951, and robust deposits totaling $50,454,435, our credit union stands strong, ready to support you through every stage of life. Our dedicated team, led by CEO Dave Krause and Board President Tim Gaddis, is committed to providing exceptional service and fostering a sense of community among our members. With a workforce of 124 passionate employees, we ensure that you receive personalized attention each time you visit or reach out. While members can visit us at 2020 E Grand Ave Laramie Wy 82070, official correspondence should be sent to the same address: 2020 E Grand Ave, Laramie, WY 82070. Whether you're looking for financial advice or wish to explore our various loan options such as our impressive portfolio of over $23,632 in loans we invite you to connect with us. Your journey towards financial well-being starts here! Don't hesitate to call us at (307) 721-5600 or visit our website at http://www.uniwyo.com for more information about how we can assist you today. Join the Uniwyo family, where your financial success is our priority!

Branch History & Mission

Join Us

While members can visit us at 2020 E Grand Ave Laramie Wy 82070, official correspondence should be sent to 2020 E Grand Ave, Laramie, WY 82070. With features like drive-thru banking and shared service centers available for your convenience, Uniwyo is designed with your needs in mind. If you're ready to experience a new kind of banking one that prioritizes your financial well-being join us today! Visit us or call us at (307) 721-5600 for more information on how you can become part of the Uniwyo family. Together, let's build a brighter financial future!

Mission Statement

At Uniwyo, we believe that everyone deserves the opportunity to thrive financially. Our mission is not just about providing banking services; it's about empowering our members with the resources they need to achieve their goals. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we are here to guide you every step of the way. Our commitment extends beyond banking. We actively engage in community outreach efforts that support local initiatives and partnerships aimed at making Laramie a better place to live and work. By investing in our community, we fulfill our promise of being more than just a credit union; we strive to be a valuable community partner.

Our Story

From our humble beginnings, Uniwyo has grown into a trusted financial partner for thousands of families and businesses in Laramie and beyond. As we evolved through the years, we embraced technology while maintaining our commitment to personal service. Our members can easily access their accounts through online banking and mobile payments, ensuring they have the tools they need at their fingertips. Our branch's operating hours reflect our dedication to accessibility: Lobby hours are Monday through Friday from 8 AM to 5 PM, with Saturday drive-thru service available from 9 AM to 1 PM. We also offer ATM services for those who prefer quick transactions.

Branch Location & Accessibility

Accessibility Features

Finding us is simple, and we strive to make your visit as comfortable as possible. Our branch offers ample parking, including accessible spaces for those with mobility challenges. Inside, you'll find ADA-compliant features that ensure everyone can navigate our space with ease.

Call to Action

We invite you to come visit us at our Laramie branch! If you have any questions or need assistance before stopping by, feel free to call us at 307-721-5600. We look forward to helping you with all your banking needs!

Operating Hours

Our lobby is open Monday through Friday from 8 AM to 5 PM, and we are also available on Saturday from 9 AM to 1 PM. For those who prefer drive-thru services, we're here for you from 7:30 AM to 5:30 PM on weekdays and 9 AM to 1 PM on Saturdays.

Services Offered

At Uniwyo, we offer a range of personal and business banking services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, our knowledgeable staff is ready to assist you. Plus, take advantage of our ATM services and basic drive-thru banking for quick transactions.

Member Eligibility

Becoming a member of Uniwyo is like joining a warm and welcoming community where your financial needs are truly understood. At our branch located at 2020 E Grand Ave Laramie Wy 82070, we invite individuals who live, work, or study in the area to join us. This includes students, employees of local businesses, and residents. Membership is open to anyone who shares our values and wants to take advantage of the personalized services we offer, from checking accounts to loans tailored just for you. We pride ourselves on being more than just a financial institution; we're a partner in your journey toward financial well-being. Opening an account with us is straightforward and designed to make you feel right at home. You can find all the details about membership eligibility on our website at . If you're ready to start this exciting chapter with Uniwyo, just give us a call at (307) 721-5600 or visit us during our convenient hours. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $54 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,552,851, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having the ability to accept payments from customers seamlessly while managing your finances all in one place. Our merchant services are designed to make transactions easy. Whether you're processing credit card payments at your shop or online, our services help streamline your sales process, so you can focus on what you do best running your business. Located at 2020 E Grand Ave Laramie Wy 82070 in Laramie, WY, we invite you to visit us or give us a call at (307) 721-5600 to discover how our business banking solutions can help you thrive!

Comprehensive List Of Services

Business Solutions Tailored for You

If you're a business owner, we know how important it is to have reliable financial support. Our Business Banking services provide essential tools like merchant services and business loans tailored specifically for your operations. We're here to help your business thrive.

Community Focused Services

As part of our commitment to community, we also offer Basic Shared Branch Transactions, allowing members from partner credit unions to make deposits and withdrawals easily. With this service, you're never far from accessing your funds or banking needs. At Uniwyo, we strive to make banking simple and accessible for everyone in Laramie and beyond. For more information about any of these services or how we can assist you further, please feel free to reach out at (307) 721-5600 or visit us online at 2020 Grand Branch. We invite you to experience the difference at Uniwyo where your financial success is our priority!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most. And if you prefer face-to-face transactions but need speed, our Basic Drive-Thru Banking makes deposits and withdrawals quick and hassle-free.

Personal Banking Made Easy

We understand that managing your finances can be daunting. That's why we offer Personal Banking options that include checking and savings accounts designed to fit your lifestyle. If you're considering a new vehicle, our Auto Loans & Vehicle Financing can help you drive away in the car of your dreams without breaking the bank. Our Mortgage Loans & Refinancing services are here to guide you through home buying or refinancing, making it easier for you to secure the best possible rates. For those looking to simplify their finances, our Personal Loans & Debt Consolidation options can help you manage debt more effectively. Plus, don't forget about our rewarding Credit Cards with Rewards, allowing you to earn as you spend.

Digital & Online Banking

Accessibility Anytime

With 24/7 online banking services available through Yes, you're never out of touch with your finances. Our mobile app gives you real-time access to manage your account from anywhere whether you're at home or traveling across the country. At Uniwyo, we're committed to providing you with the tools you need to stay on top of your finances easily and securely. Embrace the future of banking today!

Key Services

Our online banking portal, accessible at http://www.uniwyo.com , offers a wide range of features designed to enhance your banking experience. You can view account balances, transfer funds, and pay bills with just a few clicks. Plus, you have the option to go paperless with e-statements keeping your financial documents organized and easy to access. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. And if you're out shopping or dining, take advantage of our mobile payments feature for an effortless checkout experience right from your smartphone.

Security and User-Friendliness

Your security is our top priority. We utilize electronic signature authorization for transactions, ensuring that your information is safe. Our user-friendly mobile application is designed for ease of use, allowing you to manage your accounts on the go. Whether you're checking balances or making payments, everything is streamlined for your convenience.

Financial Strength

Commitment to Growth

With $83,278,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident in our lending capacity as well; we have $9,695 in used auto loans and $450,779,547 in total loans and leases, supporting members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $192,056,008 in share certificates and $54,723,672 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $83,658,258, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,138 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

Total Share Accounts: 89,760 show a strong and growing member base that trusts us with their finances. This trust allows us to maintain net shares (funds available for lending and investments) of $1,311,004. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Uniwyo is your trusted partner. Visit us at 2020 E Grand Ave Laramie Wy 82070 or call (307) 721-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,019,173 in used vehicle loans and $39,999,355 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new model or a reliable used car, our flexible terms can accommodate your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,552,851 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting your entrepreneurial journey. At Uniwyo, we prioritize our members' needs and offer refinancing options as well. If you're considering consolidating debt or securing better rates on existing loans, our team is here to help you explore eligibility options. For more information about our loan offerings or to discuss your specific needs with one of our representatives, feel free to call us at 307-721-5600 or visit us at 2020 E Grand Ave Laramie Wy 82070. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in taking that next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,981,792, make buying or refinancing simple. We are here to guide you through the process and help you secure the best possible rates.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $8,079,354 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can be confident they are viewing accurate and current information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user has equal access to the best rates available. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions without delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of the platform in delivering valuable insights to consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Each lender listed has been thoroughly vetted to confirm that they operate within regulatory guidelines, making it easier for users to trust the information they receive.

UNIWYO FEDERAL CREDIT UNION - Laramie, WY