University First Credit Union West Jordan UT | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to University First, your trusted partner in financial wellness since 1956. Located at 8952 S Redwood Rd, West Jordan, UT 84088, we are proud to serve a vibrant community of over 129,000 members. Our commitment to excellence is reflected in our robust financial standing, with total assets exceeding $1.98 billion and total deposits reaching $53.75 million. At University First, we understand that every member's financial journey is unique. That's why our dedicated team, led by CEO Jack Buttars and Board President Craig Bohn, works tirelessly to provide personalized services tailored to your needs. Whether you're seeking auto loans, mortgages, or business financing options, we have solutions designed for you. Our branch not only offers traditional banking services but also embraces modern conveniences like online and mobile banking for hassle-free access to your accounts. With a friendly atmosphere and a drive-thru option for quick transactions, visiting us is always a pleasant experience. While members can visit us at 8952 S Redwood Rd, official correspondence should be sent to the same address for convenience. Join us as we continue to make a positive impact in the community, ensuring that your financial goals are met with trust and transparency. Ready to take the next step? Give us a call at 801-569-0288 or visit our website at University First today!

Branch History & Mission

Commitment to Service

We understand that convenience matters. That's why we offer drive-thru banking and an ATM on-site for quick transactions. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 2:00 pm.

Join Us!

As we look toward the future, we invite you to become part of the University First family. Experience firsthand how we blend traditional values with modern solutions tailored just for you. Join us today and discover all the benefits that come with being a member of University First where your goals become our mission! For more information or assistance, feel free to call us at 801-569-0288 or visit our website at http://www.ufirstcu.com .

Our Journey

Since opening our doors, University First has been dedicated to serving the diverse needs of our members. Over the years, we have expanded our services from basic banking to comprehensive financial solutions that include auto loans, mortgages, personal loans, and business banking. With a commitment to innovation, we have embraced digital advancements like online banking and mobile payments to ensure convenient access for all our members. Our journey is marked by significant milestones each one reinforcing our mission to provide exceptional financial services while supporting local community initiatives. We take pride in creating partnerships that uplift those around us. Whether it's through sponsorships or community outreach programs, we believe in giving back and making a positive impact.

Our Mission

At University First, our mission is simple yet profound: to empower our members with the financial tools and education they need to achieve their dreams. We strive to make banking accessible for everyone, offering personalized support and expert guidance along the way. Our member-centric approach ensures that every individual feels valued and understood. While you can visit us at 8952 S Redwood Rd, official correspondence should be sent to 8952 South Redwood Rd, West Jordan, UT 84088 if different from the branch address.

Branch Location & Accessibility

Accessibility Features

At University First, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and accessible parking to ensure everyone can visit us comfortably. We have ample parking available, so you won't have to worry about finding a spot when you arrive.

Get in Touch!

Ready to experience convenient banking? Feel free to call us at 801-569-0288 if you have any questions or want more information about our services. We invite you to visit us soon at University First where your financial goals come first!

Operating Hours

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays, our drive-thru service runs from 9:00 AM until 2:00 PM. Whether you're looking to open an account or just need some assistance with your current services, our team is ready and waiting during these times.

Services Offered

At this branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, while shared service center access means you can conduct basic transactions even if you're a member of a partner credit union.

Member Eligibility

At University First, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. We love to support individuals and families in our community, so if you share our values and want access to personalized financial services, we encourage you to reach out. For specific eligibility details, feel free to check out this helpful resource: . Joining University First opens the door to a range of benefits, including lower loan rates and personalized service from people who know your name. Plus, you can easily start the account opening process by giving us a call at (801) 569-0288 or visiting us at our branch located at 8952 S Redwood Rd West Jordan Ut 84088. We're here to help you every step of the way as you embark on your financial journey with us!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

But our services don't stop at loans. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine effortlessly accepting payments from customers, whether they're shopping in-store or online. This ease enhances customer satisfaction and drives sales, giving your business the competitive edge it deserves. Visit us at 8952 S Redwood Rd West Jordan Ut 84088 or call us at (801) 569-0288 to explore how we can help fuel your business's success!

Comprehensive List Of Services

Business Banking Services

For our members who run businesses, we have tailored solutions just for you! Our business banking services include merchant services and business loans designed to help your business grow and thrive. We understand the unique challenges businesses face and are here to support you with personalized service.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why University First offers robust online and mobile banking solutions. You can easily manage your accounts from anywhere using our user-friendly mobile application or website. Need cash? Our ATM and cash withdrawal services ensure that access to your funds is always at your fingertips. We also provide basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions.

Credit Options for Everyone

If you're looking for flexible spending options, consider our credit cards with rewards. They not only provide purchasing power but also reward you for everyday spending. Whether it's groceries or gas, every purchase can earn you points towards exciting rewards.

Get Started Today!

No matter where you are in life whether you're saving for a vacation, buying a new car, or managing day-to-day expenses University First has the tools and resources to help you succeed financially. Visit us at 8952 S Redwood Rd West Jordan Ut 84088, or give us a call at (801) 569-0288 today! Let us show you how easy it is to achieve your financial goals with our comprehensive range of services.

Home Financing Solutions

Buying a home is one of the most significant investments you'll ever make. At University First, we provide mortgage loans and refinancing options that cater to both first-time buyers and seasoned homeowners looking to refinance. Our team is here to guide you through every step of the process, ensuring you feel confident in your decisions.

Personal Banking Made Easy

For individuals seeking to manage their finances effectively, we offer a variety of personal banking options. Our checking and savings accounts help you keep your money secure while also earning interest. If you're thinking about purchasing a car, our auto loans and vehicle financing options can make that dream a reality without straining your budget. We understand life can throw unexpected expenses your way; that's why our personal loans and debt consolidation services are available to help you regain control over your finances.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. You can get started today by visiting http://www.ufirstcu.com . For those who prefer using their smartphones, our mobile application provides all the features you need right at your fingertips. Whether you're making person-to-person transfers or setting up mobile payments, we've got you covered with user-friendly options that fit into your busy lifestyle.

Real-Time Account Management

With our online banking services, you have real-time access to your accounts. You can track spending, manage payments, and monitor transactions as they happen all from the comfort of your home or on the go. We believe in providing our members with accessible tools that empower them to make informed financial decisions. Join us at University First today and experience the ease and security of our digital banking services!

Security and Ease of Use

Security is a top priority for us at University First. That's why we offer electronic signature authorization to make your transactions safe and hassle-free. Plus, with e-statements available, you can easily manage your financial documents without the clutter of paper. We strive to keep everything simple so you can focus on what matters most your life.

Financial Strength

Commitment to Your Savings

Your savings are secure with us. We have $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds is what sets us apart from traditional banks.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

With total share accounts numbering 260,500, we have built a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, demonstrating our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 8952 S Redwood Rd West Jordan Ut 84088 or call (801) 569-0288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 421 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

Our financial strength is further illustrated by our $188,749,557 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $22,039 in used auto loans and $1,687,844,184 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $195,181,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can guide you through the process and help you secure financing that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $501,007,402 provide the capital needed to grow and expand your business. We believe in supporting our local entrepreneurs by offering tailored financial solutions that align with their business goals. At University First located at 8952 S Redwood Rd West Jordan UT 84088, we're here to answer any questions you might have regarding these loan offerings. You can reach us at 801-569-0288, or visit our website here for more information on how we can help meet your financial needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take this journey together toward achieving your financial aspirations!

Credit Lines

If you're looking for additional flexibility in your finances, consider our credit lines totaling $466,808,591. They allow you to borrow money when needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432. Our team will work closely with you to explore your eligibility and ensure you understand all available refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $55,066,409 in loans helping members manage their finances effectively, our credit cards come with benefits that can enhance your purchasing power without the burden of collateral.

Loan Aggregator

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UNIVERSITY FIRST FEDERAL CREDIT UNION