University of Nebraska Credit Union Lincoln NE | Low Mortgage Rates & Auto Loans

Introduction

Welcome to University Of Nebraska, your trusted financial partner located at 1720 P St, Lincoln, NE 68508. Since our establishment in 1937, we have proudly served over 11,600 members, helping them achieve their financial goals and dreams. With total assets reaching an impressive $127,794,898, we are committed to providing a wide range of services tailored to meet the needs of our community. At University Of Nebraska, we understand that banking is more than just numbers; it's about building relationships and supporting our members through every stage of life. Our dedicated team, led by CEO Keith Kauffeld and Board President Ben Lennander, works tirelessly to ensure that you receive personalized service and expert advice. We take pride in offering a variety of financial products, including auto loans, mortgage options, and business banking solutions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 82847, Lincoln, NE 68501-2847. Whether you're looking to open a new account or need assistance with a loan, we're here to help you every step of the way. With $8,260,978 in total deposits and a solid net worth of $12,355,345, we strive to maintain stability while providing competitive rates for loans and savings. Our commitment to transparency and member satisfaction is reflected in our sound financial practices and community involvement. We invite you to experience the difference at University Of Nebraska. Feel free to reach out at 402-472-2087 during our lobby hours from Monday to Friday, 8:30 AM - 5:00 PM. Join us today on this journey towards financial well-being! For more information about our services or to explore membership options, visit us online at nufcu.org. Your future starts here!

Branch History & Mission

Community Engagement

Our role in the community extends beyond banking; we actively engage in outreach efforts that support local initiatives and charities. By partnering with various organizations, we aim to uplift those in need and foster a sense of belonging among our members. While members can visit us at 1720 P St Lincoln Ne 68508, official correspondence should be sent to PO Box 82847, Lincoln, NE 68501-2847. We invite you to join us on this journey experience firsthand the benefits of being part of University Of Nebraska. Whether you're looking for reliable banking solutions or ways to get involved in your community, we welcome you to become a member today! Visit us online at https://nufcu.org/ or check out how easy it is to open an account here.

Our Mission

At University Of Nebraska, our mission goes beyond just providing financial services; it's about building lasting relationships within our community. We strive to make a positive impact by offering tailored solutions like checking and savings accounts, auto loans, mortgage refinancing, and more. Our commitment to supporting local businesses is evident in our business banking services designed to help them thrive. We believe that everyone deserves access to quality financial products, which is why we are dedicated to maintaining an inclusive environment. This includes ensuring that our facilities are ADA compliant and equipped with modern conveniences like drive-thru banking and ATMs, making transactions easier for everyone.

Branch Location & Accessibility

Community Connection

As a proud member of Lancaster County, we believe in supporting our community. Our shared service center provides additional access for members of partner credit unions, ensuring that everyone has a chance to enjoy our services. Whether you're a current member or thinking about joining us, don't hesitate to reach out! Call us at 402-472-2087 or drop by during our lobby hours. We can't wait to welcome you into our branch and help with all your banking needs!

Operating Hours and Services

Our friendly team is here to serve you Monday through Friday from 8:30 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, we're ready to help. Plus, our drive-thru service allows for quick and easy transactions without leaving your vehicle. For those who prefer digital banking, we offer online and mobile banking services so you can manage your finances on the go. Need cash? We have an ATM available right at our location for your convenience.

Member Eligibility

At University Of Nebraska, becoming a member means joining a welcoming community that's dedicated to supporting your financial journey. If you're connected to the University of Nebraska or the surrounding area, you're likely eligible to enjoy all the benefits we offer. Whether you're a student, staff member, or faculty member, we invite you to take part in our friendly and inclusive environment. We believe in making banking accessible for everyone, so don't hesitate to reach out if you have any questions about your eligibility. For more detailed information on who can join, check out our website at . Opening an account with us is easy and straightforward! You can get started right away by visiting https://www.unl.edu/apply/ . If you'd like to talk to someone directly, feel free to call us at (402) 472-2087. We're here to help you every step of the way as you embark on this exciting journey with University Of Nebraska, located at 1720 P St Lincoln Ne 68508. Welcome aboard!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $96,041, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with ease, knowing you have reliable payment solutions at your fingertips. Our merchant services provide just that, allowing you to accept payments quickly and securely. This not only enhances customer satisfaction but also streamlines your operations, letting you focus on what matters most growing your business. Visit us at 1720 P St Lincoln Ne 68508 in Lincoln, NE, or call us at (402) 472-2087 to learn how our business banking solutions can support your goals today!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? Our network includes convenient ATM and cash withdrawal services to ensure you can easily access your funds. With basic drive-thru banking available for simple transactions like deposits and withdrawals, we make banking straightforward and efficient.

Business Banking Services

For business owners, the University Of Nebraska offers specialized banking solutions including merchant services and business loans. We aim to support local businesses by providing the financial tools necessary for growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. Whether it's managing your accounts from your phone or making quick transfers online, our services ensure that you have access whenever and wherever you need it.

Personal Banking Solutions

Whether you're opening your first checking account or looking for savings options, we offer personal banking services that cater to all stages of life. Our checking and savings accounts are designed with you in mind, providing easy access to your funds while helping you save for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make that dream car a reality. We also provide mortgage loans and refinancing solutions for those looking to buy or refinance their homes. Plus, if you're facing financial challenges, our personal loans and debt consolidation services can help you regain control over your finances.

Rewarding Credit Options

We understand the importance of flexible spending, which is why we offer credit cards with rewards. These cards not only give you purchasing power but also reward you for every dollar spent.

Shared Branch Transactions

If you're a member of a partner credit union, our shared service center allows for basic transactions like deposits and withdrawals, making it easier than ever to manage your finances across different institutions. At the University Of Nebraska, we strive to create a supportive environment where all members feel valued. With our comprehensive range of services from personal banking to business solutions we're here to meet all your financial needs. Don't hesitate! Visit us today or check out our website at nufcu.org for more information about how we can assist you on your financial journey!

Digital & Online Banking

Key Services Available

With our online banking platform available at https://nufcu.org/ , accessing your account is simple and straightforward. You can enjoy 24/7 online banking services that let you handle transactions whenever it suits you. No need to rush to the bank; everything is at your fingertips. Our electronic signature authorization feature makes it easy to sign documents securely without the hassle of printing or mailing. Plus, with e-statements readily available, you'll have instant access to your financial records while helping the environment by reducing paper waste. If you're looking for quick ways to send money, our person-to-person transfer service allows you to easily send funds to friends or family right from your mobile device. And speaking of mobile devices, our user-friendly mobile application is here to make banking even more convenient.

Security and Accessibility

We prioritize your security so you can bank confidently. Our online services incorporate robust security measures to protect your personal information, ensuring that your transactions remain safe. Navigating through our digital banking features is easy, even for those who may not be tech-savvy. With real-time account management tools, you'll always know where your money is going. You can monitor your spending, set savings goals, and stay informed about account activity all from the palm of your hand. At University Of Nebraska, we are committed to providing accessible financial services that fit into your lifestyle. Experience the convenience and peace of mind that comes with our digital and online banking options today!

Financial Strength

A Solid Financial Foundation

With a net worth of $12,355,345, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Operational Efficiency

Our performance reflects operational efficiency with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 12 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Our commitment to our members is evident as we have a total of 20,999 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Nebraska is your trusted partner. Visit us at 1720 P St Lincoln Ne 68508 or call (402) 472-2087 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $4,630,246 in share certificates and $12,060,290 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus on you means that even with non-member deposits at $0, our resources are dedicated to providing better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $11,012,066 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,568 in used auto loans and $63,768,322 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,329,103 in used vehicle loans and $5,814,036 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we are here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $96,041 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are committed to offering financial solutions that foster success.

Credit Lines

Our total credit lines amount to $17,088,989, giving you access to funds when you need them most. These lines of credit can be an excellent option for managing cash flow or unexpected expenses. If you're interested in refinancing options or have questions about eligibility, feel free to reach out to us at (402) 472-2087 during our lobby hours from Monday to Friday, 8:30 am - 5:00 pm. We're here to guide you through the loan process and help find the right solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can support your dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,697,508, make buying or refinancing simple. We aim to provide straightforward solutions that fit your financial situation, ensuring you can create the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,703,261 in loans helping members manage their finances effectively. Our credit cards come with features that can help you make everyday purchases while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan option is backed by verified data, meaning users can trust they are looking at legitimate offers from reputable financial institutions.

UNIVERSITY OF NEBRASKA FEDERAL CREDIT UNION