University of VA Community Credit Union Crozet VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the University Of Va Community Cu, your trusted financial partner since 1954. Located at 5714 Three Notch D Rd, Crozet, VA 22932, we are proud to serve our vibrant community and help our members achieve their financial goals. With a commitment to exceptional service and community support, our credit union is home to over 82,000 members who benefit from a wealth of resources tailored to meet their unique needs. As of now, we manage a robust $1,497,430,041 in total assets, ensuring that we have the strength and stability to provide competitive loan options and attractive savings accounts. Our diverse portfolio includes more than 41,582 loans and leases, reflecting our dedication to empowering individuals and families in Crozet and beyond. While members can visit us at our branch location, official correspondence should be sent to the same address: 5714 Three Notch D Rd, Crozet, VA 22932-3107. Our dedicated team of 252 employees, led by CEO Susan Gruber and Board President Pamela Higgins, is here to ensure you receive personalized service every time you interact with us. At the University Of Va Community Cu, we believe in fostering strong relationships within our community. From personal banking services such as checking accounts and auto loans to business banking solutions including merchant services and business loans, we strive to meet all your financial needs. So whether you're looking for a new home mortgage or want to consolidate debt with a personal loan, we're here for you! Don't hesitate to reach out at 434-964-2001 or visit us at our branch today. Your journey towards financial success starts right here!

Branch History & Mission

Join Us

As we continue on this journey of growth and community involvement, we invite you to become a part of the University Of Va Community Cu family. Experience firsthand how we can help you achieve your financial goals while contributing positively to Crozet and surrounding areas. Together, let's build a brighter future! For more information or any inquiries, feel free to reach out at (434) 964-2001 or visit our website at http://www.uvacreditunion.org .

Our Journey

Since opening our doors at 5714 Three Notch D Rd, Crozet, VA 22932, we have evolved significantly. From humble beginnings, we have embraced innovation while staying true to our core mission of empowering individuals through accessible financial services. Over the years, we've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking services. Our commitment to our members extends beyond traditional banking. We prioritize community outreach and partner with local organizations to foster development and support initiatives that benefit everyone in the area. The connections we've made are vital to who we are today.

Our Mission

At University Of Va Community Cu, our mission is simple yet impactful: we aim to enhance the financial well-being of our members while strengthening the communities we serve. We focus on providing excellent service and innovative financial products tailored to meet diverse needs. Whether you're looking for assistance with personal loans or exploring business financing options, we're here for you every step of the way. While members can visit us at 5714 Three Notch D Rd Crozet Va 22932, official correspondence should be sent to 5714 Three Notch D Rd, Crozet, VA 22932-3107. Our friendly team is available during lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM; on Saturdays, we're open from 9 AM to 12 PM. We also offer drive-thru service for your convenience. In today's digital world, we've integrated technology into our services with online banking and mobile applications available for easy access to your accounts. Our commitment includes ensuring accessibility for everyone so that all can enjoy our services comfortably.

Branch Location & Accessibility

Get in Touch!

Have questions? Don't hesitate to give us a call at (434) 964-2001. We're excited to welcome you into our community where banking is personal. Stop by today and discover how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is nestled in the heart of Crozet, making it easy to find. If you're near the vibrant downtown area or visiting local shops and eateries, swing by! We offer ample parking for your convenience, and our location is fully accessible with ADA-compliant features, including ramps and designated parking spots.

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Our drive-thru service mirrors these hours for quick and easy banking without leaving your car.

Services Offered

At the Downtown Crozet Branch, you can enjoy a range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing you're covered! Plus, our ATM availability means you can access cash when you need it most. And if you prefer face-to-face interactions, our friendly staff is ready to assist you with deposits, withdrawals, and other transactions via our drive-thru service. While members can visit us at 5714 Three Notch D Rd Crozet Va 22932, official correspondence should be sent to 5714 Three Notch D Rd, Crozet, VA 22932-3107.

Member Eligibility

At University Of Va Community Cu, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and inclusive, making it easy for you to join our family. If you're living, working, or studying in the area around 5714 Three Notch D Rd Crozet Va 22932, you're likely eligible to open an account with us! We strive to support individuals from all walks of life, so whether you're just starting out or looking to manage your finances better, there's a place for you here. To learn more about the specific eligibility criteria, feel free to visit our website at . Once you're ready to take the next step, opening an account is a breeze! Just give us a call at (434) 964-2001, and our friendly team will be happy to guide you through the process. Join us today and discover the many benefits of being part of University Of Va Community Cu where your financial well-being is our top priority!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine serving your customers without the hassle of complicated transactions. Our merchant services allow you to accept payments easily, ensuring smooth operations at your point of sale. This means you can focus on what you do best running your business. Located conveniently at 5714 Three Notch D Rd Crozet Va 22932 in Crozet, VA, we're here to help your business thrive. Reach out to us at (434) 964-2001 or visit our website at http://www.uvacreditunion.org for more information about how we can support your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $71,186,234, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

For those who prefer face-to-face interactions, we have basic drive-thru banking available for deposits, withdrawals, and simple transactions. You can also access basic ATM services for withdrawals and balance checks at your convenience. In summary, at University Of Va Community Cu, we're committed to providing comprehensive financial solutions that cater to all aspects of your life. With our friendly staff ready to assist you at every turn, we invite you to visit us at 5714 Three Notch D Rd Crozet Va 22932 or give us a call at (434) 964-2001. We look forward to helping you achieve your financial goals!

Business Banking

If you're a small business owner, we offer specialized services through our business banking segment, which includes merchant services and business loans tailored to help your business thrive.

Convenient Digital Banking

With today's fast-paced lifestyle, we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers, everything is just a few taps away. Don't forget about our ATM and cash withdrawal services, available for when you need cash quickly.

Home Financing

Thinking about purchasing a home or refinancing your current mortgage? Our mortgage loans and refinancing solutions make it easier than ever to secure the home of your dreams while saving on monthly payments.

Loans and Credit

For those unexpected expenses or projects, our personal loans and debt consolidation options can provide the financial relief you need. Plus, enjoy the benefits of our credit cards with rewards, allowing you to earn points on everyday purchases that can be redeemed for exciting rewards.

Personal Banking

We understand that everyone has unique financial needs, which is why our personal banking options are tailored just for you. Open a checking or savings account with us to manage your everyday finances easily. If you're in the market for a new vehicle, explore our auto loans and vehicle financing options that come with competitive rates to help get you on the road without breaking the bank.

Digital & Online Banking

Key Features

Security is a top priority for us. You can rest easy knowing that your information is protected with advanced encryption technology. Plus, with electronic signature authorization available, signing documents online has never been easier or more secure. If you're looking to go paperless, our e-statements feature allows you to view and manage your statements electronically. This not only saves the environment but also keeps your financial records organized and accessible at all times. For those on the go, our mobile application offers a wealth of features right at your fingertips. With mobile payments enabled, you can make purchases quickly and securely using just your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do that effortlessly. At University Of Va Community Cu, we believe in making banking as simple as possible. With real-time account management tools and easy access to all of our digital services, managing your finances has never been more straightforward. Join us today and experience the future of banking!

Financial Strength

A Growing Community

The trust placed in us is evident with 169,251 total share accounts from our growing member base. This reflects the confidence you have in us as your reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Va Community Cu is your trusted partner. Visit us at 5714 Three Notch D Rd Crozet Va 22932 or call (434) 964-2001 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $145,421,637 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,542 in used auto loans and $862,498,359 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 249 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Security

Members' savings are secured through $306,124,370 in share certificates and $301,094,077 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $149,992,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $71,186,234 provide the capital needed to grow and expand your operations. At University Of Va Community Cu in Crozet, VA (5714 Three Notch D Rd), we're committed to helping our members navigate their financial journeys with confidence. For any questions regarding eligibility or specific loan products available at our branch, feel free to call us at 434-964-2001. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for personal loans or business financing options, we're here to assist you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $228,649,757 in used vehicle loans and $138,334,132 in new vehicle loans already helping members get on the road. We provide flexible repayment options and competitive rates for both new and used vehicles. If you're considering refinancing your current auto loan, we can help with that too!

Credit Lines

Our total credit lines reach $395,131,000, giving you access to cash when you need it most. This product offers flexibility in borrowing while ensuring that you're not tied down by high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $64,556,652. Our dedicated team will guide you through the process so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,484,632 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be an excellent option for unexpected expenses or everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users receive genuine loan options without hidden fees or misleading terms.

UNIVERSITY OF VA COMMUNITY CREDIT UNION