University of Michigan Credit Union Ann Arbor MI | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to University Of Michigan, your trusted partner in financial services since 1954. Located conveniently at 340 E Huron St, Ann Arbor, MI 48104, we pride ourselves on being more than just a credit union; we're a community committed to supporting our members and their financial dreams. Whether you're looking for a new auto loan, personal banking services, or business financing options, we're here to help you every step of the way. With over 118,000 members and total assets exceeding $1.3 billion, University Of Michigan has established itself as a cornerstone of financial reliability in the Ann Arbor area. Our experienced team, led by CEO Tiffany Ford and Board President Earl Bell, is dedicated to providing personalized service and sound financial advice tailored to meet your unique needs. At our Huron Branch, we believe that everyone deserves access to quality banking solutions. That's why we've worked hard to build a solid foundation with a net worth of $144,340,876 and total deposits reaching $86,504,905. With our focus on community impact and member satisfaction, we're proud to offer a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business loans. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 7850, Ann Arbor, MI 48107. Ready to take the next step? Call us at 734-662-8200 or visit our website at umcu.org for more information about how we can assist you in achieving your financial goals. We look forward to serving you!

Branch History & Mission

Our Journey

The Huron Branch was established with a vision to provide accessible financial services tailored to meet the unique needs of our members. Over the years, we have evolved significantly, expanding our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. As technology has advanced, so have we. Our online banking platform and mobile application allow members to manage their finances anytime and anywhere. We pride ourselves on being ADA compliant, ensuring that everyone in our community can access our services without barriers.

Our Mission

At the heart of our mission is a commitment to empower our members through sound financial education and support. We believe that strong communities are built on trust and collaboration. That's why we strive not only to provide excellent financial services but also to engage with local initiatives that foster growth and well-being in Ann Arbor. Whether it's partnering with local schools for financial literacy programs or supporting community events, we aim to make a positive impact beyond banking. While you can visit us at 340 E Huron St, official correspondence should be sent to PO Box 7850, Ann Arbor, MI 48107 if needed. Our branch operates Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM, making it easy for you to stop by whenever it's convenient. Our drive-thru service may not be available, but we do offer an ATM for your convenience. We encourage you to experience the difference at Huron Branch where personalized service meets modern banking solutions. Join us today and discover how becoming a member of the University of Michigan Credit Union can benefit you! Reach out at 734-662-8200 or visit our website at umcu.org for more information on how we can help you achieve your financial goals. Your journey towards financial empowerment begins here!

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Huron Branch of the University Of Michigan today! If you have any questions or need assistance before stopping by, feel free to give us a call at 734-662-8200. Our dedicated staff looks forward to helping you achieve your financial goals!

Operating Hours

Our friendly team is ready to serve you during our convenient operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Whether you need help with personal banking services or inquiries about loans and accounts, we're here for you!

Parking and Accessibility

We understand that convenience matters. At our Huron Branch, you'll find ample parking options nearby, ensuring easy access whether you're coming by car or on foot. The branch is designed with accessibility in mind and complies with ADA standards, featuring ramps and other accommodations to assist all our members.

Services Offered

At the Huron Branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions there's something for everyone! Plus, with ATM availability on-site for quick cash withdrawals and balance checks, managing your finances has never been easier.

Member Eligibility

Becoming a member of University Of Michigan is like joining a warm and welcoming community where your financial well-being matters. If you live, work, or study in the area around 340 E Huron St Ann Arbor Mi 48104, you are likely eligible to join us. We believe that everyone deserves access to quality financial services, so whether you're just starting out or looking to strengthen your financial future, we invite you to explore membership with us. Joining means you'll benefit from personalized service, competitive rates, and a variety of products designed to fit your needs. To learn more about our eligibility requirements, feel free to check out the detailed information available at . When you're ready to take the next step, opening an account is simple! Just visit http://www.umcu.org/loans/apply-for-a-loan or give us a call at (734) 662-8200 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,543,050, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing. Picture this: your customers can make quick transactions using their preferred methods, enhancing their shopping experience. Our solutions not only save time but also increase your bottom line by streamlining operations. Visit us at 340 E Huron St Ann Arbor Mi 48104 in Ann Arbor, MI, or call us at (734) 662-8200 to learn how we can partner with you on your journey toward success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking services are tailored to support growth. From merchant services that simplify transactions to accessible business loans, we're here to help your business thrive.

Credit Cards with Benefits

Our credit cards come with rewarding features that can enhance your spending experience. Enjoy perks such as cash back or travel rewards while using your card for everyday purchases. It's an easy way to earn benefits just by managing your daily expenses.

Financing Options

Life is full of opportunities, and sometimes you need a little extra help to seize them. That's where our auto loans and vehicle financing come into play. Imagine driving off in your dream car with terms that fit your budget! We also provide personal loans for debt consolidation, making it easier for you to manage multiple payments while potentially lowering your interest rates.

Online and Mobile Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Check balances, transfer funds, or pay bills from the comfort of your home or on-the-go. Plus, with ATM access available for withdrawals and balance checks, managing your money has never been easier. At the University Of Michigan branch, we are committed to ensuring that all our members have the tools they need for financial success. If you're ready to learn more about how we can serve you better or if you have any questions about our services, don't hesitate to reach out at 734-662-8200 or visit us online at umcu.org. Your financial journey starts here!

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a big purchase, we have you covered. Our personal banking options include various checking and savings accounts that cater to different lifestyles and goals. For those considering larger investments like a home, we offer mortgage loans and refinancing options that can make the process smoother and more affordable.

Digital & Online Banking

Accessibility and Ease of Use

At University Of Michigan, we believe that banking should be as straightforward as possible. Our online platform is designed with you in mind, ensuring that even those who may not be tech-savvy can navigate it with ease. With everything available at your fingertips, managing your finances has never been easier. Join us today at University Of Michigan and experience how our digital banking services can simplify your life while keeping your information secure!

Key Features

Our 24/7 online banking services make it simple for you to check your balances, pay bills, and transfer funds whenever you need to. You can also enjoy the benefits of E-Statements, helping you keep track of your financial activities in a paperless manner. Plus, if you prefer a bit more flexibility, our person-to-person transfers let you send money to friends and family without any hassle. For those who like to manage their finances on the move, our mobile application is perfect for quick transactions and real-time account management right from your smartphone. And don't worry about security our electronic signature authorization ensures that your transactions are safe and secure.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 228 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Currently, we have net shares available for lending and investments totaling $15,834,236.

Growing Together

Total Share Accounts: 241,835, showing a strong and growing member base that trusts us with their finances. This reflects not only our ability to serve but also your confidence in us as your trusted credit union partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Michigan is your trusted partner. Visit us at 340 E Huron St Ann Arbor Mi 48104 or call (734) 662-8200 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $139,463,623 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,891 in used auto loans and a total of $1,052,318,501 in loans and leases.

Member-Centric Savings Options

Members' savings are secured through $85,916,140 in share certificates and $186,145,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $144,340,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,084 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loan options cater to both new and used vehicles, ensuring you find the right fit for your budget. With competitive interest rates and flexible repayment terms, we make it simple to drive away with the car you need. Whether it's a brand-new model or a reliable used option, we've got financing covered.

Business Loans

For business owners, our outstanding commercial loans totaling $4,543,050 provide the capital needed to grow and expand your operations. We understand that having access to funds can be critical for success in today's market. If you're considering refinancing any existing loans or want to explore eligibility options, our team is here to guide you through the process. We aim to make financing as accessible as possible so you can focus on what matters most your future. To learn more about our loan offerings or apply for a loan today, visit us at 340 E Huron St Ann Arbor Mi 48104 in Ann Arbor, MI, or call us at (734) 662-8200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,151,854, make buying or refinancing straightforward. We provide personalized assistance throughout the process to ensure you feel comfortable every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses is essential, which is why we offer flexible terms on unsecured credit card loans. With a total of $107,792,676 in loans helping members manage their finances effectively, our credit card options come with rewards that can benefit your lifestyle.

Loan Aggregator

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UNIVERSITY OF MICHIGAN CREDIT UNION