University of Illinois Community Credit Union Bloomington IL | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to University Of Illinois Community at our Hamilton Branch, located at 1722 E Hamilton Rd, Bloomington, IL 61704. Since our establishment in 1932, we have proudly served our community with dedication and integrity, growing to a membership of over 64,352 individuals who trust us with their financial needs. With total assets exceeding $660 million, we are committed to providing you with exceptional financial products and services. Our offerings include everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services. We also ensure that your funds are safe, managing total deposits of $37,037,055 while maintaining a robust net worth of $60,699,480. At the heart of our operations is a team of dedicated professionals led by CEO Chris Harlan and Board President Ann McClellan. With 177 employees, we strive to create a welcoming environment for all members. Whether you visit us in person or connect through our online services, our goal is to provide you with personalized support tailored to your financial journey. While members can visit us at our branch location for face-to-face interactions, official correspondence should be sent to our mailing address: 2201 S First St, Champaign, IL 61820. We invite you to explore how we can assist you in achieving your financial goals. For any inquiries or assistance, feel free to call us at 217-278-7700 or check out our website at uoficreditunion.org. Join us today and experience the benefits of being part of a community-focused credit union!

Branch History & Mission

Join Us

As we continue this exciting journey together, we invite you to become part of our family at University Of Illinois Community. Experience the benefits of being a member-driven credit union where your needs come first. With convenient operating hours Monday through Thursday from 9:00 am to 5:00 pm; Friday from 9:00 am to 6:00 pm; and Saturday from 9:00 am to 12:00 pm we're ready to serve you when it suits you best. Reach out today at 217-278-7700 or explore more about membership on our website here. Together, let's build a brighter future for Bloomington!

Our Journey

Our story began in the early 20th century when a group of visionaries recognized the need for a financial organization that prioritizes community and cooperation. From our humble beginnings, we have achieved remarkable milestones, including growing our total assets to an impressive $660,810,191. This growth reflects not only our commitment to sound financial practices but also our dedication to supporting local families and businesses. In our journey, we've adapted to meet the needs of our members by embracing technology while maintaining the personal touch that sets us apart. Today, we offer a range of services from checking and savings accounts to auto loans and credit cards with rewards. We've made banking easier through online platforms and mobile apps, ensuring that our members can access their accounts anytime, anywhere.

Our Mission

At the heart of University Of Illinois Community is our mission: to provide exceptional financial services while fostering community support and development. We believe that financial well-being goes hand in hand with community health. That's why we actively engage in outreach programs, partnerships with local organizations, and initiatives aimed at improving the lives of those around us. We understand that every member's journey is unique. Whether you're opening your first savings account or securing a loan for your dream car, we are here to guide you every step of the way. Our dedicated staff is committed to ensuring that your experience with us is nothing short of excellent. For any official correspondence, please note that while you can visit us at 1722 E Hamilton Rd, you can also reach out via our mailing address at 2201 S First St, Champaign, IL 61820.

Branch Location & Accessibility

Get In Touch

Have questions or ready to visit? Give us a call at 217-278-7700 or drop by our branch today! We look forward to serving you and helping you achieve your financial goals. Come see how easy banking can be at the University Of Illinois Community Hamilton Branch!

Nearby Landmarks and Parking

Situated near popular spots like the Eastland Mall and close to local eateries, our branch is ideally placed for your convenience. Ample parking is available right outside our doors, so you can visit us without the hassle of searching for a spot. The branch is designed with accessibility in mind, featuring ramps and other ADA-compliant features to ensure everyone can bank comfortably.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our extended hours on Fridays make it easier for you to come in after work!

Services We Offer

At the University Of Illinois Community Hamilton Branch, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're on the go, take advantage of our ATM services and drive-thru banking for quick deposits or withdrawals.

Member Eligibility

At University Of Illinois Community, we believe that everyone deserves a chance to be part of a caring community that supports their financial journey. Joining us is simple and open to many! If you live, work, or attend school in the local area, you're likely eligible to become a member. We also welcome family members of existing members, ensuring that our community continues to grow with trusted relationships. By becoming part of University Of Illinois Community, you'll gain access to a variety of benefits designed just for you, including personalized service and competitive rates on loans and savings. Ready to take the next step? You can find detailed eligibility criteria by visiting https://www.uoficreditunion.org/become-a-member/ . If you're excited about opening your account, the process is straightforward! Just follow the link here: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad33uskh5fyvxddsmbjlj9q-gjquaaale17noyywwwyvcfsgvaonrdjiwzu59k7vgmrjfjbq_izc7ebkt-r6adba . If you have any questions or need assistance, feel free to give us a call at (217) 278-7700. We're here to help you join our vibrant community at 1722 E Hamilton Rd, Bloomington IL 61704!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced world, having the right payment processing options can set your business apart. Our merchant services help streamline transactions, allowing you to focus on what matters most growing your business. Imagine effortlessly accepting payments from customers, whether they're shopping online or visiting your store. With our reliable services, managing cash flow becomes much easier. Come visit us at 1722 E Hamilton Rd Bloomington Il 61704, Bloomington, IL, or give us a call at (217) 278-7700 to explore how we can assist you in reaching your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

Our Credit Cards with Rewards are perfect for those who love earning points on everyday purchases imagine getting rewards just for shopping! These cards not only provide convenience but also come with perks that enhance your financial experience. For local business owners, we offer Business Banking, including Merchant Services & Business Loans. We understand how crucial it is for businesses to have reliable banking support, and we're dedicated to helping you succeed by providing the necessary tools and resources.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. Need to check your balance? Transfer funds? Pay bills? All this can be done at your fingertips with our user-friendly mobile app. Additionally, we provide access to ATMs for easy cash withdrawals and basic drive-thru banking services for those quick transactions like deposits and withdrawals. At the University Of Illinois Community, we strive to make banking simple and accessible for everyone in Bloomington, IL. With our knowledgeable staff ready to assist you at every step, we invite you to explore all that we offer. If you're interested in becoming a member or learning more about our services, don't hesitate to reach out at 217-278-7700 or visit us online at uoficreditunion.org. Join us today and take control of your financial future!

Loans and Financing

When it comes to financing your dreams, we've got you covered with our Auto Loans & Vehicle Financing options. Picture yourself driving off in a new car without the stress of high-interest rates. We make it easy for you to apply and get approved quickly. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing services provide competitive rates and expert guidance throughout the process. Whether you're buying your first home or upgrading to a larger one, we're here to help you navigate the journey. If you're facing unexpected expenses or want to consolidate debt, consider our Personal Loans & Debt Consolidation options. We aim to simplify borrowing while ensuring that repayments fit comfortably within your budget.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer Checking & Savings Accounts tailored for every stage of life. Whether you're saving for a rainy day or planning your next big purchase, our accounts come with features that help you grow your savings and keep track of your spending. Imagine having an account where you can easily transfer funds between savings and checking without any hassle that's what we offer!

Digital & Online Banking

Accessibility and Security

With 24/7 Online Banking Services, you have access to your accounts whenever it suits you. Our system is designed with security in mind, ensuring that your information is protected while providing an easy-to-navigate experience. Whether you're at home or out running errands, you'll have real-time account management at your fingertips. At University Of Illinois Community, we are committed to making banking as straightforward as possible. Join us today and experience the convenience of modern banking tailored for you!

Key Services

Our online banking features include everything from checking your balance to transferring funds. You can enjoy the ease of E-Statements, which means no more paper clutter just easy access to your financial documents whenever you need them. Plus, with Electronic Signature Authorization, signing documents is a breeze, allowing you to handle transactions securely without needing to visit a branch. For those on the go, our Mobile Application puts banking right in your pocket. Whether you're paying bills or making Mobile Payments, our app helps you stay on top of your finances quickly and efficiently. You can even make Person-to-Person Transfers effortlessly no need for cash or checks!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 108,873, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Illinois Community is your trusted partner. Visit us at 1722 E Hamilton Rd Bloomington Il 61704 or call (217) 278-7700 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Members' savings are secured through $136,942,838 in share certificates and $92,779,444 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,954,490, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $178,194, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $42,911,830 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,527 in used auto loans and $551,963,100 in total loans and leases across various sectors.

Solid Financial Health

With a net worth of $60,699,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,226,699 in used vehicle loans and $99,251,633 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have competitive rates and flexible terms to fit your needs.

Credit Lines and Unsecured Credit Cards

For those looking for more flexibility in managing expenses, we provide credit line loans amounting to $122,640,825. Additionally, our unsecured credit card loans total $66,604,283, offering great terms that allow members to manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $18,954,644, designed to assist you in making your dream home a reality. Our knowledgeable staff can guide you through the process to ensure you understand all your options.

Refinancing Options

If you're looking for better rates on existing loans or need assistance with debt consolidation, we offer refinancing options that can help lower your payments and save money over time. Our team is here to discuss eligibility and find solutions tailored to your unique situation. We encourage potential borrowers to contact us at 217-278-7700 for more information about our loan offerings or visit our website at University Of Illinois Community for details on how to become a member. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're interested in an auto loan, mortgage options, or managing your finances with credit lines and cards our dedicated team is ready to support you every step of the way.

Loan Aggregator

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UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION - Bloomington, IL