University of Hawaii Credit Union Honolulu HI | Best Auto Loans & Business Banking

Introduction

At the University Of Hawaii, we believe in building a strong foundation for our members' financial success. Located at 2465 Campus Rd Cc206, Honolulu, HI 96822, our branch has been serving the community since 1955. With over 34,230 members and total assets of $936,735,516, we are dedicated to providing personalized financial services that cater to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our friendly team is here to assist you every step of the way. We pride ourselves on fostering a welcoming atmosphere where everyone feels valued. Our CEO, Travis Bow, along with Board President Edward Yuen, leads a committed staff of 72 employees who are ready to support your financial journey. While you can visit us at our branch location, please direct any official correspondence to our mailing address: PO Box 22070, Honolulu, HI 96823. We understand how important convenience is; that's why we offer various online banking services to make managing your finances easier than ever. With total deposits amounting to $89,318,398 and a net worth of $94,073,478, we're not just about numbers; we're about community impact and commitment to our members. Our range of services also includes business banking solutions tailored for entrepreneurs and local businesses. We invite you to stop by or call us at 808-983-5500 during our lobby hours from Monday to Friday, 8:00 a.m. to 4:00 p.m. Discover how we can help you achieve your financial goals today! For more information about our offerings or to start an account online, visit us at uhfcu.com. Join us in making a difference in your financial future!

Branch History & Mission

Community Commitment

We are more than just a credit union; we are a vital part of the fabric of Honolulu. Through partnerships with local organizations and outreach programs, we strive to make a positive impact on those around us. Our commitment extends beyond mere transactions; we aim to uplift individuals and families by supporting initiatives that promote education and economic growth.

Join Us Today

As we continue this journey into the future, we invite you to join us at the University Of Hawaii. Experience firsthand how our tailored financial solutions can help you thrive in today's world. Whether you're looking for a new account or need assistance with a loan, our dedicated team is here for you. Visit us during our operating hours Monday to Friday from 8:00 a.m. to 4:00 p.m. or give us a call at 808-983-5500. Become part of something bigger; become part of the University Of Hawaii family today!

Our Journey

The journey of the University Of Hawaii began with a simple mission: to provide affordable financial services that empower individuals and families. Over the decades, we have embraced our role as a trusted partner in the community. Our dedication to member service has led us through numerous milestones each one reinforcing our commitment to helping our members achieve their financial goals. In addition to offering traditional banking services like checking and savings accounts, we also provide auto loans, mortgages, personal loans, and credit cards with rewards. As technology advanced, we adapted by introducing online and mobile banking services to ensure that our members can manage their finances conveniently and securely from anywhere.

Our Mission

At the heart of the University Of Hawaii is our mission: to serve our members with integrity while fostering financial wellness within our community. We believe that everyone deserves access to quality financial resources, whether it's through personal banking or business services. Our team is committed to understanding your unique needs and providing personalized solutions that align with your goals. While members can visit us at 2465 Campus Rd Cc206 Honolulu Hi 96822, official correspondence should be sent to PO Box 22070, Honolulu, HI 96823.

Branch Location & Accessibility

Local Landmarks and Accessibility

Situated near popular spots like the Campus Center and various academic buildings, our location makes it simple for you to fit banking into your day. We ensure that our branch is accessible for everyone with ADA-compliant features and convenient parking options nearby.

Operating Hours

Our doors are open Monday through Friday from 8:00 a.m. to 4:00 p.m., making it easy for you to visit during your lunch break or right after classes. Unfortunately, we do not currently offer ATM services or drive-thru banking; however, our dedicated staff is always ready to assist you inside.

Services Offered

At the University of Hawaii Campus Center Branch, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. For businesses, we also offer merchant services and business loans. You can conveniently manage your finances online or through mobile banking as well. We invite you to stop by the University of Hawaii Campus Center Branch today or give us a call at 808-983-5500. Let us help you achieve your financial goals!

Member Eligibility

Joining the community at University Of Hawaii is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To become a member, you'll need to meet certain eligibility criteria, which include being a student, faculty, or staff member of the University of Hawaii system or having an immediate family member who is already a member. This makes it easy for those in our educational community to access tailored financial services designed with your needs in mind. For detailed eligibility information, feel free to check out our website at . Once you know you're eligible, opening an account is a breeze! Simply visit us online at https://online.uhfcu.com/apply/v2/get-started to start your journey. Our friendly team is also here to help if you have any questions; just give us a call at (808) 983-5500. We can't wait to welcome you into the University Of Hawaii family and support you on your financial path!

Business Banking & Commercial Services

Streamlined Merchant Services

Beyond loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Picture this: your customers pay easily with their preferred method while you enjoy swift deposits into your account. This convenience not only enhances customer satisfaction but also keeps cash flowing smoothly. Ready to take the next step? Visit us at 2465 Campus Rd Cc206 Honolulu Hi 96822 in Honolulu, HI, or call us at (808) 983-5500 to learn more about how we can support your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,118,590, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

Though we currently do not have ATMs or drive-thru services at this location, our commitment to digital solutions ensures that you can conduct transactions whenever it suits you best. Our mobile payments feature allows you to make quick purchases on-the-go without carrying cash. If you need assistance or want to learn more about how we can help meet your financial needs, don't hesitate to reach out! Call us at 808-983-5500 during our lobby hours from Monday to Friday, 8:00 a.m. to 4:00 p.m. We invite you to visit us at the University Of Hawaii branch or explore more about our services online at uhfcu.com. Let's work together towards achieving your financial goals!

Financing Your Dreams

If you're looking to purchase a new vehicle or refinance an existing loan, our auto loans and vehicle financing options can get you on the road without the stress. We offer competitive rates and flexible terms that fit your budget. For those considering homeownership, our mortgage loans and refinancing services provide guidance through every step of the process. Picture settling into your dream home with confidence knowing you have the right financing in place.

Personal Banking Made Easy

For everyday banking, our checking and savings accounts are designed to help you manage your money effortlessly. Imagine having the convenience of tracking your spending and saving for future goals all in one place. With our online and mobile banking features, accessing your accounts has never been easier check balances, transfer funds, and pay bills right from your phone or computer.

Simplifying Your Financial Life

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We can assist you in managing debts more effectively, so you can focus on what truly matters. Plus, with our credit cards featuring rewards, you'll earn benefits while making everyday purchases.

Support for Your Business

For entrepreneurs, we offer robust business banking services including merchant services and business loans tailored to help grow your venture. Understanding the unique challenges businesses face today is part of what makes us committed to supporting local enterprises.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is user-friendly and packed with features to help you take control of your finances. You can easily check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application, you can manage your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfers make it simple to send funds quickly and securely. And if you're looking for paperless options, we offer e-statements to help you keep track of your financial activities without clutter.

Security You Can Trust

Your security is our top priority. We provide electronic signature authorization for important documents, ensuring that your transactions are not only convenient but also safe. Our online services utilize robust security measures so you can bank with confidence. At University Of Hawaii, we strive to make banking accessible and straightforward for everyone. Whether you're using mobile payments or checking your account balances on our website, you'll find that managing your money has never been easier. Join us today and experience the benefits of modern banking!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 74,521, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our ability to support your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Hawaii is your trusted partner. Visit us at 2465 Campus Rd Cc206 Honolulu Hi 96822 or call (808) 983-5500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Our Members

With $87,731,015 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to our community is reflected in the $910 in used auto loans and $310,160,473 in total loans and leases that support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $397,386,933 in share certificates and $135,657,651 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $94,073,478, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,642,697 in used vehicle loans and $10,699,574 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the financing solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $3,118,590 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting local businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,062,372, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing, we have options available for various types of loans. This could help lower your monthly payments or adjust your loan term for better alignment with your current financial situation. At University Of Hawaii, we pride ourselves on our personalized service and commitment to our members' financial well-being. If you're interested in any of our loan products or want more information on eligibility options, please feel free to reach out to us at (808) 983-5500. Our team is ready to assist you during our operating hours from Monday to Friday, 8:00 a.m. to 4:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,012,603 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to benefit our members as they spend.

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UNIVERSITY OF HAWAII FEDERAL CREDIT UNION