University of Hawaii Credit Union Honolulu HI

Introduction

Welcome to the University Of Hawaii, your trusted partner in financial wellness, located at 2019 S King St, Honolulu, HI 96826. Since our establishment in 1955, we have proudly served our community with a commitment to helping our members achieve their financial goals. As part of the vibrant Hawaiian community, we understand the unique needs of our members and strive to provide personalized service that truly makes a difference. With over 34,230 members and $936,735,516 in total assets, we are dedicated to fostering financial growth and security for all. Our offerings include various loans and savings options designed to meet your needs whether you're looking for a new car or planning for your future. We currently hold $89,318,398 in total deposits and have extended approximately 9,387 loans to help our members realize their dreams. Led by our CEO, Travis Bow, and Board President Edward Yuen, our team of 72 employees is here to assist you with friendly support and expert advice. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to PO Box 22070, Honolulu, HI 96823 if you're unable to visit us directly. At the University Of Hawaii, we're not just about numbers; we're about people our members. Our commitment goes beyond traditional banking services; it's about building relationships that last. With a net worth of $94,073,478 and cash in hand amounting to $715,820, we ensure that your money is safe and sound. Ready to take the next step? Give us a call at 808-983-5500 or visit us online at uhfcu.com. Let's work together on your journey toward financial success!

Branch History & Mission

Community Engagement

The University Of Hawaii branch takes pride in its active role within the community. Through partnerships with local organizations and outreach programs, we work diligently to uplift those around us. Whether it's hosting financial workshops or sponsoring local events, we are dedicated to making a positive impact in Honolulu. We invite you to join our growing family at the University Of Hawaii branch. Experience firsthand how we prioritize your financial needs while fostering a strong sense of community. Together, let's build a brighter future! For more information or assistance, feel free to call us at (808) 983-5500 or visit our website at uhfcu.com.

Mission Statement

Our mission is simple yet profound: to provide reliable financial services while actively contributing to the betterment of our community. We believe that everyone deserves access to fair lending practices and resources that promote financial literacy. This mission drives us every day as we strive to be more than just a credit union; we aim to be your trusted partner in achieving financial goals. While members can visit us at 2019 S King St Honolulu Hi 96826, official correspondence should be sent to PO Box 22070, Honolulu, HI 96823. Our branch operates Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m., ensuring that we are available when you need us most.

Our Journey

From humble beginnings, the University Of Hawaii branch has evolved into a vital part of the local landscape. Each milestone reflects our dedication to providing accessible financial solutions tailored to the unique needs of our community. Over the years, we have expanded our offerings and embraced modern technologies to ensure that our members can easily manage their finances whether through online banking or mobile payments. Our headquarters in Honolulu serves as a testament to our roots and ongoing commitment to this vibrant community. As we continue to grow and adapt to changing times, we remain focused on fostering relationships built on mutual respect and support.

Branch Location & Accessibility

Welcome to the Mccully Branch of University Of Hawaii, conveniently located at 2019 S King St in beautiful Honolulu, HI. This prime spot is easily accessible and surrounded by local favorites such as eateries and shops, making it a great stop for your banking needs. If you need to send us any official correspondence, please use our mailing address at PO Box 22070, Honolulu, HI 96823. Our branch is designed with your convenience in mind, featuring ample parking and ADA-compliant access to ensure everyone can visit us comfortably. We're here to serve you Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. Whether you're dropping by for quick assistance or planning a longer visit, our friendly team is ready to help. While we currently do not offer ATM services or drive-thru banking, our staff is always available to assist you inside the branch with all your financial needs. We pride ourselves on delivering exceptional service tailored just for you. We invite you to visit us soon! If you have any questions or would like more information about our services, don't hesitate to call us at 808-983-5500. Your journey towards better banking starts here!

Member Eligibility

At University Of Hawaii, we believe that joining our community is not just about opening an account; it's about becoming part of a family that supports one another. To become a member, you typically need to meet some simple eligibility criteria, which often include being a student, staff, or alumni of the University of Hawaii or residing in the local community. This means that if you're connected to these groups, you're likely already on your way to enjoying all the benefits we offer! As a member, you'll gain access to competitive rates on loans and savings accounts, personalized service, and a network that cares about your financial well-being. The process to become a member at University Of Hawaii is straightforward and welcoming. You can start by visiting us at 2019 S King St Honolulu Hi 96826 or give us a call at (808) 983-5500 for more details. If you're ready to take the next step, you can also apply online through this link: https://online.uhfcu.com/apply/v2/get-started . For complete and updated eligibility information, don't hesitate to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having the right tools can make all the difference. Our merchant services provide easy payment solutions that help you serve your customers better. Imagine a local café that can accept mobile payments seamlessly, allowing customers to grab their coffee on-the-go without delays. This not only enhances customer satisfaction but also boosts sales for your business. Let us partner with you at University Of Hawaii, located at 2019 S King St Honolulu Hi 96826 in Honolulu, HI. Reach out today at (808) 983-5500 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,118,590, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect With Us

If you're ready to experience personalized financial services that truly cater to your needs, don't hesitate to get in touch! Visit us at 2019 S King St Honolulu Hi 96826 or call us at (808) 983-5500 during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. At University Of Hawaii, we're here for you every step of the way on your financial journey!

Our Services

Whether you're looking to manage your everyday banking needs or seeking specialized services, our offerings are tailored to meet the diverse requirements of our community. One of the primary services available at Mccully Branch is our ATM Services Only, ensuring you have convenient access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance at any time without the hassle of long lines or wait times. In addition, our digital banking features make managing your finances easier than ever before. With options for online banking, mobile payments, and person-to-person transfers, you can handle transactions right from your smartphone or computer. No more rushing to the branch before it closes; you can manage everything from the comfort of your home.

Why Choose Us?

What sets University Of Hawaii apart is not just our commitment to excellent service but also our understanding of member needs. We prioritize convenience by offering features like e-statements and electronic signature authentication, making it simpler for you to keep track of your finances and complete necessary paperwork without extra trips. We know that each member has unique financial goals whether it's saving for a dream vacation, buying a first home, or simply managing daily expenses. By choosing University Of Hawaii, you're opting for a credit union that values personal connections and strives to provide solutions tailored just for you.

Digital & Online Banking

Key Features

Keeping your information safe is our top priority. We offer electronic signature authorization, making it easy for you to sign documents securely without the hassle of printing or mailing. Additionally, e-statements are available, giving you quick access to your account statements while reducing paper clutter. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family instantly. Whether you're splitting a dinner bill or paying back a loan, it's as easy as sending a text! If you're looking to make payments on the go, you'll love our mobile payments feature. This allows you to make secure transactions using just your phone no more fumbling for cash or cards. At University Of Hawaii, we strive to make banking accessible and straightforward for everyone. From managing accounts in real-time to utilizing advanced security measures, we've got everything covered so that you can focus on what really matters your life!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Hawaii is your trusted partner. Visit us at 2019 S King St Honolulu Hi 96826 or call (808) 983-5500 to learn more about how we can help you achieve your financial goals.

Member Trust & Growth

Total Share and Deposit Accounts stand at 74,521, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, emphasizing our commitment to responsible lending practices while promoting economic growth within our community.

Our Financial Health

With a net worth of $94,073,478, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $397,386,933 in share certificates and $135,657,651 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Earnings & Lending Capacity

With $87,731,015 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $910 in used auto loans and $310,160,473 in total loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,642,697 in used vehicle loans and $10,699,574 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or getting a great deal on a used one, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $3,118,590 provide the capital needed to grow and expand. Whether you need funding for equipment or operating expenses, we can help tailor a loan that fits your business needs.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,062,372, make buying or refinancing simple. We strive to provide competitive rates and personalized service to ensure your home-buying experience is as smooth as possible.

Refinancing Opportunities

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff is ready to guide you through the process. We're committed to finding solutions that work for you. For more information on how we can help with your financial journey or to apply for a loan today, feel free to reach us at (808) 983-5500 or visit us at 2019 S King St Honolulu Hi 96826. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $11,012,603 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and competitive interest rates, making them an excellent choice for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers every time you use the service. By prioritizing accuracy, LendMesh aims to eliminate confusion in finding the right loan for your needs.

UNIVERSITY OF HAWAII FEDERAL CREDIT UNION