University of Toledo Credit Union Toledo OH | Best Auto Loans & Mobile Banking

Introduction

Welcome to University Of Toledo, your trusted financial partner located at 3025 Library Cir, Toledo, OH 43614. Established in 1964, we have been dedicated to serving our community for nearly six decades, providing a wide range of financial services tailored to meet the needs of our 5,279 members. With total assets of $90,977,363 and deposits amounting to $5,946,684, we pride ourselves on maintaining a solid foundation that supports your financial goals. At University Of Toledo, we understand that each member is unique. That's why we offer an array of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just transactions; it's about building lasting relationships with our members. Our leadership team reflects our values and commitment to service. Under the guidance of CEO Gregory Cook and Board President Thomas Trimble, we aim to create a supportive environment where you can feel secure about your finances. Whether you're looking for a loan or need assistance with online banking, our friendly staff is here to help. While members can visit us at our branch location for all their banking needs during our operating hours from 9:00 A.M. to 3:00 P.M., Monday through Friday, official correspondence should be sent to our mailing address: 3025 Library Cir, Mulford Library, Room 013E - Mail Stop 1080, Toledo, OH 43614-8000. We invite you to explore more about what we offer by visiting our website at uoftfcu.com. If you have any questions or would like to learn more about becoming a member, please don't hesitate to call us at 419-383-4470. Join us today and let's work together toward achieving your financial dreams!

Branch History & Mission

Community Impact

Our branch is deeply rooted in the community. We actively seek partnerships with local organizations to support outreach efforts and financial education programs. These initiatives not only help individuals manage their money wisely but also strengthen the fabric of our community as a whole. At University Of Toledo Credit Union, we understand that every member's journey is unique. That's why our team is always ready to offer personalized assistance tailored to individual needs. Whether you're looking for advice on loans or seeking ways to save for the future, we're here for you every step of the way.

Join Us Today!

If you haven't yet become part of our credit union family, we invite you to join us and experience the numerous benefits we offer. Your financial well-being matters to us, and together we can work towards achieving your dreams. For inquiries or assistance, feel free to reach out at 419-383-4470 or visit our website at uoftfcu.com. Let's build a brighter financial future together!

Our Mission

Our mission is simple yet powerful: we strive to empower our members with the tools and resources they need to achieve their financial goals while fostering a sense of community. We believe that banking should be about more than just transactions; it should build relationships and support local initiatives. This commitment is reflected in our diverse range of services including personal banking, auto loans, mortgages, and business banking solutions. As we navigate through modern advancements in technology, we prioritize accessibility and convenience for all our members. With features like online banking and mobile payments available, managing your finances has never been easier. We are also proud to maintain ADA compliance to ensure that everyone can access our services without barriers.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to give us a call at 419-383-4470. We encourage you to stop by and see how we can support your financial journey. At the University Of Toledo branch, we're more than just a credit union; we're your community partner dedicated to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is nestled near Mulford Library, making it a convenient stop for students and faculty alike. Ample parking is available for those who drive, and we are committed to accessibility features that ensure everyone can easily access our services. Our location complies with ADA standards, offering ramps and other supportive features for members with mobility needs.

Operating Hours and Services

We understand your busy schedule, which is why we're open Monday through Friday from 9:00 A.M. to 3:00 P.M. This allows you to visit us during lunch breaks or after classes. Although we currently do not have ATM services or drive-thru banking at this branch, our friendly staff is always ready to help with a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards.

Member Eligibility

At University Of Toledo, we believe that everyone deserves a chance to be part of our welcoming community. Joining us is simple! If you live, work, or attend school in the area, you're likely eligible to become a member. We take pride in serving individuals who are connected to our community, and we welcome you with open arms. To find out more about specific eligibility criteria, please visit our website at http://www.uoftfcu.com/membership-survey . Once you're ready to open your account, the process is straightforward and designed with you in mind. You can easily start your membership journey by visiting us at our branch located at 3025 Library Cir Toledo Oh 43614 or by giving us a call at (419) 383-4470. Let us help you take this exciting step toward enjoying all the benefits of being a member at University Of Toledo!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $59 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or hire additional staff without the stress of financial constraints. With our tailored loan options, you can focus on what matters most growing your business.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that make accepting payments easier and faster. Whether you run a bustling retail shop or a cozy café, our solutions help streamline transactions so you can serve your customers better. Picture reducing wait times at checkout and enhancing customer satisfaction all thanks to effective payment processing. With our services at 3025 Library Cir Toledo Oh 43614, Toledo, OH, we're here to empower your business every step of the way. Let us partner with you for success! For inquiries, reach us at (419) 383-4470 during our operating hours from 9:00 A.M. to 3:00 P.M., Monday through Friday.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't currently have ATM facilities at Health Science Campus, we ensure that cash withdrawal services are accessible through partnerships with local networks so that you can always have access to cash when needed. In summary, whether you're planning for future goals or managing current finances, University Of Toledo has comprehensive solutions designed just for you. Don't hesitate to reach out! Call us at (419) 383-4470 during our operating hours from 9:00 A.M. - 3:00 P.M., Monday through Friday, or visit us online at http://www.uoftfcu.com for more information about how we can assist you today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms, making it easier for you to drive away in the vehicle you desire. Whether it's a brand-new ride or a reliable used car, our financing options are here to help make it happen.

Business Banking

For small business owners, we offer specialized business banking solutions such as merchant services and business loans. We understand the challenges of running a business and are dedicated to helping you succeed with tailored financial products designed for growth.

Credit Cards with Rewards

With our credit cards, not only can you make purchases conveniently, but you'll also earn rewards on every dollar spent. Imagine earning cash back or points towards travel just by using your card for everyday expenses!

Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones. At University Of Toledo, we offer mortgage loans with favorable rates and terms that fit your budget. If you're considering refinancing, our team can help you navigate the process smoothly, potentially saving you money over time.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we emphasize online and mobile banking features that allow you to access your accounts whenever it suits you best. From checking balances to making payments or transferring funds, it's all just a few taps away.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services, including checking and savings accounts designed for convenience and ease of use. Imagine having access to your funds anytime, anywhere with our online and mobile banking options. You can easily monitor your transactions, pay bills, and transfer money from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can provide quick relief when you need it most, whether it's for medical bills or an urgent repair. Additionally, if you're feeling overwhelmed by multiple debts, consider our debt consolidation options that simplify repayments into one manageable monthly payment.

Digital & Online Banking

Key Features

Our user-friendly online banking services, which you can explore at https://www.uoftfcu.com/ , make it simple to stay on top of your finances. You can sign up for e-statements, which are not only eco-friendly but also help you keep track of your transactions in a secure way. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free. If you're always on the go, our mobile application puts banking right at your fingertips. You can easily make payments using mobile payments features or manage your accounts directly from your smartphone. Need to send money to a friend? While person-to-person transfers aren't available at this time, our other features ensure you can still manage your finances effectively.

Security and Convenience

Your security is our priority. Our online banking platform includes robust security measures to protect your personal information while providing convenient access to your accounts. Whether you're checking recent transactions or making payments, you can do so with confidence knowing that your data is safe. At University Of Toledo, we believe that banking should be accessible and straightforward. Our digital services are designed to give you real-time control over your finances so that you can focus on what really matters your life and goals. Experience the ease of digital banking today!

Financial Strength

Commitment to Growth

With $9,756,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $501 in used auto loans and $36,373,210 in total loans and leases.

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 10,177, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,220,313. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Toledo is your trusted partner. Visit us at 3025 Library Cir Toledo Oh 43614 or call (419) 383-4470 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $10,991,923 in share certificates and $16,164,817 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $9,756,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,329,492 in used vehicle loans and $3,276,226 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, our auto loans can make it easy for you to hit the road without breaking the bank.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $6,000,000 are available to help you handle expenses as they arise. This line of credit allows for quick access to cash when necessary without the hassle of applying for a new loan each time. At University Of Toledo, we believe in making financing accessible and straightforward. If you're considering refinancing options or want to explore eligibility criteria for any of our products, feel free to reach out. You can contact us at 419-383-4470 or visit us at 3025 Library Cir Toledo OH 43614 during our operating hours from 9:00 A.M. - 3:00 P.M., Monday through Friday. For more detailed information about our loan offerings and how they can benefit you personally or professionally, please visit our website at uoftfcu.com. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,906,192, make buying or refinancing simple. We offer various mortgage products tailored to fit your unique needs. Our team is here to guide you through every step of the process, ensuring you have all the information needed to make informed decisions.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra support. We also offer flexible terms on unsecured credit card loans, with a total of $2,499,926 in loans helping members manage their finances effectively. These credit cards provide an easy way to cover unexpected costs while offering rewards and benefits that suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions, which promotes transparency in the lending process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results for users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that adhere to National Credit Union Administration (NCUA) lending standards. This information is based on the latest results (Source: https://www.ncua.gov ), ensuring that users receive fair and transparent offers. By utilizing verified data, LendMesh helps users find the most suitable loans tailored to their needs.

University Of Toledo