UniWyo Credit Union Cheyenne WY | Best Auto Loans & Business Banking

Introduction

At Uniwyo, we believe in the power of community banking and the impact it can have on our members' lives. Established in 1953, our Cheyenne Branch located at 5249 Yellowstone Rd, Cheyenne, WY 82009 has proudly served over 56,791 members, providing them with a trusted place to manage their finances. Our commitment to your financial well-being is reflected in our robust assets totaling $734,793,951 and total deposits of $50,454,435. While you can visit us at our branch for all your banking needs, any official correspondence should be directed to our mailing address at 2020 Grand Avenue, Laramie, WY 82072. Our team is dedicated to making your banking experience smooth and rewarding. With 124 employees ready to assist you and a strong leadership team led by CEO Dave Krause and Board President Tim Gaddis, we ensure that you're not just another account number but a valued member of our family. At Uniwyo, we're proud of our achievements, including facilitating over 23,632 loans to help our community thrive. With a net worth of $83,658,258, we're equipped to support both personal and business financial goals through various services like auto loans, mortgages, and credit cards with rewards. We invite you to explore what Uniwyo has to offer. Whether you're looking for competitive loan rates or convenient online banking options, we are here for you. Don't hesitate to call us at 307-721-5600 or visit us today! Your financial journey starts here with Uniwyo where community matters most.

Branch History & Mission

A Commitment to Community

Uniwyo not only focuses on providing excellent banking services but also emphasizes community involvement. We actively participate in local events and collaborate with organizations that align with our mission of supporting the community's growth and well-being. Our partnerships have allowed us to contribute positively to Cheyenne, making it a better place for all residents. In line with modern advancements, we have implemented digital banking solutions that ensure your experience is convenient and secure. Our online banking platform allows members to manage their finances from anywhere at any time because we understand that your time is valuable.

Join Us Today!

At Uniwyo, we invite you to join our family. Experience firsthand how we can help you take control of your finances while being part of a community-focused credit union. Whether you're looking for competitive rates on loans or personalized service from friendly staff, we are here for you every step of the way. Call us today at (307) 721-5600 or visit us online at Uniwyo to learn more about what we can do for you!

Our Mission

The mission of Uniwyo is simple yet powerful: to provide affordable financial services while fostering community support and engagement. We believe that everyone deserves access to quality banking options, which is why we offer a range of services tailored to meet the needs of our diverse membership from personal checking and savings accounts to auto loans, mortgages, and business financing. We strive to empower our members by providing them with the tools they need to achieve their financial goals. While members can visit us at 5249 Yellowstone Rd Cheyenne Wy 82009, official correspondence should be sent to 2020 Grand Avenue, Laramie, WY 82072. Our branch hours reflect our dedication to serving you better: the lobby is open Monday through Friday from 8 AM to 5 PM and on Saturdays from 9 AM to 1 PM for drive-thru services.

Branch Location & Accessibility

Come Visit Us!

If you're in the Cheyenne area or nearby Laramie County, we invite you to stop by the Uniwyo Cheyenne Branch today! Our friendly staff is ready to assist you with all your financial needs. For more information or specific inquiries, feel free to call us at 307-721-5600. We look forward to seeing you soon!

Convenient Accessibility

At Uniwyo, we prioritize accessibility for all our members. Our Cheyenne Branch features ADA-compliant facilities, including ramps and designated parking spots to ensure everyone can access our services comfortably. Plus, we have ample parking available so you can visit us without any hassle.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why our lobby hours are designed with your busy life in mind: we're open from 8 AM to 5 PM on weekdays and even offer Saturday service from 9 AM to 1 PM at our drive-thru. Speaking of which, our drive-thru is open from 7:30 AM to 5:30 PM on weekdays and from 9 AM to 1 PM on Saturdays, making it easy for you to conduct quick transactions without leaving your car.

Services Tailored for You

Our branch isn't just a place to bank; it's a hub of services designed with you in mind. Whether you need personal banking options like checking and savings accounts or are looking for auto loans and mortgage refinancing, we've got you covered. We also provide business banking solutions and online/mobile banking for those who prefer managing their finances digitally. And don't forget about our ATM availability withdraw cash anytime you need!

Member Eligibility

At Uniwyo, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Cheyenne area, you're likely eligible to join us. We focus on serving our members with personalized banking solutions that truly cater to your needs. To ensure you meet all the criteria, feel free to check the details at this link. Joining Uniwyo not only grants you access to a range of financial services but also connects you with a supportive network dedicated to helping you reach your financial goals. Opening an account is easy; just visit us at our branch located at 5249 Yellowstone Rd Cheyenne Wy 82009 or give us a call at (307) 721-5600. We can't wait for you to become part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $54 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,552,851, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services tailored for local businesses. Imagine having a reliable partner for payment processing that makes transactions smoother and faster. Our solutions help you accept payments effortlessly, allowing you to focus on what you do best running your business. Located at 5249 Yellowstone Rd Cheyenne Wy 82009 in Cheyenne, WY, our team is ready to assist you. Call us at (307) 721-5600 or visit us today to discover how we can help your business thrive!

Comprehensive List Of Services

Credit Cards and Business Banking

For those who enjoy rewards for their spending, our credit cards come with benefits designed to enhance your purchasing power. If you're a business owner, you'll find that our business banking services, including merchant services and business loans, are tailored to help you thrive in a competitive environment.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With our digital tools, managing your finances is just a click or tap away. You can check balances, transfer funds, or pay bills anytime and anywhere. Plus, our ATM services ensure that you have easy access to cash when you need it most.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions without the wait, our basic drive-thru banking allows for quick deposits and withdrawals. Additionally, if you're a member of a partner credit union, take advantage of basic shared branch transactions for convenient access to your funds. Whether you're at home or on the go, Uniwyo is dedicated to providing efficient service that fits your lifestyle. To learn more about how we can assist you or to explore any specific services in detail, feel free to reach out at (307) 721-5600 or visit us at 5249 Yellowstone Rd Cheyenne Wy 82009 in Cheyenne. We're here to help you achieve your financial goals! Ready to take the next step? Contact us today or visit our website at http://www.uniwyo.com for more information!

Personal Banking Services

Our personal banking offerings are designed with you in mind. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing options for when you're ready to hit the road, we have the tools you need. If you're considering home ownership, our mortgage loans and refinancing solutions can make your dream a reality. Plus, with personal loans and debt consolidation options, we provide flexible solutions for various financial situations.

Digital & Online Banking

Convenient Access Anytime

Our online banking platform allows you to view your account balances, pay bills, and transfer funds whenever it suits you. Whether it's early morning or late at night, you'll have full control over your accounts right at your fingertips. Plus, with features like person-to-person transfers, sending money to friends or family has never been easier.

Mobile Banking Made Easy

Take your banking experience even further with our mobile application. Available for download on all major platforms, this app gives you the same access as our website but in a more portable format. You can make mobile payments, check e-statements, and utilize electronic signature authorization for quick approvals all while ensuring that your information stays safe and secure.

Simple Solutions for Everyday Needs

Our digital banking services are designed to be user-friendly so that everyone can benefit from them, regardless of their tech-savviness. Whether you're looking to manage loans, track spending, or set up automatic payments, Uniwyo is here to support you every step of the way. Experience the convenience of modern banking at Uniwyo, where we're committed to making your financial journey as smooth as possible!

Stay Informed and Secure

We prioritize your security by offering electronic signature authorization and enabling e-statements to help you stay organized without the hassle of paper statements. You'll receive timely notifications about account activity, helping you monitor your finances effectively.

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We are proud to have a growing member base with a total of 89,760 share accounts that trust us with their finances. Our net shares available for lending and investments stand at $1,311,004, showcasing our ability to support both current and future member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Uniwyo is your trusted partner. Visit us at 5249 Yellowstone Rd Cheyenne Wy 82009 or call (307) 721-5600 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $83,278,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,695 in used auto loans and $450,779,547 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $192,056,008 in share certificates and $54,723,672 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $83,658,258, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,138 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,019,173 in used vehicle loans and $39,999,355 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles, ensuring that you can find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,552,851 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational costs, we're here to support your business journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,079,354 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to fit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $56,981,792, allowing you to invest in a home that suits your lifestyle. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable staff is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans or credit lines for better rates or terms, our team can assist you in exploring those options. We aim to make the refinancing process as straightforward as possible. At Uniwyo located at 5249 Yellowstone Rd Cheyenne Wy 82009, we pride ourselves on providing personalized service tailored to meet your unique financial needs. If you have any questions or need assistance with your loan application process, feel free to reach out at 307-721-5600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

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UNIWYO FEDERAL CREDIT UNION