University of Illinois Community Credit Union Urbana IL | Affordable Auto Loans & Top Checking Accounts

Introduction

At University Of Illinois Community, we understand that financial decisions shape lives. Located at 206 E University Ave, Urbana, IL 61801, our branch has been a trusted partner for individuals and families since 1932. As part of our commitment to the community, we proudly serve over 64,000 members, providing them with access to a wide range of financial services designed to meet their unique needs. Our total assets have grown to an impressive $660,810,191, reflecting our dedication to sound financial management and member support. With $37,037,055 in total deposits and $48,650 loans available, we are here to help you achieve your financial goals. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services such as merchant services and business loans, we have you covered. While members can visit us at our Urbana location, official correspondence should be sent to our mailing address at 2201 S First St, Champaign, IL 61820. You can also reach out to us directly at (217) 278-7700 for any inquiries or assistance. Our leadership team is committed to making a positive impact in the community. CEO Chris Harlan and Board President Ann McClellan lead our dedicated staff of 177 employees, ensuring that every member feels valued and supported. We pride ourselves on being more than just a credit union; we are part of your journey toward financial wellness. Explore our website at uoficreditunion.org to learn more about how we can assist you today. Join us in building a brighter financial future together!

Branch History & Mission

The University Of Illinois Community branch, located at 206 E University Ave, Urbana, IL 61801, has a rich legacy that began in 1932. Since its opening, this branch has been dedicated to serving the community with a focus on member-centric financial services. Over the years, we have grown to support 64,352 members and manage total assets of $660,810,191, reflecting our strong commitment to providing financial stability and growth for our members. Our mission is clear: to empower individuals and families in our community through accessible banking solutions. At University Of Illinois Community, we strive to provide not just banking services but also financial education and resources that foster economic well-being. We believe that when our members thrive, so does our community. With an emphasis on convenience, we offer a variety of services including personal banking accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our digital advancements ensure that members can access their accounts anytime through online and mobile banking. We also maintain ATM availability for easy cash access and offer drive-thru services for quick transactions. While you can visit us at our Urbana location, any official correspondence should be sent to our mailing address: 2201 S First St, Champaign, IL 61820. Community engagement is at the heart of what we do. We regularly participate in local events and initiatives aimed at supporting those in need. Our partnerships with local organizations help us reach more people who can benefit from our services. As we look to the future, we are excited to continue expanding our offerings while staying true to our roots. Join us today and experience the difference at University Of Illinois Community. Together, let's build a brighter financial future! For inquiries or assistance, feel free to call us at 217-278-7700 or visit our website at uoficreditunion.org.

Branch Location & Accessibility

Easy Access and Parking

Our branch offers ample parking and features accessibility options to ensure everyone can visit comfortably. With ADA-compliant facilities and ramps available, we strive to make banking accessible for all members of our community.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule. We're open Monday through Friday from 9 AM to 5:30 PM and on Saturday from 9 AM to 12 PM. For those who prefer drive-thru service, you can take advantage of our extended hours: Monday through Friday from 7 AM to 7 PM and Saturday from 7 AM to 5 PM.

Services Offered

At the University Of Illinois Community branch, we offer a wide range of financial services tailored to meet your personal and business needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Need cash? Our ATM services are available for quick withdrawals and balance checks whenever you need them.

Visit Us Today!

We invite you to come see us at the University Of Illinois Community branch! If you have any questions or would like more information about our services, don't hesitate to give us a call at 217-278-7700. Our friendly team is here to help you with all your banking needs!

Member Eligibility

Becoming a member of University Of Illinois Community is like stepping into a community that truly cares about your financial well-being. If you live, work, or attend school in the Urbana area, you're likely eligible to join us! We welcome individuals from various backgrounds, and our goal is to ensure everyone feels included and supported. By choosing University Of Illinois Community, you gain access to a wide range of financial services tailored just for you, whether it's personal banking, auto loans, or online banking solutions. The membership process is straightforward and friendly simply visit us at 206 E University Ave Urbana Il 61801 or give us a call at (217) 278-7700 for more information. For detailed eligibility requirements, check out our website at https://www.uoficreditunion.org/become-a-member/. Once you're ready to join our community, opening an account is just a click away at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad33uskh5fyvxddsmbjlj9q-gjquaaale17noyywwwyvcfsgvaonrdjiwzu59k7vgmrjfjbq_izc7ebkt-r6adba. We're excited to have you with us on this journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with the right tools at your fingertips. Our merchant services allow you to accept payments easily, manage transactions efficiently, and provide excellent customer service. With our support, you can focus more on what matters growing your business while we take care of the financial details. Located at 206 E University Ave Urbana Il 61801, Urbana, IL 61801, University Of Illinois Community is here to partner with you on your journey toward success. Let's work together to achieve your business goals!

Comprehensive List Of Services

Convenient Access When You Need It

We know that banking should fit into your lifestyle. Our ATM and cash withdrawal services make access to your funds easy and convenient. Plus, with basic drive-thru banking available for deposits, withdrawals, and simple transactions, you're never far from getting the help you need during our lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM.

Flexible Loan Options

If you're dreaming of a new car or planning home improvements, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are here to help. With competitive rates and flexible terms, we make it simple for you to get the financing you need. For those who want a bit more flexibility, our Personal Loans & Debt Consolidation services can assist you in managing expenses and simplifying payments.

Get Started Today!

At University Of Illinois Community, we strive to make banking a positive experience for everyone in the community. If you're ready to take the next step in managing your finances or starting a new journey with us, don't hesitate! Call us at (217) 278-7700 or visit us online at https://www.uoficreditunion.org/ today. Join us as a member and discover how we can help you achieve your financial goals!

Personal Banking Made Simple

Navigating personal finance can be overwhelming, but with our Personal Banking services, it doesn't have to be. We offer Checking & Savings Accounts designed to help you manage your everyday transactions while also growing your savings. Imagine easily accessing your funds through our user-friendly Online & Mobile Banking platforms, allowing you to check balances or transfer money from anywhere.

Rewards That Work for You

Don't forget about our credit card options! Our Credit Cards with Rewards allow you to earn points on everyday purchases, turning your spending into savings for future adventures or necessities.

Supporting Your Business Needs

For local entrepreneurs and business owners, we offer specialized Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we aim to support your growth every step of the way.

Digital & Online Banking

Key Features

Our online banking system allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the ease of electronic signature authorization, making it simpler for you to sign documents securely from the comfort of your home. Plus, say goodbye to paper clutter with e-statements available at your fingertips, ensuring you can access important information whenever you need it. If you're always on the go, our mobile application is a game changer. You can make mobile payments effortlessly and even send money directly to friends or family with our person-to-person transfer feature. Whether you're grabbing coffee or doing grocery shopping, managing your finances is just a tap away.

Security and Accessibility

We prioritize your security while ensuring that our services are straightforward and easy to use. Our platform utilizes robust security measures so that you can bank with peace of mind. With real-time account management features, you'll be able to monitor your transactions instantly and stay in control of your spending. In today's fast-paced world, having reliable digital banking solutions is essential. At University Of Illinois Community, we are committed to providing you with all the tools necessary for effective financial management without the hassle. Experience the future of banking today!

Financial Strength

At University Of Illinois Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With strong foundations in place, we assure you that your finances are safe with us. With a net worth of $60,699,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid footing is further highlighted by our net worth ratio of $918, which demonstrates a robust capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $136,942,838 in share certificates and $92,779,444 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,954,490, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We take pride in our $42,911,830 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; with $11,527 in used auto loans and $551,963,100 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $178,194, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 108,873, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, further highlighting our commitment to fostering financial wellness among our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Illinois Community is your trusted partner. Visit us at 206 E University Ave Urbana Il 61801 or call (217) 278-7700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $191,226,699 in used vehicle loans and $99,251,633 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,954,644, make buying or refinancing simple. We aim to make the process straightforward and stress-free so you can focus on settling into your new home. Explore our refinancing options if you already own a home and are looking for better terms.

Total Lending Support

In addition to these specific loan types, we provide various other financial solutions aimed at meeting your needs. From personal loans to debt consolidation, our services are designed with your financial well-being in mind. If you have any questions about eligibility or would like to discuss your options further, please don't hesitate to reach out. You can contact us at (217) 278-7700 or visit us at our branch located at 206 E University Ave Urbana Il 61801 in Urbana, IL. Our dedicated team is ready to help guide you through the loan process and find the best product for your situation. For performance insights and financial data, we source our information from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how we can support your financial journey today!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $66,604,283 in loans helping members manage their finances effectively. These cards come with rewards that can benefit you while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh provides a trustworthy platform for comparing loan options.