University of Hawaii Credit Union Kapolei HI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to the University Of Hawaii at the Kapolei Commons Branch, your trusted partner in financial well-being since 1955. Located conveniently at 4450 Kapolei Pkwy Ste 107, Kapolei, HI 96707, we are proud to serve a vibrant community of over 34,230 members. With total assets exceeding $936 million, our commitment to your financial success is stronger than ever. At the heart of our mission is a dedication to providing exceptional service and support tailored to your needs. Whether you're looking for personal banking solutions, auto loans, or business financing options, we have you covered. Our total deposits amounting to $89,318,398 reflect the trust our members place in us every day. Our knowledgeable team, led by CEO Travis Bow and Board President Edward Yuen, is here to guide you through your financial journey. We believe in fostering relationships that last a lifetime and making a positive impact in our community. While members can visit us at our branch for assistance, official correspondence should be directed to our mailing address: 4450 Kapolei Pkwy #107, Kapolei, HI 96707. We invite you to explore our wide range of services from checking and savings accounts to credit cards with rewards and online banking features. With total loans and leases reaching 9,387, we're dedicated to helping you achieve your financial goals. Ready to take the next step? Contact us today at (808) 983-5500 or visit our website at uhfcu.com. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

As we continue to evolve and adapt to the needs of our members, we invite you to become part of our growing family at the University Of Hawaii. Whether you're looking for a checking account, seeking financing options for your next vehicle, or interested in establishing savings for future goals, we're here for you every step of the way. Visit us during our operating hours Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM or give us a call at 808-983-5500. Experience firsthand how we can help you achieve your financial dreams!

Our Evolution

The journey of the University Of Hawaii has been marked by significant milestones that reflect our commitment to serving our members better. Over the years, we have expanded our services and embraced technological advancements to make banking more accessible. With total assets reaching an impressive $936,735,516, we are proud to offer a range of products including personal and business banking services, auto loans, mortgages, and credit cards with rewards. Our physical location in Kapolei is designed with our members in mind. While you can visit us at our main address for all your banking needs, official correspondence should be directed to our mailing address: 4450 Kapolei Pkwy #107, Kapolei, HI 96707.

Our Mission

At the core of the University Of Hawaii's mission is a deep-rooted desire to empower our members financially while also making a positive impact in the community. We aim to provide not just financial products but also support systems that help individuals and families thrive. Our commitment extends beyond transactions; we actively participate in community outreach initiatives and partnerships that uplift those around us. We understand that convenience matters in today's fast-paced world. That's why we offer services like online banking and mobile payments to ensure you can manage your finances easily. Though we do not currently have ATMs or drive-thru services available at this branch, we are proud to provide shared service center access for basic transactions through partner credit unions.

Branch Location & Accessibility

Accessibility Features

Accessibility is important to us. Our branch complies with ADA standards and features ramps and designated parking spaces for those who may need them. You can visit confidently knowing that our facilities are designed for everyone.

Get in Touch

Have questions or want to learn more? Feel free to call us at 808-983-5500. Our friendly staff is eager to help you with anything you need. Stop by our Kapolei Commons Branch today and experience personalized banking where you matter most!

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours to fit your busy schedule. Visit us Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM. Our team is here and ready to assist you with personal banking services, auto loans, mortgages, and much more.

Services Offered

As a member of the University Of Hawaii Credit Union family, you'll enjoy a variety of services tailored to your financial goals. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, our shared service center allows basic transactions for members of partner credit unions making banking even more convenient.

Member Eligibility

Becoming a member of University Of Hawaii is like joining a supportive family where your financial well-being is our priority. At our branch located at 4450 Kapolei Pkwy Ste 107 Kapolei Hi 96707, we welcome individuals who share a connection with the University of Hawaii, whether you're a student, faculty member, or an alumni. Our community-focused approach means that if you have a relationship with the university, you're likely eligible to enjoy all the benefits we offer. As a member, you'll gain access to personalized financial services that cater to your unique needs, from checking and savings accounts to competitive loan options. Joining us is simple and straightforward! You can start the membership process by visiting our website for more details on eligibility at . If you're ready to open an account, just head over to https://online.uhfcu.com/apply/v2/get-started . Should you have any questions or need assistance, feel free to give us a call at (808) 983-5500. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to lending, our merchant services simplify transactions so you can focus on what you do best running your business. Imagine having a payment solution that integrates seamlessly into your day-to-day operations, allowing you to accept payments easily, manage cash flow effectively, and keep your customers happy. Located at 4450 Kapolei Pkwy Ste 107 Kapolei Hi 96707 in Kapolei, HI, our team is ready to assist you with all your business banking needs. Reach out to us at (808) 983-5500 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,118,590, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Our branch hours are convenient for busy schedules: we're open from 9 AM to 5 PM Monday through Friday and from 9 AM to 1 PM on Saturdays. If you have questions or need assistance, feel free to reach out at 808-983-5500. At University Of Hawaii, we are committed to making your banking experience positive and accessible. Whether you're exploring loan options or simply looking for advice on managing your finances better, we're here for you every step of the way. Ready to take the next step? Visit us today or check out our website at www.uhfcu.com for more information on how we can assist you!

Business Banking Support

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are crafted to support your ventures and growth. We believe in helping local businesses thrive by offering practical financial solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at University Of Hawaii, we offer online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, features like mobile payments and person-to-person transactions make it easy to send money quickly when you need it most.

Personal Banking Solutions

When it comes to personal banking, we understand that managing your finances is essential. That's why we offer checking and savings accounts that fit various lifestyles and goals. Need to finance a new vehicle? Our auto loans and vehicle financing options are designed with competitive rates to help you get behind the wheel without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans can guide you through the process effortlessly. For those unexpected expenses or plans you want to fund, our personal loans and debt consolidation services provide flexible options that can help ease your financial burden. Additionally, don't forget about our credit cards with rewards they not only help with everyday purchases but also allow you to earn points for things you love!

Shared Branch Transactions

If you're a member of another credit union that partners with us, take advantage of our basic shared branch transactions. You can perform deposits and withdrawals seamlessly here at University Of Hawaii.

Digital & Online Banking

Key Features

Security is a top priority for us. You can trust that your information is safe when using our electronic signature authorization feature. This ensures that your transactions are not only convenient but also protected. If you prefer going paperless, you'll be pleased to know that e-statements are available for you to access whenever needed. Our mobile application brings the bank to your pocket! With this handy tool, you can make mobile payments easily and even send money directly to friends or family through person-to-person transfers. It's all about making banking work for you in real-time. So whether you're at home or on the go, University Of Hawaii offers an array of digital banking solutions that prioritize both accessibility and ease-of-use. For more details about our services and to start managing your finances today, visit us at https://www.uhfcu.com/ .

Financial Strength

Committed to Member Growth

With $87,731,015 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $910 in used auto loans and a total of $310,160,473 in loans and leases.

Growing Membership Base

Total Share and Deposit Accounts stand at 74,521, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Hawaii is your trusted partner. Visit us at 4450 Kapolei Pkwy Ste 107 Kapolei Hi 96707 or call (808) 983-5500 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $397,386,933 in share certificates and $135,657,651 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $94,073,478, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,642,697 in used vehicle loans and $10,699,574 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, whether you're eyeing a brand-new model or a reliable used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $3,118,590 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our business financing options are crafted to meet diverse needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,062,372, make buying or refinancing simple. With our experienced team ready to assist you throughout the process, owning your dream home is more achievable than ever.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to help you explore eligibility options that could save you money over time. We believe in providing personalized service that matches your unique financial situation. You can reach us at (808) 983-5500 for any questions or assistance with our loan offerings. Our branch is conveniently located at 4450 Kapolei Pkwy Ste 107 Kapolei Hi 96707, Kapolei, HI 96,707, ready to serve you during our operating hours from 9 AM to 5 PM Monday through Friday and 9 AM to 1 PM on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At University Of Hawaii, we're dedicated to helping you navigate your financial journey with confidence.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $11,012,603 in loans helping members manage their finances effectively. These cards come with benefits designed to enhance your purchasing power while maintaining control over your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh helps users navigate their borrowing options with confidence. LendMesh ensures accurate loan comparisons through a robust sourcing method. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified data guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear. First, all loan offers come from legitimate financial institutions, ensuring transparency in what you see. Second, LendMesh does not prioritize lenders based on paid promotions; our goal is to provide unbiased results so you can make informed choices. Additionally, the platform provides real-time rate comparisons from multiple institutions, allowing users to assess their options quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the practical value and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNIVERSITY OF HAWAII FEDERAL CREDIT UNION - Kapolei, HI