University of Michigan Credit Union Grand Blanc MI | Best Auto Loans & Top Checking Accounts

Introduction

Welcome to University Of Michigan, your trusted financial partner located at 1428 Genesys Pkwy, Grand Blanc, MI 48439. Established in 1954, we have proudly served our community for decades, helping over 118,000 members achieve their financial goals. With total assets exceeding $1.3 billion, and deposits totaling $86,504,905, we are committed to providing a secure and supportive banking experience tailored to your needs. At University Of Michigan, we understand that every member's journey is unique. That's why we offer a variety of services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our dedicated team of 232 employees, led by CEO Tiffany Ford and Board President Earl Bell, strives to create a welcoming atmosphere where you can feel confident managing your finances. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 7850, Ann Arbor, MI 48107. We encourage you to reach out to us at 734-662-8200 or explore our offerings online at www.umcu.org to discover how we can assist you today. Join us at University Of Michigan where your financial success is our priority!

Branch History & Mission

Commitment to Innovation

As part of our dedication to excellence, we embrace digital advancements that make banking easier for our members. From online banking and mobile applications to electronic signatures and person-to-person payment options, we're here to meet your banking needs with convenience in mind. Our commitment extends beyond technology; we also ensure ADA compliance so that all members can access our services without barriers.

Community Engagement

We understand that being a credit union means more than just providing financial products; it means being an active participant in our community. We regularly partner with local organizations for outreach efforts aimed at improving the quality of life for those around us. By working together with schools, charities, and other groups, we aim to build a stronger future for Grand Blanc and beyond. As we look ahead, we invite you to join us on this journey. Experience the benefits of membership at the University Of Michigan branch by reaching out today or visiting us during our operating hours from Monday through Friday from 7:30 AM to 3:30 PM. Together, let's continue building a brighter future for ourselves and our community! For any inquiries or assistance, feel free to call us at 734-662-8200.

Our Legacy

The journey of the University Of Michigan branch is one marked by significant milestones. Starting with humble beginnings, we have evolved into a trusted institution with total assets surpassing $1.3 billion. Our growth reflects not only our dedication to sound financial practices but also our unwavering focus on community engagement. As we celebrate our long-standing history, we recognize that our success is intertwined with the prosperity of the people we serve.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while enhancing the lives of our members and contributing positively to our community. We believe in empowering individuals through education and access to resources that foster financial independence. Whether it's offering personal banking solutions or supporting local initiatives, we strive to make a meaningful impact every day. While you can visit us at our branch address, official correspondence should be sent to PO Box 7850 in Ann Arbor, MI. This ensures that all member inquiries are handled promptly and efficiently.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled in the heart of Grand Blanc, our branch is easily accessible and close to popular landmarks such as the Genesys Health Park. Parking is available on-site, ensuring that you have no trouble finding a space when you visit. Our branch is fully ADA compliant, featuring ramps and accessible entrances for all members. While members can visit us at 1428 Genesys Pkwy Grand Blanc Mi 48439, official correspondence should be sent to PO Box 7850, Ann Arbor, MI 48107.

Operating Hours and Services

We're open Monday through Friday from 7:30 AM to 3:30 PM, offering plenty of time for you to stop by during your day. At our branch, you'll find a range of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. We also provide ATM access for quick withdrawals and balance checks. Although we don't offer drive-thru service at this location, our team is always ready to assist you inside the branch. If you have questions or need support, feel free to give us a call at 734-662-8200. We invite you to visit the University Of Michigan branch today! Experience personalized service that puts your needs first. Your financial well-being is our priority!

Member Eligibility

Becoming a member of University Of Michigan is like joining a warm and welcoming family dedicated to supporting your financial needs. To qualify for membership, you simply need to be associated with the University of Michigan or live, work, or worship in certain areas that we serve. This means students, alumni, employees, and even community members can join us! The advantages of being part of our credit union are numerous: from competitive loan rates to personalized service that puts you first. If you're ready to take the next step, opening an account is easy. You can find all the details on how to get started at http://www.umcu.org/loans/apply-for-a-loan. For any questions or more information about eligibility criteria, feel free to reach out to us at (734) 662-8200, or visit our website for the latest updates: . We're excited to welcome you into our community at 1428 Genesys Pkwy Grand Blanc Mi 48439!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, our merchant services provide practical tools that simplify payment processing for your customers. Imagine being able to accept payments easily whether you're at a storefront or on the go. This flexibility can enhance customer satisfaction and drive sales. Located at 1428 Genesys Pkwy Grand Blanc Mi 48439 in Grand Blanc, MI, we're dedicated to empowering your business every step of the way. Let's work together to turn your vision into reality! For more information, feel free to reach out at (734) 662-8200 or visit us online at https://www.umcu.org/Home.

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,543,050, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. We offer competitive rates that can fit within your budget. Plus, with easy online applications, you can start the process right from your couch.

Business Banking Solutions

Running a business? Our business banking services, including merchant services and business loans, are crafted to support local entrepreneurs like you. We understand that each business is unique, so we offer customized solutions to help you thrive.

Credit Cards with Rewards

For those who want to get more out of their spending, our credit cards with rewards program allows you to earn points for every dollar spent. Use these rewards towards travel, merchandise, or even cashback whatever fits your lifestyle best!

Easy Access Services

To ensure convenience for all our members, we also provide ATM and cash withdrawal services along with basic ATM access for withdrawals and balance checks. With our strategically located ATMs and online banking features, accessing your money has never been easier. In summary, whether you're managing everyday expenses or planning for future goals, University Of Michigan at Genesys Health Park Branch is here to support you every step of the way. Feel free to reach out at (734) 662-8200 if you have any questions or need assistance with any of our services. Join us today and experience the difference in member-focused banking!

Mortgage Loans & Refinancing

If home ownership is on your mind, look no further than our mortgage loans and refinancing services. We provide personalized guidance to help you secure a mortgage that aligns with your financial goals. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we've got your back.

Personal Banking

We understand that managing your personal finances is essential. Our checking and savings accounts offer flexible options that suit various lifestyles. With convenient online and mobile banking features, you can access your account anytime, anywhere. Imagine checking your balance from the comfort of your home or transferring funds while on the go it's all possible with our user-friendly digital platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses our way. Our personal loans and debt consolidation options can help you manage those costs effectively. By consolidating high-interest debts into a single loan, you can simplify payments and potentially lower your monthly expenses.

Digital & Online Banking

Accessibility

With mobile payments not currently offered, we focus on providing robust banking options through our app and website instead. You can easily manage your funds and stay updated on your account status with real-time notifications. At University Of Michigan, we strive to make managing your finances as simple as possible while ensuring that security remains a top priority. Visit us today online at https://www.umcu.org/Home and discover how easy banking can be!

Key Services

With just a few clicks at https://www.umcu.org/Home, you can access a range of features tailored to meet your needs. Our online banking platform allows you to view your account balances, transfer funds, and pay bills without the hassle of visiting a branch. Plus, for those who prefer modern solutions, our electronic signature authorization makes it easy to sign documents securely from the comfort of your home. E-statements are also available for those who want to go green and keep their financial information organized. No more paper clutter just easy access to your statements whenever you need them.

Security and Usability

Your security is our top priority. Our online banking system uses advanced encryption technology to keep your information safe. You can bank with peace of mind knowing that your data is protected. Navigating our digital services is straightforward and user-friendly. Whether you're setting up person-to-person transfers or checking your transaction history, everything is designed to be intuitive. And if you're on the go, don't forget about our mobile application! It puts all these features right at your fingertips.

Financial Strength

Commitment to Growth

With $139,463,623 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,891 in used auto loans and $1,052,318,501 in total loans and leases. Our operational efficiency is evident with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 228 full-time employees and 4 part-time employees who are always ready to assist you with their knowledge and dedication.

Growing Member Base

Total Share and Deposit Accounts stand at 241,835, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $15,834,236, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Michigan is your trusted partner. Visit us at 1428 Genesys Pkwy Grand Blanc Mi 48439 or call (734) 662-8200 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $85,916,140 in share certificates and $186,145,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $144,340,876, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,084 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $242,101,436 in used vehicle loans and $141,127,994 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our competitive rates and flexible terms can make your purchase more affordable.

Credit Lines and Business Loans

For those looking for additional financing options, we have an extensive offering of credit lines totaling $320,818,280. Additionally, business owners can benefit from our outstanding commercial loans totaling $4,543,050, providing the capital needed to grow and expand their operations. At University Of Michigan, we are committed to helping you find the right loan product that fits your situation. Whether you're considering refinancing options or exploring eligibility requirements, our team is here to assist you every step of the way. For further inquiries or to start your loan application process, please call us at (734) 662-8200 or visit our website at https://www.umcu.org/Home. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,151,854, make buying or refinancing simple. We strive to provide guidance throughout the entire process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $107,792,676 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday spending.

Loan Aggregator

Key Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options presented are current and reliable. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison reflects true market offerings without influence from advertising dollars. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature helps individuals make informed decisions quickly, without unnecessary delays or confusion. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*