University of VA Community Credit Union Ruckersville VA | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to the University Of Va Community Cu at our Greene County Branch, where we prioritize your financial well-being! Located at 56 Stoneridge Dr S, Ruckersville, VA 22968, we have proudly served our community since 1954, helping our members achieve their financial goals with trust and reliability. Whether you're looking for personal banking solutions or business services, we are here to support you every step of the way. As a member-focused credit union, we have built a strong foundation with over 82,000 members who rely on us for their banking needs. Our commitment to providing exceptional service is reflected in our impressive total assets of $1,497,430,041 and total deposits of $180,312,455. With a net worth of $149,992,869, you can feel secure knowing that your finances are in good hands. We understand that life can be unpredictable. That's why we offer a variety of loans over 41,582 loans and leases to help you navigate through life's challenges. From auto loans to personal loans and everything in between, we've got you covered. Our dedicated team of 252 employees, led by CEO Susan Gruber and Board President Pamela Higgins, is committed to making your experience with us as smooth as possible. We invite you to take advantage of our convenient services including online banking and mobile payments, ensuring that managing your finances is always within reach. While members can visit us at our branch location for assistance and consultations, official correspondence should be sent to our mailing address: PO Box 242, Ruckersville, VA 22968. We invite you to connect with us! Call us at 434-964-2001 or visit our website at http://www.uvacreditunion.org for more information about how we can help you grow your financial future. Join us in making a difference in our community today!

Branch History & Mission

A Commitment to Community

At the heart of our mission is a deep commitment to not only provide reliable financial products but also enhance community life. We actively engage in outreach programs and partnerships that uplift local residents. Whether it's offering educational workshops or supporting local charities, we understand that our success is intertwined with the well-being of the community we serve. While members can visit us at 56 Stoneridge Dr S, official correspondence should be sent to PO Box 242, Ruckersville, VA 22968 if needed. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we have embraced modern technology with online and mobile banking options. Features such as electronic signatures and mobile payments ensure that accessing your finances is easier than ever.

Join Us

As we look towards the future, our focus remains on delivering personalized service tailored to your unique needs. The University Of Va Community Cu invites you to join us on this exciting journey. Experience the difference that a member-focused credit union can make in your life where your financial goals are our priority. For any questions or assistance, feel free to reach out at 434-964-2001. We can't wait for you to become part of our growing family!

Our Journey

From humble beginnings, the University Of Va Community Cu has grown significantly. Today, we proudly serve over 82,954 members and manage total assets of approximately $1,497,430,041. Our mission is clear: we aim to provide exceptional financial services that empower individuals and families to achieve their goals. We believe in fostering strong community ties and supporting local initiatives that make Ruckersville a better place for everyone. Our operating hours are designed for your convenience: the lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. For those who prefer banking on the go, our drive-thru service offers easy access for quick transactions.

Branch Location & Accessibility

Operating Hours

We're here for you with welcoming hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're looking to open a new account or get assistance with loans, our team is ready to help during these times.

Services Offered

At the University Of Va Community Cu, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need cash on the go? Our ATM is available for quick withdrawals and balance checks. If you prefer face-to-face interactions, our drive-thru service allows for convenient deposits and simple transactions without leaving your vehicle. If you have questions or need assistance, don't hesitate to reach out! You can call us at 434-964-2001. We invite you to come by and see how we can support your financial journey today!

Member Eligibility

Joining the University Of Va Community Cu means becoming part of a welcoming family that values your financial well-being. To become a member, you simply need to meet a few friendly criteria. Generally, if you live, work, or attend school in the area, you're likely eligible! This inclusive approach ensures that our community thrives together. Plus, being a member gives you access to fantastic services like personalized banking options and competitive loan rates that truly make a difference in your financial journey. For those curious about specific eligibility details, feel free to check out more information at this link. It's all designed to help you get started easily! If you have any questions or need assistance, don't hesitate to give us a call at (434) 964-2001. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running your store smoothly while accepting all major payment methods without hassle. Our services help you focus on what you do best serving your customers and growing your business. If you're ready to elevate your business banking experience, visit us at 56 Stoneridge Dr S Ruckersville Va 22968 in Ruckersville, VA or give us a call at (434) 964-2001. Let's take your business to new heights together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $71,186,234, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash or want to make a quick deposit? Our branch includes an ATM for easy access to cash withdrawals and balance checks. For those who prefer face-to-face interactions but in a hurry, our basic drive-thru banking allows you to conduct deposits, withdrawals, and simple transactions without leaving your vehicle. With lobby hours from Monday through Thursday 9 AM - 5 PM, Friday until 6 PM, and Saturday until noon, we strive to be available when you need us most. As a member of the University Of Va Community Cu in Ruckersville, you have access not only to these services but also to a supportive community focused on helping you achieve financial success. If you have questions or want more information about any of our offerings, please feel free to reach out at 434-964-2001 or visit us online at uvacreditunion.org. We're excited to serve you!

Business Banking Services

For our business members, we offer comprehensive business banking services including merchant services that simplify payment processing and business loans to support your growth aspirations. Our goal is to ensure your business has the financial support it needs to thrive.

Digital Banking Convenience

We know how busy life can get, which is why our online and mobile banking features are designed for maximum convenience. You can manage your accounts from anywhere with just a few taps on your smartphone. Whether it's making payments or transferring funds, our digital tools make banking hassle-free.

Personal Banking Solutions

For individuals and families, we offer personal banking options that include checking and savings accounts designed to help you manage your day-to-day finances effectively. If you're considering a new vehicle, our auto loans and vehicle financing can make that dream a reality with competitive rates and flexible terms. We also understand that homeownership is important; thus, we provide mortgage loans and refinancing options tailored to fit your budget. In addition, if life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease the burden. Plus, don't miss out on our credit cards with rewards, allowing you to earn points on everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you stay on top of your finances. You can easily view your account balances, transfer funds, and pay bills all in one place. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer option makes it simple and fast. For those who prefer using their smartphones, our mobile application allows you to handle transactions right from your pocket. You can make mobile payments with ease, ensuring that shopping or dining out is hassle-free.

Security and Convenience

Security is a top priority at University Of Va Community Cu. We offer electronic signature authorization for documents, so you can complete transactions without the need for paperwork. Also, with e-statements available, you can say goodbye to cluttered mailboxes while keeping your financial records safe and accessible. We believe that banking should be straightforward and efficient. Whether you're checking balances or making payments, our digital tools empower you to manage your accounts in real-time. With all these features at your fingertips, banking with us is not just easy; it's also secure. Join us today at University Of Va Community Cu and discover how our digital and online banking services can enhance your financial experience!

Financial Strength

A Growing Member Base

With a total of 169,251 share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, showcasing our ability to support the needs of our community effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Va Community Cu is your trusted partner. Visit us at 56 Stoneridge Dr S Ruckersville Va 22968 or call (434) 964-2001 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to keep offering competitive loan rates and solid financial products tailored for you. We are proud to have 249 full-time employees and 3 part-time employees, ensuring our branches are staffed by knowledgeable and committed teams ready to assist you.

Reinvestment for Your Benefit

Our commitment to your financial well-being is evident in our $145,421,637 in undivided earnings. These funds are reinvested into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $11,542 in used auto loans and $862,498,359 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Secure Savings Opportunities

Your savings are secure with us. We hold $306,124,370 in share certificates and $301,094,077 in money market shares, both of which offer stable and rewarding financial growth opportunities for our members. Unlike traditional banks, our focus is entirely on you. With no non-member deposits at $0, we channel all resources toward benefiting our members through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $149,992,869, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 further demonstrates a solid capital foundation. This ensures we can provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $228,649,757 in used vehicle loans and $138,334,132 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we have options available that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $71,186,234 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your vision. At University Of Va Community Cu, we also offer refinancing options for existing loans, which can help reduce your monthly payments or lower your interest rate. If you're unsure about eligibility or would like to discuss your options further, feel free to reach out to us at (434) 964-2001 or visit us at our branch located at 56 Stoneridge Dr S Ruckersville Va 22968 in Ruckersville, VA. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings today and find out how we can assist you in reaching your financial goals!

Credit Lines and Personal Loans

For those looking for more flexibility in managing expenses, we offer credit lines totaling $395,131,000. These are ideal for unexpected costs or projects around the house. Additionally, our unsecured credit card loans, amounting to $35,484,632, help members manage their finances effectively while enjoying rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,556,652, make buying or refinancing simple. We aim to support you through every step of the home buying process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when exploring loan options.

UNIVERSITY OF VA COMMUNITY CREDIT UNION