University of Michigan Credit Union Northville MI | Best Auto Loans & Top Checking Accounts

Introduction

Welcome to University Of Michigan, your trusted partner in financial well-being, located at 39521 Traditions Drive, Northville, MI 48168. Since our establishment in 1954, we have dedicated ourselves to serving the community and helping our members achieve their financial goals. With a strong membership of 118,034 and total assets exceeding $1.3 billion, we stand ready to support you with a range of services tailored to meet your needs. At University Of Michigan, we pride ourselves on our commitment to our members. Our CEO, Tiffany Ford, along with Board President Earl Bell, leads a dedicated team of 232 employees who are passionate about providing exceptional service. Whether you're seeking personal banking solutions like checking and savings accounts, auto loans, or mortgages, or business banking options such as merchant services and business loans, we have you covered. While members can visit us at our branch location in Northville, official correspondence should be sent to our mailing address at 340 E Huron St, Ann Arbor, MI 48104. We invite you to explore the benefits of membership with us: enjoy competitive rates on loans over 80,111 loans issued and make the most of your finances with our secure online banking services. Our financial strength is reflected in our robust net worth of $144,340,876 and cash reserves amounting to $9,754,904. We are committed not only to ensuring your financial security but also to enhancing your experience as a valued member of our community. Ready to take the next step? Call us today at 734-662-8200 or visit our website at umcu.org for more information. Let us help you navigate your financial journey with confidence!

Branch History & Mission

Join Us

As we continue our journey forward, we invite you to become part of the University Of Michigan family. Experience firsthand the benefits of membership with a credit union that truly cares about your financial future. Whether you're looking for a loan or simply want guidance on managing your finances better, we're here for you every step of the way. Feel free to reach out at 734-662-8200 or visit us online at umcu.org for more information on how we can assist you today!

Our Commitment

While members can visit us at 39521 Traditions Drive, official correspondence should be sent to 340 E Huron St, Ann Arbor, MI 48104. We prioritize accessibility for all members by ensuring ADA compliance and offering services through multiple channels. You can take advantage of our online banking platform or visit us during lobby hours from Monday to Friday (9 AM - 5:30 PM) and on Saturdays from 9 AM - 2 PM for drive-thru service. In addition to traditional banking services, we are proud to offer modern conveniences such as ATMs and digital banking options that allow you to manage your finances effortlessly.

Our Evolution

Since opening our doors, we have focused on providing exceptional financial services tailored to the needs of our community. With total assets amounting to an impressive $1,331,410,207, we have achieved significant milestones in our journey. Our commitment to growth and innovation has allowed us to expand our offerings, including personal banking options like checking and savings accounts, auto loans, mortgages, and more. Our mission is straightforward yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We aim to empower individuals with the tools and resources they need to make informed financial decisions. Through partnerships with local organizations and community outreach programs, we strive to uplift those around us.

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about our services, feel free to give us a call at 734-662-8200. We invite you to come visit us at our Northville branch we're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

You can find us nestled near local favorites like Northville Downs and the picturesque Northville Community Park. Our location is easily accessible, with ample parking available for all members. We take pride in being compliant with ADA standards, ensuring that everyone can visit us comfortably. If you prefer not to enter the branch, our drive-thru banking service is available for your convenience.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 5:30 PM and on Saturday from 9 AM to 2 PM. If you need to use our drive-thru service, you can come by from Monday to Friday between 8:30 AM and 6 PM, as well as Saturday from 9 AM to 2 PM.

Services Offered

At the University of Michigan branch, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options for everyone. Need a credit card with rewards? We've got that too! Plus, enjoy the convenience of online and mobile banking whenever you need it.

Member Eligibility

Becoming a member of University Of Michigan is like joining a close-knit family where your financial well-being is our top priority. We welcome anyone who lives, works, or studies in the communities we serve, making it easy for you to step into a world of personalized banking solutions and support. At University Of Michigan, you'll enjoy benefits like competitive loan rates, lower fees, and access to exclusive member services that truly make a difference. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at . When you're ready to open an account and become part of our community, simply visit us at http://www.umcu.org/loans/apply-for-a-loan or give us a call at (734) 662-8200. We're excited to have you with us at our location on 39521 Traditions Drive Northville Mi 48168!

Business Banking & Commercial Services

At University Of Michigan, we understand that every business journey is unique. Whether you're starting a new venture or looking to expand an existing one, our tailored business banking solutions can help you achieve your goals. Imagine being able to invest in new equipment or hire additional staff with confidence our commercial loan options make that possible. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,543,050, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to simplify your transactions. Imagine easily accepting payments from customers while managing your finances seamlessly our services allow you to focus on what matters most: growing your business. Located at 39521 Traditions Drive Northville Mi 48168, Northville, MI, our team is here to assist you with all your business banking needs. Reach out today at (734) 662-8200 and discover how we can partner with you on your path to success!

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or run a small business, you'll find our business banking services invaluable. From merchant services that streamline payments to tailored business loans, we're here to support your growth every step of the way.

Convenient Access

Need cash? Our ATM and cash withdrawal services are readily available for quick access to your funds. Plus, with our basic drive-thru banking options for deposits and simple transactions, getting what you need is quick and easy. We understand that life is busy; that's why we strive to provide efficient service without sacrificing quality.

Credit Solutions

Managing credit should enhance your life, not complicate it. That's why we offer credit cards with rewards that fit your lifestyle and help you earn while spending. Plus, our personal loans are designed for those moments when unexpected expenses arise, giving you peace of mind without breaking the bank.

Home Financing

Thinking about purchasing a new home or refinancing an existing mortgage? Our expert team can guide you through the process. With competitive rates on mortgage loans, we help simplify what can often be a complicated journey. You'll appreciate how straightforward it is to access important information through our online platforms.

Personal Banking

Whether you're looking to open a checking or savings account, or need assistance with personal loans and debt consolidation, we've got you covered. Imagine being able to manage your finances effortlessly from the comfort of your home. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills anytime, anywhere. If you're considering buying a car, our auto loans and vehicle financing options make it easy for you to drive away in your dream vehicle.

Why Choose Us?

Choosing University Of Michigan means becoming part of a community-focused organization dedicated to serving its members with respect and integrity. With just one call to (734) 662-8200, you can speak with our friendly staff who are ready to assist you in navigating all our offerings. We invite you to explore all that University Of Michigan has in store for you! Visit us today at Northville Township or check out more details on our website here. Let us partner with you on your financial journey!

Digital & Online Banking

E-Statements and Mobile App

Say goodbye to paper clutter! At University Of Michigan, we offer e-statements that not only help you stay organized but also contribute to a more sustainable environment. You can easily view and download your statements anytime through our mobile application. Our app is designed for simplicity, ensuring that all your banking needs are just a tap away.

Quick Transfers and Payments

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Whether it's splitting a dinner bill or sending a gift, you can quickly transfer funds directly from your mobile device. While we currently don't offer mobile payments, our other digital services ensure you can manage your finances efficiently.

Safe and Secure Banking

Security is our top priority at University Of Michigan. We utilize advanced encryption technologies to protect your information while providing easy access to your accounts. With real-time account management tools, you can monitor your transactions and keep an eye on your finances like never before. In today's fast-paced world, having reliable digital banking options is essential. Join us at University Of Michigan for a banking experience that prioritizes convenience without compromising security. Visit us online or through our mobile app today!

Financial Strength

Building Trust Through Community

With total share accounts reaching 241,835, it's clear that a strong community trusts us with their finances. Our net shares (funds available for lending and investments) amount to $15,834,236, illustrating our capacity to support both personal and community financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Michigan is your trusted partner. Visit us at 39521 Traditions Drive Northville Mi 48168 or call (734) 662-8200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $139,463,623 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is further reflected in our extensive lending capabilities: we have $17,891 in used auto loans and $1,052,318,501 in total loans and leases available for our members.

Operational Efficiency

Our $0 highlights our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 228 full-time employees and 4 part-time employees who are always ready to assist you with their knowledge and dedication.

Robust Financial Health

With a net worth of $144,340,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,084 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This is crucial for your peace of mind when choosing where to manage your finances.

Secure Savings Opportunities

Members' savings are secured through $85,916,140 in share certificates and $186,145,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $242,101,436 in used vehicle loans and $141,127,994 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we're here to help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $4,543,050 provide the capital needed to grow and expand. Whether you're launching a startup or looking to improve your existing operations, our dedicated team can guide you through the application process.

Credit Lines

In addition to these loan products, we offer personal credit lines with a total value of $320,818,280, giving you access to funds when unexpected expenses arise. This flexibility allows you to manage your finances more easily and efficiently. At University Of Michigan, we're committed to providing personalized service and expert guidance throughout your borrowing journey. For any questions or assistance with our loan offerings, feel free to contact us at (734) 662-8200 or visit us at 39521 Traditions Drive Northville Mi 48168 in Northville, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,151,854, make buying or refinancing simple. We offer various mortgage products that fit your budget and lifestyle. If you're considering refinancing an existing mortgage, our team can assist you in exploring eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $107,792,676 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs to enhance your spending power without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from reputable financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This commitment to impartiality means users receive unbiased results tailored to their preferences. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions quickly, saving them both time and money. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of LendMesh in delivering value to its users. Take advantage of this tool and compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to strict guidelines guarantees that all offers presented are fair and transparent. Users can trust that they are comparing legitimate loan products rather than outdated or misleading information.

UNIVERSITY OF MICHIGAN CREDIT UNION