University of Illinois Community Credit Union Urbana IL | Low Mortgage Rates & Business Banking

Introduction

At University Of Illinois Community, we believe in building strong relationships with our members and the community. Located at 1401 W Green St, Urbana, IL 61801, our branch has been serving the needs of our community since 1932. With a rich history and a commitment to providing excellent financial services, we proudly support over 64,000 members. As a member-focused credit union, we take pride in our robust financial health. Our total assets amount to an impressive $660,810,191, while our total deposits stand at $37,037,055. We understand that your financial goals are important, which is why we offer a variety of services tailored to meet your needs from personal banking and auto loans to business banking solutions. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Chris Harlan and Board President Ann McClellan, our staff of 177 employees works tirelessly to ensure you receive the highest quality service. Whether you're looking for assistance with loans totaling 48,650 in number or seeking advice on managing your finances, we are here for you. While members can visit us at our Urbana branch for personalized service, official correspondence should be sent to our mailing address: 2201 S First St, Champaign, IL 61820. We invite you to explore our range of offerings further by visiting our website at uoficreditunion.org. If you have any questions or would like to speak with one of our representatives directly, please don't hesitate to call us at 217-278-7700. We look forward to helping you achieve your financial dreams!

Branch History & Mission

At the heart of Urbana, Illinois, the University Of Illinois Community has a rich history that dates back to 1932. Since its inception, our mission has been clear: to provide exceptional financial services while fostering a sense of community among our members. Over the decades, we've grown from a small group of dedicated individuals to a thriving credit union with over 64,000 members and total assets exceeding $660 million. Located at 1401 W Green St, our branch is easily accessible and just a stone's throw from local landmarks that enrich our community spirit. Whether you're stopping by for personal banking or seeking guidance on loans and financing, we're here to support your journey. For any official correspondence, please note that our mailing address is 2201 S First St, Champaign, IL 61820. As we evolved over the years, we've embraced technological advancements to better serve you. From mobile banking options to online account management, we strive to make your banking experience as convenient as possible. We also ensure that our facilities are ADA compliant so everyone can access our services without barriers. Our commitment extends beyond banking; it's about building relationships and supporting the community we cherish. We actively participate in various outreach programs, partnering with local organizations to give back and uplift those around us. It's this dedication to service that drives us forward. With operating hours from Monday through Friday, 9 AM to 5 PM, members can visit us during the week for all their banking needs. While we currently do not offer drive-thru services, our ATM is available for quick cash withdrawals and balance checks. The mission of the University Of Illinois Community is not just about numbers; it's about people. We aim to empower our members financially while ensuring they feel valued and supported every step of the way. With personalized services ranging from auto loans to mortgage refinancing and credit cards with rewards, we cater to the diverse needs of our membership base. We invite you to join us on this journey! Experience firsthand the benefits of being part of a community-focused credit union dedicated to your financial success. Discover more about becoming a member today by visiting our website or calling us at 217-278-7700. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the University Of Illinois Community branch, conveniently located at 1401 W Green St in Urbana, IL. We're nestled in a vibrant area that's easily accessible for both locals and visitors. Whether you're heading to nearby landmarks like the University of Illinois campus or exploring the bustling downtown area, our branch is here to serve your banking needs. At our Urbana location, you'll find ample parking available, ensuring a hassle-free visit. We also prioritize accessibility, featuring ADA-compliant entrances and ramps to make it easy for everyone to access our services. Our friendly team is ready to assist you during our lobby hours from Monday through Friday, 9 AM to 5 PM. Whether you need help with personal banking, auto loans, or online services, we're committed to providing the support you need. For those on-the-go, we offer convenient ATM access right at our branch. While we don't have drive-thru service available, our team is always ready to welcome you inside with a smile. If you prefer sending official correspondence, please note that our mailing address is different: 2201 S First St in Champaign, IL. Feel free to give us a call at 217-278-7700 for any questions or to learn more about how we can help you achieve your financial goals. We look forward to seeing you soon!

Member Eligibility

At University Of Illinois Community, we believe that everyone deserves a chance to be part of a caring community where your financial goals can thrive. Becoming a member is simple and welcoming! If you live, work, or study in the area, you're likely eligible to join us. We also extend our membership to family members of existing members, making it easy for your loved ones to enjoy the benefits too. By choosing University Of Illinois Community, you'll gain access to personalized service, competitive rates on loans, and savings products designed with your needs in mind. Ready to take the next step? You can find all the detailed eligibility criteria on our website at https://www.uoficreditunion.org/become-a-member/. It's straightforward, and if you have any questions or need assistance, feel free to reach out to us at (217) 278-7700. When you're ready to open an account, just visit https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad33uskh5fyvxddsmbjlj9q-gjquaaale17noyywwwyvcfsgvaonrdjiwzu59k7vgmrjfjbq_izc7ebkt-r6adba. Join us at our branch located at 1401 W Green St Urbana Il 61801, and become part of something special today!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, efficient payment processing is crucial. Our merchant services simplify transactions, ensuring that you get paid quickly and securely. Picture this: your customers can pay using various methods credit cards, mobile payments, or even online banking. This flexibility not only enhances customer satisfaction but also streamlines your operations. If you are ready to take your business to the next level, visit us at 1401 W Green St Urbana Il 61801 in Urbana, IL or call us at (217) 278-7700. Let's work together to turn your business goals into reality!

Tailored Loan Options

Imagine securing a loan that allows you to invest in new equipment or hire more staff. At University Of Illinois Community, our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans available, we focus on building strong relationships with our clients to understand their unique needs.

Comprehensive List Of Services

Business Banking

For our business members, we provide tailored solutions including Merchant Services & Business Loans. These services are designed to support small businesses in their growth journey. We know running a business comes with its challenges; having the right financial partner makes all the difference.

Credit Solutions

In today's world, having access to credit is essential. That's why we offer Credit Cards with Rewards, giving you the opportunity to earn while you spend! Whether it's cashback on groceries or travel points for your next getaway, our rewards program enhances your purchasing power.

Digital Convenience

In addition to traditional services, we prioritize digital banking features that make managing your finances easier than ever. With our Online & Mobile Banking, accessing your accounts from anywhere is simple and secure. You can conduct transactions, pay bills, and even transfer money using our person-to-person payment feature perfect for splitting dinner bills with friends or sending money to family. If you're in need of cash quickly, our ATM & Cash Withdrawal Services are available for ease of access anytime. Plus, basic ATM access allows you to check balances and withdraw funds without stepping into the branch. Ready to discover how we can assist you? Call us at (217) 278-7700 or visit us online at https://www.uoficreditunion.org/ today! Whether you're opening an account or exploring loan options, we're here to help you every step of the way at University Of Illinois Community!

Home Financing

For those looking to buy a home, our Mortgage Loans & Refinancing options are crafted to provide competitive rates and personalized service. We walk you through every step of the mortgage process, ensuring you feel confident in one of life's biggest investments. If debt is weighing you down, consider our Personal Loans & Debt Consolidation services, which can simplify payments and help you regain financial freedom.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts designed to help you manage your everyday finances efficiently. Whether you're saving for a vacation or planning for your child's education, our accounts provide the flexibility and convenience you need. Our members can also take advantage of Auto Loans & Vehicle Financing options that make purchasing a new car straightforward and accessible. Imagine cruising down the road in your dream vehicle with a financing plan that suits your budget!

Digital & Online Banking

At University Of Illinois Community, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience as easy and safe as possible. With our online banking platform, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking services allow you to manage your money on your terms. You can even send money to friends or family with our person-to-person transfer feature, making it simple to share expenses or settle up after a night out. For those who prefer using their smartphones, our mobile application is available for download. The app brings all the essential banking features right to your fingertips. With just a few taps, you can enjoy mobile payments and quickly pay for purchases without fumbling for cash or cards. We also prioritize your security. Our electronic signature authorization makes signing documents quick and safe. Plus, with e-statements available, you can keep track of your account activity without worrying about paper clutter. Overall, our digital services at University Of Illinois Community empower you with real-time account management while ensuring everything remains secure and user-friendly. Join us today and take advantage of the future of banking!

Financial Strength

Growing Together

Total Share Accounts stand at 108,873, showing a strong and growing member base that trusts us with their finances. Our funds available for lending total $0, further emphasizing our readiness to assist you with your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Illinois Community is your trusted partner. Visit us at 1401 W Green St Urbana Il 61801 or call (217) 278-7700 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $136,942,838 in share certificates and $92,779,444 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,954,490, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Strong Financial Position

With a net worth of $60,699,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $42,911,830 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support our community effectively while helping you achieve your personal financial goals.

Supporting Your Financial Journey

Our lending capacity is robust, with $11,527 in used auto loans and $551,963,100 in total loans and leases available for our members. This reflects our dedication to helping you finance your dreams be it purchasing a car or investing in your future. Our operational efficiency shines through with a net income of $178,194, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees and 8 part-time employees who are always ready to serve you with knowledge and care.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,226,699 in used vehicle loans and $99,251,633 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms to fit your budget. Plus, refinancing options are available if you want to lower your current payments.

Credit Lines

In addition to our traditional loan offerings, we provide total credit lines amounting to $122,640,825. This gives our members the flexibility they need for unexpected expenses or planned purchases without the hassle of applying for a new loan each time. If you're considering any of these options or would like to learn more about eligibility criteria, feel free to reach out at (217) 278-7700. Our team is here to help you navigate your choices and find the best financial solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at our branch located at 1401 W Green St Urbana Il 61801 and let's work together toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,954,644, make buying or refinancing simple. We guide you through each step of the process to ensure that you find a solution that works for you.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $66,604,283 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to make your spending more rewarding.

Loan Aggregator

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