University of Louisiana Credit Union Lafayette LA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to University Of Louisiana, your trusted financial partner located at 805 Bertrand Dr, Lafayette, LA 70506. Since our establishment in 1958, we have proudly served our community with a commitment to providing exceptional banking solutions tailored to meet the needs of our members. With a total membership of 6,698 and assets totaling an impressive $57,590,863, we strive to create lasting relationships built on trust and reliability. At University Of Louisiana, we understand the importance of making sound financial decisions. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. As of now, we have facilitated 2,666 loans and leases for our members while maintaining total deposits of $1,747,587 and a net worth of $6,565,309. Our goal is not just to provide services but to empower our members with the tools they need for financial success. Under the leadership of our CEO, Monica Declouet, and Board President William Crist, our team of dedicated employees 21 strong works tirelessly to ensure that every member receives personalized attention and expert guidance. We pride ourselves on being more than just a credit union; we are a community hub that fosters growth and opportunity. While members can visit us at 805 Bertrand Dr, official correspondence should be sent to our mailing address: PO Box 43635, Lafayette, LA 70504. Whether you prefer visiting us in person or accessing your accounts online via our user-friendly website ulfcu.com, we're here to support you every step of the way. Ready to take control of your finances? Give us a call at (337) 482-6956 or stop by today! Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Accessibility

We recognize that modern banking requires flexibility and accessibility. That's why we offer features such as online and mobile banking options alongside traditional services. With ATM availability and drive-thru service at our branch location, accessing your funds is quick and convenient.

Join Us

We invite you to become part of the University Of Louisiana family! Experience firsthand how our dedicated team can assist you with your financial needs while contributing positively to our vibrant community. Together, let's build a brighter financial future. For more information or assistance, please feel free to reach out at 337-482-6956 or visit our website at ulfcu.com. Welcome aboard!

Our Mission

At the heart of University Of Louisiana's mission is a commitment to providing exceptional financial services while supporting our local community. We understand that every member has unique needs. That's why we offer personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal is to help you achieve your financial dreams while making your banking experience as smooth as possible. While members can visit us at 805 Bertrand Dr Lafayette La 70506 for all their banking needs, official correspondence should be sent to PO Box 43635, Lafayette, LA 70504 if necessary. Our mission extends beyond just transactions; it includes community outreach efforts that strengthen our bonds with those we serve. Through partnerships with local organizations and initiatives aimed at improving financial literacy, we strive to uplift the entire Lafayette community.

Our Story

The University Of Louisiana branch began with a simple mission: to serve the financial needs of its members and their families. Over the years, it has expanded significantly, now boasting a total membership of 6,698 individuals who benefit from an array of services designed to empower them financially. The branch is located at 805 Bertrand Dr Lafayette La 70506, conveniently situated near local landmarks that make it easily accessible for everyone in the area. As we have grown, so too has our commitment to innovation. Today, our total assets amount to an impressive $57,590,863. This growth reflects not only the trust placed in us by our members but also our dedication to responsible financial management and community engagement.

Branch Location & Accessibility

Accessibility Features

At the University Of Louisiana branch, we understand the importance of accessibility. Our facility is ADA compliant, featuring ramps and designated parking spaces to ensure that everyone can enjoy easy access to our services. Whether you're visiting us for a quick transaction or a detailed consultation, we strive to make your experience as smooth as possible.

Operating Hours and Services

Our doors are open for you Monday through Thursday from 8 AM to 5 PM and Friday until 5:30 PM. We offer a range of services tailored to meet your financial needs, including personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more! With an ATM available on-site and drive-thru banking for quick transactions, we make it easy for you to manage your finances on the go. Additionally, if you're a member of another partnering credit union, feel free to take advantage of our shared service center offerings for deposits and withdrawals.

Visit Us Today!

We invite you to come by the University Of Louisiana branch anytime during our operating hours. Our friendly team is ready to assist you with all your banking needs! If you have any questions before your visit or need assistance right away, don't hesitate to give us a call at 337-482-6956. We look forward to seeing you soon!

Member Eligibility

At University Of Louisiana, we believe that everyone deserves a chance to be part of a caring community that supports your financial journey. Becoming a member is simple and welcoming! If you live, work, or study in the area or have family who do, you're likely eligible to join us. We're dedicated to providing you with a range of benefits, from personalized service to competitive rates on loans and savings. To learn more about the specific eligibility criteria, check out our detailed guidelines at http://www.ulfcu.com/join-now . Opening an account is just as easy! You can start your membership journey online by visiting https://ulfcu-dn.financial-net.com/web/enrollment . If you have any questions or need assistance during the process, don't hesitate to give us a call at (337) 482-6956. We're here for you every step of the way, right at our branch located at 805 Bertrand Dr Lafayette La 70506. Join us today and experience the difference of being a valued member at University Of Louisiana!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having the right tools can make all the difference. Our merchant services allow you to accept payments easily, giving you more time to focus on what matters most running your business. Imagine being able to process transactions seamlessly while offering customers various payment options; that's what we provide at University Of Louisiana. With a dedicated team ready to assist you every step of the way, let us help you unlock your business's full potential. Visit us at 805 Bertrand Dr Lafayette La 70506, Lafayette, LA or call us at (337) 482-6956 to learn more about how we can serve your business needs!

Comprehensive List Of Services

ATM and Cash Services

We also provide convenient ATM access for withdrawals and balance checks whenever you need it. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for those busy days.

Business Banking

For local businesses, University Of Louisiana offers business banking solutions including merchant services and business loans. We understand the challenges small businesses face, so we're here to help you navigate them with ease.

Credit Cards

With our credit cards that come with rewards, you can earn points on everyday purchases while enjoying the benefits of flexibility in payments. Whether it's for travel, shopping, or emergencies, we have options that fit your lifestyle.

Loans and Financing

Need a reliable vehicle? Our auto loans offer competitive rates and flexible terms to get you on the road quickly. If you're thinking about buying a home, our mortgage loans and refinancing options can help make that dream a reality. For those unexpected expenses or consolidating debt, our personal loans provide the support you need to regain control over your finances.

Personal Banking

Whether you're looking to open a new checking or savings account, we've got you covered. Our personal banking services are designed for ease and accessibility. Imagine being able to manage your finances from the comfort of your home through our robust online and mobile banking platforms. You can check balances, transfer funds, and even pay bills with just a few clicks!

Shared Branching

If you're a member of another partner credit union, you can still take advantage of basic shared branch transactions right here at University Of Louisiana. This means making deposits and withdrawals is as easy as stopping by during our lobby hours. As part of our commitment to serving our members conveniently, we ensure all these services are accessible through digital platforms. With features like mobile payments and electronic statements, managing your finances has never been easier. Ready to explore what we offer? Visit us at 805 Bertrand Dr Lafayette La 70506 or give us a call at (337) 482-6956. Our friendly team is eager to assist you with any questions or help you get started on your journey towards financial wellness! Check out more details on our website: Main Branch- 805 Bertrand Dr.

Digital & Online Banking

Access Anytime

If you prefer managing your money on the move, our mobile application is here for you! With it, you can enjoy mobile payments, making purchases as easy as a tap on your phone. You also have the option to enroll in e-statements, which provide a convenient way to keep track of your finances while helping the environment. While person-to-person transfers are not currently available, you can still manage all your other banking needs efficiently through our platform. From quick transactions to detailed account management, everything is at your fingertips. In short, University Of Louisiana is committed to providing a modern banking experience that prioritizes accessibility and ease-of-use. Join us today and experience how convenient banking can be!

Key Features

With our online banking services, you can access your accounts 24/7, making it easy to check balances, pay bills, and transfer funds without stepping foot in a branch. Our user-friendly interface ensures that even those who are new to online banking can navigate effortlessly. Security is our top priority. We use advanced encryption technology to protect your personal information. Plus, our electronic signature authorization feature allows you to securely sign documents from the comfort of your home no need for in-person visits.

Financial Strength

A Strong Foundation

With a net worth of $6,565,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,140 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Building Trust Together

Net Shares (Funds available for lending and investments): $163,104. Total Share and Deposit Accounts: 11,205, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Louisiana is your trusted partner. Visit us at 805 Bertrand Dr Lafayette La 70506 or call (337) 482-6956 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $13,123,569 in share certificates and $10,211,031 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $6,565,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $376 in used auto loans and $40,039,815 in total loans and leases.

Loan Offering

Additional Financing Options

If you're looking for more than just auto or mortgage financing, we also provide credit lines totaling $5,000,000. These options give you the flexibility you need for personal projects or unexpected expenses. For those interested in refinancing or exploring eligibility options, we encourage you to reach out directly. Our dedicated team is here to assist you every step of the way. Feel free to contact us at (337) 482-6956 or visit us at our branch located at 805 Bertrand Dr Lafayette La 70506 in Lafayette, LA. You can also learn more about our offerings by visiting our website at https://www.ulfcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is important to us, and we're committed to providing support and guidance tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,023,538 in used vehicle loans and $7,960,092 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used vehicle, we have financing options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,259,958, make buying or refinancing simple. We provide competitive rates and terms to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,624,753 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards tailored for your lifestyle.

Loan Aggregator

Accurate Comparisons

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UNIVERSITY OF LOUISIANA FEDERAL CREDIT UNION - Lafayette, LA