Uniwyo Credit Union Douglas WY | Affordable Auto Loans & ATM Services

Introduction

Welcome to Uniwyo, your trusted financial partner in Douglas, Wyoming. Established in 1953, we've been dedicated to serving our community for over 70 years, and today we proudly support 56,791 members. Located at 239 S 4th St, Douglas, WY 82633, our branch is more than just a place to manage your finances; it's a hub for building relationships and fostering financial well-being. At Uniwyo, we understand that every member's financial journey is unique. That's why we offer a range of services tailored to meet your needs, from personal banking and auto loans to business financing options. With total assets exceeding $734 million and deposits amounting to $50,454,435, our strong financial foundation reflects our commitment to providing secure and reliable services. Our leadership team, headed by CEO Dave Krause and Board President Tim Gaddis, is passionate about helping you achieve your financial goals. With a dedicated staff of 124 employees, we're here to assist you with personalized service every step of the way. While members can visit us at our Douglas branch for all their banking needs, official correspondence should be sent to our mailing address at 2020 E Grand Ave, Laramie, WY 82070. Whether you're looking for competitive loan rates or simply need advice on managing your finances better, we're here for you. Don't hesitate to reach out! Call us at 307-721-5600 or explore more about us at www.uniwyo.com. Your financial success starts here!

Branch History & Mission

Welcome to the heart of Douglas, Wyoming, where the spirit of community and commitment to financial empowerment thrives at Uniwyo. Established in 1953, our branch has been a cornerstone in this vibrant town for decades. Over the years, we have grown alongside our members, evolving from a small credit union into a trusted financial partner for over 56,000 individuals. Located at 239 S 4th St, Douglas, WY 82633, Uniwyo is more than just a place to bank; it's a community hub. Our members are at the center of everything we do. With total assets exceeding $734 million, we take pride in offering a wide range of services tailored to meet the needs of our diverse membership. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to provide solutions that empower our members to achieve their financial goals. Our mission is clear: We are dedicated to enhancing the lives of our members through exceptional service and support while fostering financial literacy and stability within the communities we serve. This mission drives us every day as we work diligently to offer personalized services that make banking easier and more accessible. While members can visit us at our Douglas branch for their everyday banking needs during lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday, they can also rely on our shared service center for basic transactions when they're away from home. At Uniwyo, we understand that modern banking requires more than just traditional methods. That's why we've embraced technology with features like online and mobile banking, allowing our members to manage their finances conveniently from anywhere. Our commitment extends beyond just providing financial services; we actively engage in community outreach efforts that support local initiatives and partnerships that uplift those around us. We invite you to be part of something special here at Uniwyo in Douglas. Whether you're looking for personal banking solutions or seeking ways to get involved in your community, we are here for you. Join us today and experience firsthand how we can help you achieve your financial dreams while strengthening our community together. For any inquiries or assistance, feel free to reach us at (307) 721-5600. We look forward to welcoming you into the Uniwyo family!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is conveniently situated near popular landmarks, making it a breeze for both locals and visitors to find us. If you're nearby, consider visiting the historic courthouse or enjoying a stroll in one of the local parks before or after your visit. Parking is readily available to ensure that you can stop by without hassle. Plus, we have features in place to ensure everyone can visit us easily, including ADA-compliant access.

Get in Touch!

We invite you to come visit us at Uniwyo Douglas Branch! Our friendly staff is excited to meet you and help with whatever financial needs you might have. If you have any questions before stopping by, don't hesitate to give us a call at 307-721-5600. We look forward to serving you soon!

Operating Hours and Services Offered

We know your time is valuable! That's why our lobby is open Monday through Friday from 9:00 a.m. to 5:00 p.m., while our drive-up service is available starting at 8:30 a.m. This way, you can choose the time that best fits your schedule. Although we don't currently offer ATM services or drive-thru banking, our team is ready to assist with personal banking needs like checking and savings accounts, auto loans, mortgages, and more. If you need assistance outside regular hours or prefer to handle things from home, feel free to explore our online and mobile banking options for added convenience.

Member Eligibility

At Uniwyo, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, or worship in the Douglas area, you're likely eligible to become a member. We also extend our membership to family members of existing members, making it easy for your loved ones to benefit from our services too. For more detailed eligibility criteria, feel free to check out our website at . Becoming a member at Uniwyo means gaining access to a wide range of financial products tailored just for you. From checking and savings accounts to auto loans and credit cards, we've got you covered. Opening an account is straightforward; just give us a call at (307) 721-5600 or visit us at our location on 239 S 4Th St Douglas Wy 82633 during lobby hours. We're excited to help you get started on your journey with us!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $54 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,552,851, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, our merchant services can streamline your operations. Imagine processing payments effortlessly, whether in-store or online. Our services ensure you can focus on what matters most growing your business. With tools designed for simplicity and efficiency, you can enhance customer experiences while managing transactions smoothly. Visit us at 239 S 4Th St Douglas Wy 82633 in Douglas, WY, or call us at (307) 721-5600 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small businesses, we provide essential banking services including merchant services and business loans. We know that every business is unique, so we tailor our offerings to help you thrive in today's competitive environment.

Convenient Access Anytime, Anywhere

With Uniwyo, convenience is key. Our online and mobile banking features allow you to manage your accounts 24/7 from wherever you are. Whether it's making deposits, withdrawing cash through ATM networks, or accessing shared branch transactions for partner credit union members, we've got you covered. If you need assistance or have questions about any of our services, feel free to reach out at (307) 721-5600 during our lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. At Uniwyo, we're here to support your financial journey every step of the way. Join us today at Douglas Branch and discover how our comprehensive suite of services can empower you towards financial success!

Debt Management and Credit Options

Managing debt can be challenging, which is why we offer personal loans and debt consolidation services. Our team will work with you to find a plan that fits your budget while helping you regain control over your financial situation. Plus, our credit cards come with rewards programs, allowing you to earn while you spend.

Personal Banking Solutions

Our personal banking services start with checking and savings accounts that cater to both everyday needs and long-term savings plans. Imagine having a checking account that not only keeps your funds secure but also offers easy online access. With our user-friendly online and mobile banking platforms, managing your money has never been easier. You can check balances, pay bills, and transfer funds right from your smartphone. For those considering vehicle purchases, our auto loans offer competitive rates and flexible terms. We understand how important it is to get on the road with a reliable vehicle without breaking the bank. If homeownership is your dream, explore our mortgage loans and refinancing options designed to make the process straightforward and affordable.

Digital & Online Banking

Key Features

One of the standout features of our online banking is electronic signature authorization. This means you can sign documents securely from anywhere, eliminating the need for paper forms and saving you time. Plus, with e-statements available, you can view your account statements digitally no more waiting for mail delivery! We also know how important it is to keep up with your spending on the fly. Our mobile application provides a user-friendly interface that allows you to manage your accounts right from your smartphone. Need to send money quickly? Our person-to-person transfer feature makes it easy to share funds with friends or family instantly.

Security You Can Trust

At Uniwyo, your security is our top priority. We have implemented strong measures to protect your information while ensuring that our services are easy to use. You can trust that every transaction is secure, giving you peace of mind as you bank online. In addition to these great features, we support mobile payments so you can make purchases directly from your phone convenience at its finest! With all these tools at your fingertips, managing your finances has never been simpler or more efficient. Experience the ease and flexibility of banking with us today! Visit http://www.uniwyo.com to get started and take control of your financial journey with confidence.

Financial Strength

Commitment to Reinvestment

With $83,278,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,695 in used auto loans and $450,779,547 in total loans and leases.

Growing Membership Base

We proudly serve a growing community with 89,760 total share accounts. This shows that more people trust us with their finances every day. Our net shares amount to $1,311,004, indicating funds available for lending and investments that benefit you directly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Uniwyo is your trusted partner. Visit us at 239 S 4Th St Douglas Wy 82633 or call (307) 721-5600 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $192,056,008 in share certificates and $54,723,672 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency is supported by a dedicated team of 117 full-time employees and 7 part-time employees who are always ready to assist you.

Strong Capital Foundation

With a net worth of $83,658,258, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,138 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $2,552,851 provide the capital needed to grow and expand your business ventures. We are committed to supporting local entrepreneurs and businesses with financial solutions that fit their specific needs. If you're considering refinancing or need assistance with eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 307-721-5600 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence and ease!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,019,173 in used vehicle loans and $39,999,355 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,981,792, make buying or refinancing simple. We provide flexible terms and competitive interest rates that make it easier for you to achieve your dream of owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,079,354 in loans helping members manage their finances effectively. These credit cards come with various benefits that can help enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that presents clear information without any hidden agendas. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that the offers displayed are fair and genuine. The benefits of using LendMesh are significant: - Verified Data: Loan offers come from legitimate financial institutions, promoting transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing for informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the value LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Uniwyo