University of VA Community Credit Union Orange VA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to the University Of Va Community Cu at our Orange Branch, located at 115 N Madison Rd, Orange, VA 22960. Since we opened our doors in 1954, we've proudly served our community by providing reliable financial services tailored to meet the needs of our members. With a strong commitment to fostering trust and support, we have grown to serve over 82,954 members, helping them achieve their financial goals. At our credit union, we believe in the power of community. With total assets amounting to an impressive $1,497,430,041, we are well-equipped to offer a variety of services, including personal banking accounts, auto loans, mortgages, and business financing. Our members enjoy a wealth of options with total deposits reaching $180,312,455 and a net worth of $149,992,869. Our dedicated team of 252 employees is led by CEO Susan Gruber and Board President Pamela Higgins, who work tirelessly to ensure that each member receives the best service possible. We understand that every member's needs are unique; that's why we strive to create personalized solutions that enhance your financial well-being. While you can visit us at our branch for face-to-face assistance or utilize our convenient drive-thru services, we also offer robust online and mobile banking options for managing your finances from anywhere. Whether you're looking to consolidate debt or secure a new vehicle loan currently totaling 41,582 loans we're here for you every step of the way. For any inquiries or assistance, feel free to reach out to us at (434) 964-2001 or send us a fax at (434) 964-2081. We invite you to explore all that we have to offer on our website: uvacreditunion.org. Come visit us today and discover how we can help you achieve your financial dreams!

Branch History & Mission

Commitment to Community

The heart of University Of Va Community Cu lies in its mission statement: "To enhance the lives of our members by providing exceptional financial services and support." We believe that true success is measured not just by numbers but by how well we can serve those around us. Our partnerships with local organizations reflect our dedication to community outreach and support initiatives that make a difference. We encourage you to visit us at our branch located at 115 N Madison Rd in Orange, VA. While you're here, take advantage of our drive-thru banking and ATM services for added convenience. If you need assistance outside regular hours or prefer digital options, our online banking and mobile app are designed for ease of use.

Join Us

At University Of Va Community Cu, we invite you to become part of a vibrant community where your financial goals are prioritized. With operating hours designed for your convenience Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12 PM you can easily access the services you need. If you're ready to experience personalized financial solutions that truly care about your wellbeing, reach out today at (434) 964-2001 or visit us online at uvacreditunion.org. Join us on this journey towards financial empowerment we're excited to welcome you into the family!

Our Journey

From our humble beginnings at 115 N Madison Rd, we have evolved into a trusted institution with total assets amounting to over $1.4 billion. Our journey began with a simple goal: to offer accessible banking solutions tailored to the needs of our members. Over the decades, we have embraced change and innovation while maintaining the values that define us. Today, we continue this legacy under the guidance of dedicated leadership, including our CEO Susan Gruber and Board President Pamela Higgins. As we grew, so did our services. We now offer a range of personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our mission remains clear: to provide affordable financial products while fostering a sense of belonging within our community.

Branch Location & Accessibility

Call to Action

At University Of Va Community Cu, we're not just about banking; we're about building relationships within our community. We invite you to visit us today and discover how we can support your financial journey!

Nearby Landmarks and Accessibility Features

Our branch is nestled near several local landmarks, making it a familiar stop for residents. If you're in the area visiting the scenic Montpelier or enjoying the vibrant downtown shops, swing by to see how we can assist you with your financial goals. For your convenience, we offer ample parking and ADA-compliant facilities to ensure everyone can access our services easily.

Operating Hours and Services

We know your time is valuable. That's why our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly staff is here to help during these hours. For those who prefer quick transactions, we also provide a drive-thru service available Monday through Friday until 6 PM and Saturday until noon. Plus, with ATM availability on-site, you can manage your cash needs without delay. While members can visit us at 115 N Madison Rd, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance before stopping by, feel free to give us a call at 434-964-2001.

Member Eligibility

At University Of Va Community Cu, we believe that everyone deserves a supportive financial community, and becoming a member is just a few simple steps away! If you live, work, or study in the area around 115 N Madison Rd Orange Va 22960, you're likely eligible to join us. We welcome individuals from all walks of life, so whether you're starting your first job, planning for retirement, or anything in between, there's a place for you here. Joining our credit union means gaining access to personalized banking solutions designed with your needs in mind. The membership process is straightforward and inviting. To learn more about eligibility requirements and how you can get started, feel free to visit our website at . If you have any questions or need assistance, don't hesitate to reach out to us at (434) 964-2001. We're excited to help you on your journey toward better financial health!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $71,186,234, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced market, accepting payments should be simple. Our merchant services are designed to streamline transactions, allowing you to focus on what matters most growing your business. Imagine being able to accept payments seamlessly from customers while tracking sales effortlessly. That's the kind of convenience our services bring to the table. Located at 115 N Madison Rd Orange Va 22960 in Orange, VA, we're here to provide personalized service and expert guidance tailored to your unique business needs. Contact us today at (434) 964-2001 to learn how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking

For our business members, we offer essential services that keep your operations running smoothly. Our business banking solutions include merchant services and business loans, making it easier for you to focus on what matters most growing your business.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why University Of Va Community Cu provides robust online and mobile banking features. With these tools, you can check balances, transfer funds, and pay bills from anywhere at any time. Need cash? Our ATM and cash withdrawal services ensure you have easy access to your money when you need it. Our commitment to service extends beyond traditional banking hours. With basic drive-thru banking, you can complete deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, enjoy the flexibility of our basic ATM access for quick withdrawals and balance checks.

Get Started Today!

At University Of Va Community Cu, we're here to support your financial needs every step of the way. Whether you're just starting out or looking to expand your financial portfolio, reach out to us at (434) 964-2001 or visit us at 115 N Madison Rd Orange Va 22960 in Orange, VA. Discover how our comprehensive services can empower you on your financial journey today!

Personal Banking

Our personal banking services are designed with you in mind. Open a checking or savings account to start managing your finances with ease. If you're considering purchasing a vehicle, explore our auto loans and vehicle financing options, which offer competitive rates and flexible terms. For those dreaming of homeownership, we provide mortgage loans and refinancing solutions that can help make your dreams a reality. If you find yourself needing extra funds for unexpected expenses, our personal loans and debt consolidation products can assist you in getting back on track without overwhelming payments. And don't forget about our credit cards with rewards, which let you earn points on purchases while enjoying the convenience of credit.

Digital & Online Banking

Accessibility and Support

We pride ourselves on making banking accessible for everyone. Our services are designed to be intuitive and straightforward so that you can manage your accounts effortlessly. Plus, if you ever need assistance, our friendly team is just a phone call away at (434) 964-2001. Experience the freedom of digital banking with us at University Of Va Community Cu where convenience meets security!

Key Features

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit us at http://www.uvacreditunion.org to get started! Our user-friendly platform allows you to check balances, pay bills, and transfer funds without stepping foot in a branch. If you prefer using your mobile device, our mobile application provides all these features right in your pocket. You can even make mobile payments easily and securely. Security is paramount at University Of Va Community Cu. We offer electronic signature authorization, which means you can sign documents online safely and conveniently. Plus, with e-statements available, you'll have an eco-friendly way to keep track of your transactions without the clutter of paper statements. Need to send money to friends or family? Our person-to-person transfers feature makes it simple to send cash directly from your account to theirs with just a few taps on your screen.

Financial Strength

Commitment to Growth

With $145,421,637 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,542 in used auto loans and $862,498,359 in total loans and leases.

Member Trust

We have earned the trust of many, as shown by our Total Share Accounts of 169,251, indicating a strong and growing member base that values what we offer. Net Shares (Funds available for lending and investments) stand at $0, reflecting our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Va Community Cu is your trusted partner. Visit us at 115 N Madison Rd Orange Va 22960 or call (434) 964-2001 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 249 full-time employees and 3 part-time employees who are always ready to assist you with their knowledge and dedication.

Secure Savings Options

Members' savings are secured through $306,124,370 in share certificates and $301,094,077 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $149,992,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $228,649,757 in used vehicle loans and $138,334,132 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're purchasing a new or used vehicle, making it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $71,186,234 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your growth with tailored solutions.

Credit Lines

If you need quick access to funds without the hassle of applying for multiple loans, consider our credit lines totaling $395,131,000. This option offers flexibility for unexpected expenses or planned purchases. At University Of Va Community Cu, we're dedicated to providing personalized service. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to contact us at (434) 964-2001. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 115 N Madison Rd Orange Va 22960 in Orange, VA, or check out our website at http://www.uvacreditunion.org for more information on how we can assist you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,556,652, make buying or refinancing simple. We help guide you through the process, ensuring you understand your options and can find the right fit for your budget.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $35,484,632 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that make spending smarter.

Loan Aggregator

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UNIVERSITY OF VA COMMUNITY CREDIT UNION