University of VA Community Credit Union Charlottesville VA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to University Of Va Community Cu, your trusted financial partner located at 900 E Jefferson St, Charlottesville, VA 22902. Since our establishment in 1954, we have proudly served our community, building a strong foundation of trust and commitment to our members. With a membership base of over 82,954, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At University Of Va Community Cu, we understand that financial decisions can be challenging. That's why we offer a wide array of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our total assets amount to an impressive $1,497,430,041, ensuring that we have the resources to support you every step of the way. We currently hold $180,312,455 in deposits and have successfully facilitated 41,582 loans for our valued members. Led by our CEO Susan Gruber and Board President Pamela Higgins, our team of 252 employees is here to assist you with all your banking needs. Whether you're looking for advice on managing your finances or exploring loan options our friendly staff is always ready to help. While members can visit us at our branch location, official correspondence should be sent to 900 E Jefferson St, Charlottesville, VA 22902-5326. Feel free to reach out at 434-964-2001 or check out our website at http://www.uvacreditunion.org for more information on how we can serve you better. Join us in achieving your financial goals today!

Branch History & Mission

A Legacy of Service

The journey of the University Of Va Community Cu began with a simple yet powerful mission: to provide affordable financial services while enhancing the lives of our members. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, business banking, and much more. As we grew, so did our assets, which now total over $1.49 billion. This growth reflects not only our success but also the trust that our community places in us.

Commitment to Innovation

In an ever-changing world, we are committed to staying ahead by adopting new technologies that make banking easier and more convenient for you. Our online and mobile banking options allow you to manage your finances anytime and anywhere. Plus, with features like electronic signatures and mobile payments, we've made it simple for you to stay connected with your money.

Community Engagement

We take pride in being an active member of the Charlottesville community. Through partnerships with local organizations and outreach programs, we strive to give back and support those around us. Whether it's sponsoring events or hosting financial literacy workshops, we are dedicated to making a positive impact.

Join Us Today!

We invite you to become part of our growing family at the University Of Va Community Cu. Experience firsthand how we're different from traditional banks where your needs come first and where you're more than just an account number. Visit us today or call us at 434-964-2001 to learn more about how we can assist you on your financial journey!

Our Mission

At the heart of our operations is a mission to empower individuals and families through financial education and support. We believe that everyone deserves access to quality financial products without hidden fees or high-interest rates. Our dedicated team works tirelessly to ensure that you receive personalized service tailored to your unique needs. Whether you're looking for assistance with checking accounts or planning for retirement, we're here for you. While members can visit us at 900 E Jefferson St for in-person assistance, official correspondence should be sent to 900 E Jefferson St, Charlottesville, VA 22902-5326.

Branch Location & Accessibility

Welcome to the University Of Va Community Cu at our East Jefferson Branch, conveniently located at 900 E Jefferson St in beautiful Charlottesville, VA. Our branch is nestled in a vibrant area, making it easy for you to stop by while enjoying nearby attractions like the historic downtown mall and the stunning University of Virginia campus. Our location is designed with your convenience in mind. Whether you're visiting for personal banking needs or exploring our variety of loan options, we strive to make your experience as smooth as possible. Parking is available nearby, and our facility is equipped with ADA-compliant features to ensure accessibility for everyone. We invite you to visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. If you're in a hurry, take advantage of our drive-thru service available during the same hours for quick transactions like deposits and withdrawals. For those who prefer digital banking, we offer online and mobile banking services so you can manage your finances anytime, anywhere. Plus, our ATM is readily accessible for cash withdrawals and balance checks. If you have any questions or need assistance, feel free to give us a call at 434-964-2001. We look forward to serving you and helping you achieve your financial goals! While members can visit us at 900 E Jefferson St Charlottesville Va 22902, official correspondence should be sent to 900 E Jefferson St, Charlottesville, VA 22902-5326. Come see us soon!

Member Eligibility

At University Of Va Community Cu, becoming a member is like joining a caring community that's dedicated to supporting your financial journey. We welcome anyone who shares our values and resides, works, worships, or attends school in the Charlottesville area. Whether you're looking for personal banking, auto loans, or business services, you'll find that we offer a range of products tailored to meet your needs. To learn more about specific eligibility requirements and ensure you're a fit for our community, please check out our detailed guidelines at . If you're ready to take the next step towards membership, opening an account is straightforward and convenient. You can easily reach us at (434) 964-2001 for assistance or questions about the process. We look forward to having you as part of our family at University Of Va Community Cu, located at 900 E Jefferson St Charlottesville Va 22902!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

But that's not all! Our merchant services simplify daily transactions, allowing you to accept payments easily from your customers. Whether you're a local retailer or an online service provider, we equip you with the tools to thrive in a competitive market. Visit us at 900 E Jefferson St Charlottesville Va 22902 in Charlottesville, VA, or give us a call at (434) 964-2001 to learn more about how we can partner with you on your business journey!

Outstanding Support for Growth

With an outstanding commercial loan portfolio of $71,186,234, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. Plus, our basic drive-thru banking ensures that deposits, withdrawals, and simple transactions are quick and convenient for those busy days.

Business Banking Solutions

For local businesses, we understand the challenges you face. Our business banking services, including merchant services and business loans, are tailored to foster growth and ease cash flow management. We're committed to supporting our local economy by helping businesses thrive.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They not only help you make everyday purchases but also earn you points that can be redeemed for various perks. It's an excellent way to make the most out of your spending.

Get in Touch

We invite you to visit us at our East Jefferson Branch or call us at 434-964-2001 for any questions or assistance regarding our services. At University Of Va Community Cu, we prioritize your financial well-being and look forward to serving you!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere with just a few taps on your smartphone or clicks on your computer. From checking balances to transferring funds, it's all at your fingertips.

Personal Banking Services

Our personal banking offerings are designed with you in mind. We provide checking and savings accounts that help you manage your daily finances efficiently. If you're considering buying a car, our auto loans and vehicle financing options make it easier than ever to get behind the wheel. For those dreaming of homeownership, we offer mortgage loans and refinancing to help turn that dream into reality. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can provide the financial relief you need.

Digital & Online Banking

Key Services

Enjoy the flexibility of 24/7 online banking, which lets you check balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, with electronic signature authorization available, you can complete transactions securely without ever needing to visit the branch.

Mobile Payments

With mobile payments enabled, paying for goods or services is as easy as a tap on your smartphone. Whether you're out shopping or dining, leave your wallet behind and enjoy the speed of mobile transactions. At University Of Va Community Cu, we are committed to providing you with the tools to manage your finances effectively and securely. Embrace the ease of digital banking today!

Security and Accessibility

We prioritize your security while making sure you can easily access your accounts. Our mobile application offers the same great features as our website, ensuring you have everything you need right in your pocket. And if you're looking for a paperless option, we provide e-statements that are both convenient and environmentally friendly.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 169,251, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Va Community Cu is your trusted partner. Visit us at 900 E Jefferson St Charlottesville Va 22902 or call (434) 964-2001 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $145,421,637 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, as shown by our $11,542 in used auto loans and $862,498,359 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $306,124,370 in share certificates and $301,094,077 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efforts are reflected in our $0, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 249 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $149,992,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $71,186,234 provide the capital needed to grow and expand. We believe in supporting our local businesses by offering financing solutions that work for them. If you're considering refinancing any of your current loans, please reach out to us at (434) 964-2001 for more information about eligibility options. At University Of Va Community Cu, we are committed to providing transparent and accessible financial services. For further insights into our performance data and additional information on our offerings, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan options today! You can visit us at our branch located at 900 E Jefferson St Charlottesville Va 22902, Charlottesville, VA, or contact us directly at (434) 964-2001. We're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $228,649,757 in used vehicle loans and $138,334,132 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make car buying easier for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,556,652, make buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, we're here to guide you through the process with expert advice and support.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,484,632 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs, making it easy for you to use your card while earning benefits.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures fair and transparent offers for all users. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

UNIVERSITY OF VA COMMUNITY CREDIT UNION