University of VA Community CU Palmyra VA | Quick Personal Loans & Top Checking

Introduction

Welcome to University Of Va Community Cu, your trusted financial partner in Palmyra, VA! Located at 5766 Thomas Jefferson Pkwy, our Fluvanna Branch has been serving the community since 1954. With a strong commitment to our members, we proudly support over 82,000 individuals, helping them achieve their financial goals with personalized services tailored to their needs. At University Of Va Community Cu, we understand that managing your finances can sometimes feel overwhelming. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our dedicated team is here to ensure that you receive the guidance you need every step of the way. In addition to our comprehensive banking solutions, we boast impressive financial strength with total assets exceeding $1.49 billion and total deposits amounting to $180 million. Our net worth stands strong at $149 million, providing peace of mind knowing your money is in capable hands. Whether you're looking for a new loan or need assistance with business banking, we have you covered. Our leadership team, including CEO Susan Gruber and Board President Pamela Higgins, is deeply committed to fostering a positive impact within our community. Together with our team of 252 employees, we strive to make financial wellness accessible for everyone. While members can visit us at our branch location, official correspondence should be directed to our mailing address: 3300 Berkmar Drive, Charlottesville, VA 22901. If you have any questions or would like to learn more about how we can assist you, please don't hesitate to reach out at (434) 964-2001. Join us today and discover the difference that comes from being part of a credit union that truly cares about its members! Visit us online at uvacreditunion.org or drop by our branch we're excited to help you take the next step towards your financial future!

Branch History & Mission

Innovation and Accessibility

As technology continues to advance, so do we. Our branch offers modern conveniences like online banking, mobile payments, and electronic signature authentication to make managing your finances easier than ever. We ensure that our services are ADA-compliant so that everyone can access the financial assistance they require. With an ATM available on-site and drive-thru banking options for quick transactions, we make it easy for you to bank on your terms. You can rely on us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Join Us Today!

As we look back on nearly seven decades of service, we remain committed to supporting our members' financial goals while making a positive impact in our community. We invite you to join the University of Va Community Cu family today! Experience firsthand the benefits of membership where your financial health is our top priority. For any questions or assistance, feel free to contact us at 434-964-2001. Together, let's build a brighter financial future!

Our Mission

At University of Va Community Cu, our mission is simple but impactful: to provide exceptional financial services while fostering a sense of community. We believe in empowering our members through accessible banking solutions that meet their unique needs. Our dedicated team works tirelessly to ensure every member receives personalized service and support. We prioritize not just financial success but also community involvement. Our outreach programs aim to uplift local initiatives and support those in need within Fluvanna County and beyond. We strive to be more than just a credit union; we want to be an integral part of your life.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your convenience in mind. We offer ample parking right outside our doors, ensuring that you can get in and out smoothly. Plus, our facilities are ADA compliant, featuring ramps and accessible entrances for all members of our community.

Get in Touch

We're eager to assist you with all your banking needs. If you have questions or would like more information about our services, don't hesitate to call us at 434-964-2001. Feel free to visit us at our Palmyra location where our friendly team is ready to welcome you! While members can visit us at 5766 Thomas Jefferson Pkwy, official correspondence should be sent to our mailing address at 3300 Berkmar Drive, Charlottesville, VA 22901. We look forward to seeing you soon!

Operating Hours and Services

We understand that life can be busy. That's why our lobby hours are set up to accommodate your schedule: from Monday to Thursday, we're open from 9 AM to 5 PM; Fridays extend until 6 PM, and on Saturdays, we're here from 9 AM to noon. Need quick service? Our drive-thru banking is available during the same hours on weekdays and Saturday mornings. At the University of Va Community Cu, we provide a range of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgage options. And if you're in need of cash, we have an ATM available right at our branch for your convenience.

Member Eligibility

At University Of Va Community Cu, we believe that everyone deserves access to a supportive financial community. Joining us is simple! If you live, work, or attend school in the area surrounding 5766 Thomas Jefferson Pkwy Palmyra Va 22963, you're likely eligible to become a member. Our community-centric approach means that we prioritize your needs and aim to provide services that truly benefit you. Whether you're looking for personal banking solutions, loans, or just a place to save your hard-earned money, becoming part of our family opens up a world of advantages tailored just for you. The membership process at University Of Va Community Cu is straightforward and welcoming. You can find all the specific eligibility criteria on our website at . And when you're ready to take the next step, opening an account with us is easy! Simply give us a call at (434) 964-2001, and our friendly team will guide you through every step of the process. We're excited to help you join our vibrant community and start enjoying all the benefits that come with being a member!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced world, effective merchant services can make a big difference for your business. Imagine being able to accept payments seamlessly from customers while managing your finances with ease. Our merchant services help streamline transactions, making it simple for you to focus on what you do best running your business. Visit us at 5766 Thomas Jefferson Pkwy Palmyra Va 22963, Palmyra, VA, or call us at (434) 964-2001 to learn how our business banking and commercial services can support your journey toward success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions to those who need it most. With an outstanding commercial loan portfolio of $71,186,234, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Located at 5766 Thomas Jefferson Pkwy Palmyra Va 22963 in Palmyra, VA, we're easily accessible for all your banking needs. Our friendly staff is ready to assist you during lobby hours from Monday through Friday and even on Saturdays for added convenience. If you're interested in learning more about how our services can benefit you, don't hesitate to reach out! Give us a call at (434) 964-2001 or visit us online at Fluvanna Branch. We're excited to support you on your financial journey!

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services that make accepting payments easy and efficient. Our business loans can help fund your growth initiatives or cover operational costs when needed.

Credit Options

If you're looking for additional flexibility, our personal loans and debt consolidation services can help you simplify your finances by combining multiple debts into one easy payment. Additionally, our credit cards with rewards allow you to earn benefits on your purchases while managing your spending effectively.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have access to banking services at your fingertips. That's why we proudly feature robust online and mobile banking platforms. With these tools, you can conduct transactions anytime, anywhere whether it's making deposits through our ATM or using cash withdrawal services at convenient locations. For those who prefer face-to-face interactions but need quick transactions, our basic drive-thru banking service offers the convenience of deposits and withdrawals without leaving your car.

Personal Banking Solutions

We offer personal banking options designed for everyday needs. You can choose from various checking and savings accounts that fit your lifestyle. Imagine having a checking account that allows you to manage your daily expenses while building savings effortlessly. Our accounts come with online and mobile banking features, enabling you to check balances, transfer funds, and pay bills right from your smartphone. When it comes to financing a vehicle, our auto loans and vehicle financing solutions are here for you. Picture driving off in your dream car with manageable monthly payments tailored just for you. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options provide competitive rates and personalized service.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at http://www.uvacreditunion.org , you can check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface makes it simple to navigate your accounts, ensuring you have real-time access to your financial information.

Go Paperless with E-Statements

Say goodbye to clutter and embrace convenience! With our e-statements feature, available at Yes, you can receive your account statements electronically. This not only helps you keep track of your finances more efficiently but also enhances security by reducing the risk of identity theft associated with paper documents.

Make Payments Easily

Looking for a quick way to pay for things? Our mobile payments feature makes it easy for members to make purchases directly from their phones. It's fast and convenient perfect for today's busy lifestyles. At University Of Va Community Cu, we're committed to providing services that make banking easier for you. Discover how our digital solutions can enhance your banking experience today!

Mobile App for Banking on the Go

For those who prefer banking from their smartphones, our mobile application is here for you. Available for download, it offers all the features you need right at your fingertips. You can make person-to-person transfers easily, which means sending money to friends or family is just a tap away with our person-to-person service yes, we've got that too!

Secure Transactions with Electronic Signature Authorization

Worried about security? We've got you covered! Our electronic signature authorization process ensures that your transactions are safe and secure. You can sign documents electronically without having to visit a branch, saving you time and hassle.

Financial Strength

Committed Team

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 249 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

We have a robust network with a total of 169,251 share accounts showing a strong and growing member base that trusts us with their finances. This solid foundation allows us to continue serving you confidently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Va Community Cu is your trusted partner. Visit us at 5766 Thomas Jefferson Pkwy Palmyra Va 22963 or call (434) 964-2001 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $306,124,370 in share certificates and $301,094,077 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for You

With $145,421,637 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,542 in used auto loans and $862,498,359 in total loans and leases.

Solid Financial Foundation

With a net worth of $149,992,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $228,649,757 in used vehicle loans and $138,334,132 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we can help you secure financing that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $71,186,234 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and offer personalized service to ensure you get the support you need. At University Of Va Community Cu, we are dedicated to helping you navigate your financial journey with confidence. Whether you're interested in purchasing a vehicle or investing in real estate, our team is here to guide you every step of the way. For more information about our loan offerings or to speak with one of our representatives, call us at (434) 964-2001 or visit us at 5766 Thomas Jefferson Pkwy Palmyra Va 22963 in Palmyra, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to find the right solution for you!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we have total credit lines of $395,131,000 available. We also offer flexible terms on unsecured credit card loans, with a total of $35,484,632 in loans helping members manage their finances effectively. This can be especially useful for unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,556,652, make buying or refinancing simple. We offer competitive rates and terms that can ease the journey to owning your home. If you're considering refinancing your current mortgage, our team is ready to assist you with eligibility options tailored to your situation.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a rigorous sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees fair and transparent offers to users. One of the standout features of LendMesh is its emphasis on verified data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The focus remains solely on providing unbiased results that help users make informed decisions. With real-time rate comparisons, LendMesh keeps users updated with the latest loan rates from multiple institutions. This feature allows borrowers to evaluate their options effectively and choose the best fit for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNIVERSITY OF VA COMMUNITY CREDIT UNION