University of Toledo Credit Union Toledo OH | Affordable Auto Loans & Checking

Introduction

Welcome to the University Of Toledo, your trusted credit union located at 5248 Hill Ave, Toledo, OH 43615. Since our establishment in 1964, we have been dedicated to serving our community and providing financial solutions tailored to meet your needs. With a strong membership base of over 5,279 individuals, we pride ourselves on fostering relationships built on trust and reliability. At the University Of Toledo, we understand that financial decisions can be daunting. That's why we offer a wide range of services, including personal banking options, auto loans, mortgages, and business banking solutions. Our total assets amount to an impressive $90,977,363, demonstrating our commitment to financial stability and growth. We currently hold total deposits of $5,946,684 and maintain a net worth of $9,756,560, ensuring you can bank with confidence. Under the leadership of our CEO Gregory Cook and Board President Thomas Trimble, our team of 17 employees is here to assist you with personalized service. Whether you're looking for guidance on loans or want to explore our online banking options, we're ready to help. While members can visit us at 5248 Hill Ave, official correspondence should be sent to the same address: 5248 Hill Ave, Toledo, OH 43615-5868. If you have any questions or need assistance, don't hesitate to reach out at (419) 534-3770. Join us today and experience the difference that comes with being part of a community-focused credit union! Visit our website at uoftfcu.com to learn more about our services or take the first step in opening your account. Your financial journey starts here!

Branch History & Mission

Community Commitment

Our credit union is proud of its strong ties within the Toledo community. Through partnerships with local organizations and initiatives aimed at supporting education, health, and economic development, we actively work towards making a positive impact. Our drive-thru banking option ensures accessibility for all members while maintaining ADA compliance so everyone feels welcome. As we look forward to the future, we invite you to become part of our journey. Join us at University of Toledo Credit Union and experience firsthand how we can help you achieve your financial goals while being an integral part of your community. Together, let's build a brighter tomorrow! For any inquiries or assistance, feel free to reach out at 419-534-3770 or visit us online at uoftfcu.com.

Mission Statement

Our mission is rooted in the belief that everyone deserves access to affordable financial services and support. We strive not only to offer competitive rates and products but also to empower our members with knowledge and resources to make informed decisions about their finances. We are dedicated to enhancing the lives of those we serve by providing personalized service and contributing positively to the local community. While members can visit us at 5248 Hill Ave, official correspondence should be sent to 5248 Hill Ave, Toledo, OH 43615-5868. Our operating hours are tailored for your convenience: Monday through Thursday from 8:00 A.M. - 4:00 P.M., and Friday until 6:00 P.M.

Our Evolution

From our humble beginnings, we have evolved significantly to meet the needs of our community. We opened our doors with a simple mission: to provide quality financial services while fostering a sense of belonging among our members. As we navigated through changing times, we've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage services, and business banking options. Our commitment to innovation has led us to embrace digital advancements such as online banking and mobile payments, making it easier for members to manage their finances conveniently.

Branch Location & Accessibility

Get in Touch

If you have any questions or want to learn more about how we can help you achieve your financial dreams, please don't hesitate to reach out! Give us a call at 419-534-3770 or drop by our branch anytime. We look forward to welcoming you and helping you on your financial journey!

Location Highlights

Nestled in the vibrant community of Lucas County, our branch is easily accessible from major roads and is just a stone's throw away from local landmarks such as the beautiful Ottawa Park. There's plenty of parking available right outside our doors, so you won't have to worry about finding a spot. Plus, our building is equipped with ADA-compliant features and ramps to ensure that all members can navigate smoothly.

Operating Hours

We understand that life gets busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Thursday from 8:00 A.M. to 4:00 P.M., and on Fridays, we're open until 6:00 P.M. Our dedicated team is here during these hours to assist you with any banking needs.

Services Offered

At the University Of Toledo branch, we pride ourselves on providing a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here for you. You can also take advantage of our drive-thru service for simple transactions without leaving your vehicle. Need cash? We have an ATM on-site for your convenience, allowing you to access your funds quickly and efficiently.

Member Eligibility

Becoming a member of University Of Toledo is like joining a warm, welcoming family that's dedicated to supporting your financial journey. To qualify for membership, you'll need to meet some friendly criteria that include being affiliated with the University of Toledo or living, working, or attending school in the surrounding areas. This means if you're part of our vibrant community, we'd love to have you! The benefits of membership are numerous, from personalized service to competitive rates on loans and savings accounts. You can find more detailed eligibility information at http://www.uoftfcu.com/membership-survey, which will help clarify any questions you might have. Opening an account is just as simple! You can start your journey by visiting us at our branch located at 5248 Hill Ave Toledo Oh 43615 or giving us a call at (419) 534-3770 during our business hours. We're here to guide you every step of the way and make sure you feel right at home with us. If you're ready to take the next step, check out the account opening details at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03415236/541?channelid=1220710300180185714&cuid=03415236&isframed=f&loanlistid=541&locationid=1220710300180185714. Join us today and experience the difference that comes with being part of University Of Toledo!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: you run a busy café and need a reliable way for customers to pay. Our merchant services provide secure payment processing, so you can focus on serving your customers while keeping your operations smooth. If you're ready to take your business to the next level, visit us at 5248 Hill Ave Toledo Oh 43615 in Toledo, OH or call us at (419) 534-3770 to learn more about how we can help you succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. Imagine needing funds to upgrade your equipment or hire more staff. Our commercial loans can make that possible, helping you reach your goals faster and more efficiently.

Comprehensive List Of Services

Accessibility and Support

At University Of Toledo, we want banking to be as easy as possible for everyone. Our drive-thru banking provides quick access for deposits and withdrawals without even leaving your vehicle. And if you have any questions or need assistance, our friendly staff is just a phone call away at (419) 534-3770 during our operating hours: Monday through Thursday from 8:00 A.M. to 4:00 P.M., and Friday until 6:00 P.M. In summary, whether you're an individual looking for personal banking solutions or a business owner needing support, University Of Toledo is committed to providing comprehensive financial services tailored just for you. We invite you to visit us at Hill Ave Office or explore more about what we offer by visiting our website at https://www.uoftfcu.com/. Let's take the next step toward achieving your financial goals together!

Business Banking

For our entrepreneurial members, we offer business banking services including merchant services and business loans. We know running a business requires reliable financial support, so we work hard to provide solutions that fit your business goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services at Hill Ave Office. You can check balances, transfer funds, and pay bills all from the comfort of your home or while you're on the go. Our ATM services allow easy cash withdrawals and balance checks whenever you need them.

Loans and Credit Options

Life can throw unexpected expenses your way, which is why our personal loans are designed to help you handle those situations smoothly. Whether it's consolidating debt or covering an emergency expense, we have the right solution for you. Plus, don't forget about our credit cards with rewards! They not only help you make purchases but also earn points on everyday spending.

Personal Banking

We offer a variety of personal banking services that make managing your money easier than ever. Our checking and savings accounts come with competitive rates and no hidden fees, allowing you to save for that vacation or a rainy day without any worries. If you're in the market for a new car, our auto loans provide flexible financing options tailored to fit your budget. Need more space? Our mortgage loans and refinancing options can help you secure the home of your dreams.

Digital & Online Banking

Key Services

With our 24/7 online banking services available at https://www.uoftfcu.com/, you can easily manage your accounts anytime you need. From checking your balance to transferring funds, everything is just a click away. Need to sign important documents? Our electronic signature authorization feature makes it simple and secure, saving you time and hassle. You can also opt for e-statements, which provide a quick and eco-friendly way to keep track of your finances without the clutter of paper statements. Plus, if you're looking to pay friends or family, our person-to-person transfers feature makes sending money fast and easy though note that this service isn't currently available.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application is here to help. This user-friendly app allows you to check balances, make payments, and even access mobile payments giving you the flexibility to handle transactions right from your pocket. With all these features at your fingertips, managing your finances has never been easier. Enjoy real-time account management while feeling confident in the security measures we've put in place. At University Of Toledo, we prioritize your safety and convenience in every transaction. Whether you're using our website or mobile app, rest assured that we're here for you whenever you need us! For more information about our digital banking options, visit us at https://www.uoftfcu.com/ today!

Financial Strength

At University Of Toledo, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reflecting our commitment to providing reliable services and products. With a net worth of $9,756,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $10,991,923 in share certificates and $16,164,817 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,756,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we have $501 in used auto loans and a total of $36,373,210 in loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $198,209, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,220,313. Total Share and Deposit Accounts: 10,177, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Toledo is your trusted partner. Visit us at 5248 Hill Ave Toledo Oh 43615 or call (419) 534-3770 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,329,492 in used vehicle loans and $3,276,226 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, making it easy for you to find financing that suits your budget.

Credit Lines

For those who need more flexibility in their borrowing, we provide credit lines with a total value of $6,000,000. This can be an excellent option if you want to have access to funds without the commitment of a traditional loan. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to assist you every step of the way. You can reach us at (419) 534-3770, and our friendly staff will be happy to help you navigate through your choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 5248 Hill Ave Toledo Oh 43615, located in Toledo, OH, and discover how our loan offerings can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,906,192, make buying or refinancing simple. We provide flexible terms and competitive rates that can help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,499,926 in loans helping members manage their finances effectively. These cards are great for everyday purchases and can help build your credit score when used responsibly.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect your best options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed choices quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can lead to significant savings for borrowers seeking better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNIVERSITY OF TOLEDO FEDERAL CREDIT UNION - Toledo, OH

Compare Loan Rates Near You

Loan rates in Toledo, OH (43615)