University of Michigan Credit Union Burton MI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to the University Of Michigan at our Bristol Road Branch, located at 1149 E Bristol Rd, Burton, MI 48529. Since opening our doors in 1954, we have proudly served our community, growing to support over 118,000 members. With total assets exceeding $1.33 billion, we are committed to providing personalized financial services that make a difference in your life. At the University Of Michigan Credit Union, we believe in building strong relationships with our members and the communities we serve. Our team of dedicated professionals is here to help you navigate your financial journey, whether you're looking for checking accounts, auto loans, mortgage options, or business banking solutions. We also understand that communication is key; while you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 7850, Ann Arbor, MI 48107. With a net worth of over $144 million and total deposits around $86.5 million, our credit union stands as a pillar of stability and trust. Our CEO, Tiffany Ford, along with Board President Earl Bell, lead a passionate team of 232 employees dedicated to offering exceptional service and innovative products tailored just for you. Whether you're a long-time member or considering joining us for the first time, we invite you to explore what makes us different. Call us today at 734-662-8200 or visit us online at umcu.org to discover how we can assist you in achieving your financial goals!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial services; we actively participate in community outreach programs and initiatives aimed at making Burton a better place for everyone. From local sponsorships to educational workshops on budgeting and saving, we strive to make a positive impact on the lives of those we serve. In addition to traditional banking services, we've embraced digital advancements that make banking more convenient for you. With options like online banking and mobile applications available, managing your finances has never been easier.

Join Us

As part of the University Of Michigan family, you're not just another account number; you're an integral part of our story. We invite you to join us and experience firsthand the benefits of being part of a credit union that truly cares about its members' financial futures. Visit us during our operating hours Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 2 PM or give us a call at 734-662-8200. Whether you're looking for advice on loans or simply want to ask questions about your account, we're here for you! Let's build a brighter future together at University Of Michigan!

Our Mission

At the heart of University Of Michigan is our mission: to empower individuals and families through financial education and personalized service. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, purchasing a vehicle, or starting a business. Our dedicated team is here to guide you every step of the way. We understand that each member's journey is unique. That's why we prioritize customer service and aim to create meaningful relationships with everyone who walks through our doors. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 7850 in Ann Arbor, MI.

Branch Location & Accessibility

Welcome to the University Of Michigan branch, located at 1149 E Bristol Rd in Burton, MI. Our branch is designed with your convenience in mind, making it easy for you to access a range of financial services. Whether you're stopping by for a quick transaction or to discuss your banking needs, we're here to help. Situated near the intersection of Bristol Road and Belsay Road, our location is easily reachable from various parts of Genesee County. You'll find ample parking available right outside our doors, and we've ensured that our facilities are ADA compliant, so everyone can enjoy easy access. While members can visit us at 1149 E Bristol Rd, official correspondence should be sent to PO Box 7850, Ann Arbor, MI 48107. Our lobby is open Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 2 PM, allowing you plenty of opportunities to come in at a time that suits you best. For those on the go, we offer convenient ATM services and drive-thru banking options for quick deposits and withdrawals without leaving your vehicle. We're proud to provide personal banking solutions like checking and savings accounts, auto loans, mortgage options, and more all tailored to meet your unique financial needs. If you have any questions or need assistance, don't hesitate to give us a call at 734-662-8200. We look forward to welcoming you into our branch soon!

Member Eligibility

At University Of Michigan, we're excited to welcome you into our community of members where you can enjoy a range of financial services tailored to your needs. Joining us is easy! If you live, work, or attend school in the area, you may be eligible for membership. We aim to create an inclusive environment for everyone. Our members benefit from personalized service, competitive rates, and a variety of products designed to help you achieve your financial goals. To get started with opening an account at University Of Michigan, simply visit us at 1149 E Bristol Rd Burton Mi 48529 or give us a call at (734) 662-8200. You can also find more information about eligibility and the application process by checking out our website at . We look forward to having you as part of our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,543,050, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether in-person or online. This convenience not only enhances your customer experience but also helps you manage your cash flow more effectively. Located at 1149 E Bristol Rd Burton Mi 48529 in Burton, MI, we invite you to visit us or call (734) 662-8200 to learn more about how our business banking services can empower your company today!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also provide easy access to cash through our ATM services. Withdraw money or check balances without stepping into the branch! If you prefer face-to-face transactions, our drive-thru banking makes it easy to deposit checks or make withdrawals without leaving your car. At University Of Michigan, we strive to make banking as straightforward as possible while ensuring that our members receive exceptional service. We invite you to explore all the ways we can help simplify your financial journey. For more information about our services or to open an account today, visit us online at umcu.org or call us at 734-662-8200. Let us partner with you for all your financial needs!

Business Banking

For entrepreneurs and small business owners, our business banking services offer essential tools like merchant services and business loans. We understand the unique challenges of running a business and are committed to helping you thrive.

Loans and Credit Options

Life can be unpredictable, and sometimes you need extra support. Our personal loans are perfect for debt consolidation or unexpected expenses. Plus, our credit cards come with rewards that let you earn while you spend ideal for everyday purchases or special treats!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, or even set up person-to-person payments all from the comfort of your own home or on the go.

Personal Banking

Our personal banking services provide everything you need to manage your finances with ease. Open a checking or savings account that suits your lifestyle and start saving for those special moments. If you're planning to buy a car, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream vehicle. For those considering homeownership or refinancing, our mortgage loans are designed with competitive rates and personalized service.

Digital & Online Banking

Key Services

Our user-friendly online platform at https://www.umcu.org/Home allows you to check your balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which provide a secure and environmentally friendly way to view your account statements whenever you need them. Plus, with our electronic signature authorization feature, signing documents is easier than ever no more waiting for paperwork in the mail!

Mobile Banking Experience

For those who prefer managing their finances through their smartphones, our mobile application makes banking even more convenient. Whether you're shopping or running errands, you can quickly send money to friends and family with our person-to-person transfer service. While mobile payments are not available just yet, our app gives you full control over your finances right at your fingertips.

Security and Accessibility

At University Of Michigan, security is our top priority. Our online banking system is equipped with robust security measures to protect your personal information. You can feel confident knowing that your data is safe while you manage your accounts. With real-time account management and easy accessibility, banking has never been this straightforward. We invite you to explore all that digital banking has to offer at University Of Michigan. Visit us today at https://www.umcu.org/Home and take advantage of these great features that make managing your money easier than ever!

Financial Strength

Commitment to Growth

With $139,463,623 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $17,891 in used auto loans and $1,052,318,501 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 228 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $85,916,140 in share certificates and $186,145,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $144,340,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,084 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share and Deposit Accounts: 241,835, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $15,834,236. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Michigan is your trusted partner. Visit us at 1149 E Bristol Rd Burton Mi 48529 or call (734) 662-8200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $242,101,436 in used vehicle loans and $141,127,994 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience smooth and hassle-free.

Credit Lines

For those who need extra flexibility, our total credit lines amounting to $320,818,280 provide access to funds whenever you need them. This is perfect for unexpected expenses or planned purchases.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,151,854, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we can guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out. Our team can help assess your situation and determine eligibility for better rates or different terms. At University Of Michigan, we strive to make financing accessible for everyone. If you're interested in exploring any of these options further or have questions about eligibility, please don't hesitate to contact us at (734) 662-8200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $107,792,676 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards tailored to suit your lifestyle.

Loan Aggregator

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UNIVERSITY OF MICHIGAN CREDIT UNION