University First Credit Union West Jordan UT | Best Auto Loans & Business Banking

Introduction

Welcome to University First Credit Union, your trusted partner in financial wellness located at 7121 S Redwood Rd, West Jordan, UT 84084. Since our establishment in 1956, we have proudly served a growing community of 129,518 members, helping them achieve their financial goals with personalized service and dedicated support. With total assets exceeding $1,988,231,076 and total deposits reaching $53,753,096, we are committed to providing you with reliable and accessible banking solutions. At University First, we understand that every member's financial journey is unique. Our offerings range from checking and savings accounts to auto loans and mortgage refinancing. We also provide business banking services to support local entrepreneurs. Under the guidance of our CEO Jack Buttars and Board President Craig Bohn, our team of 425 employees works tirelessly to ensure that your needs are met with care and professionalism. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 7121 S Redwood Rd, West Jordan, UT 84084. Our friendly staff is ready to assist you during lobby hours from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. Experience the difference of a credit union that truly values its members. Whether you're looking to open an account or simply have questions about our services, don't hesitate to reach out! Call us today at 801-255-3548 or visit our website at http://www.ufirstcu.com for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Community Impact

Beyond providing financial products, we actively participate in local outreach efforts designed to uplift those around us. From educational workshops on financial literacy to partnerships with local organizations for community betterment projects, we believe in giving back. We recognize that each member's success contributes to a healthier local economy. While members can visit us at 7121 S Redwood Rd, official correspondence should be sent to the same address for streamlined communication. If you're looking for more information or have any inquiries, please feel free to reach out at 801-255-3548.

Join Us

As we continue this journey together, we invite you to become part of the University First family. Experience firsthand how we prioritize your needs while supporting the greater good of our community. Together, let's build a brighter future! Visit us today or explore more about what we offer at our website. Your path to financial success starts here!

Our Journey

From humble beginnings, University First has grown significantly, currently serving over 129,518 members and managing total assets amounting to an impressive $1,988,231,076. Our branch is located at 7121 S Redwood Rd, West Jordan, UT 84084, a convenient spot for local residents. Over the years, we have expanded our offerings while maintaining our commitment to personalized service and community support. Our headquarters in Salt Lake City, UT, provides guidance and resources that help us innovate and improve our services continuously. We are proud of our achievements and the trust placed in us by our members. With a vision to empower individuals through accessible banking solutions, we have embraced digital advancements while ensuring that traditional values of trust and integrity remain at the forefront of everything we do.

Our Mission

At University First, our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community. We believe that when our members succeed, so does our entire community. Whether it's through personal banking options like checking and savings accounts or specialized services such as auto loans and mortgages, we aim to empower you on your financial journey. We are also committed to inclusivity and accessibility. Our drive-thru service allows for quick transactions without leaving your vehicle, while our shared service center extends our reach to even more individuals who need financial assistance. With ATM availability at your convenience, we ensure that accessing your funds is hassle-free.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at our West Jordan branch! Experience friendly service and expert guidance on all your financial matters. If you're unable to stop by in person, feel free to give us a call or explore more about our services online at ufirstcu.com. We look forward to serving you!

Nearby Landmarks and Accessibility

Situated close to major landmarks like the West Jordan City Hall and the Jordan Valley Medical Center, our location is perfect for anyone in the community. Ample parking is available right outside our branch, making it easy to visit us without any hassle. We also prioritize accessibility; our facilities are ADA compliant, ensuring that everyone can comfortably access our services.

Operating Hours and Services Offered

We understand that life can get busy, so we offer flexible hours to meet your needs. Our lobby is open from 9:00 AM to 6:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays for drive-thru services. You can reach us at 801-255-3548 if you have any questions or need assistance. At University First, we provide a wide range of banking services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our drive-thru service allows for quick deposits and withdrawals, while shared services enable members of partner credit unions to access their accounts with ease.

Member Eligibility

At University First, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in the area around 7121 S Redwood Rd West Jordan Ut 84084, you're likely eligible to join us. This means that whether you're a longtime resident or new to the community, you can take advantage of our fantastic services designed just for you. By becoming a member at University First, you gain access to personalized banking solutions, competitive rates on loans, and special rewards programs that make your financial journey smoother. To get started, we invite you to check out the full eligibility criteria at . If everything aligns, opening an account is straightforward! Feel free to reach out to us at (801) 255-3548 if you have any questions or need assistance. We're excited to help you take this step toward better financial health with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to our loan offerings, we provide merchant services that simplify daily transactions. Imagine accepting payments seamlessly while managing your cash flow efficiently. With our user-friendly tools, you can focus on what matters most growing your business while we handle the financial details. Located at 7121 S Redwood Rd West Jordan Ut 84084, West Jordan, UT, our team is ready to assist you in navigating your business's unique needs. Contact us today at (801) 255-3548 to learn more about how we can support your financial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services are available whenever you need them. Plus, for those who prefer face-to-face interactions but still want convenience, our Basic Drive-Thru Banking allows you to handle deposits and withdrawals without leaving your car. And if you're a member of a partner credit union? Enjoy the benefits of Basic Shared Branch Transactions, making it easy to access your funds wherever you are. At University First in West Jordan (7121 S Redwood Rd), we're more than just a credit union; we're your partner in achieving financial well-being. For inquiries about any of our services or how we can assist you further, feel free to reach out at 801-255-3548. Come visit us today and discover how University First can help simplify your banking experience!

Business Banking Services

For business owners in our community, we offer comprehensive Business Banking solutions. From essential Merchant Services to help streamline transactions to tailored Business Loans for expansion or equipment purchases, we're dedicated to supporting local businesses in their growth journey.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime is crucial. That's why we provide robust Online & Mobile Banking features. You can manage your accounts, pay bills, transfer money, and even deposit checks right from your smartphone or computer. Our digital tools ensure that banking with us fits seamlessly into your life.

Personal Banking Solutions

Imagine stepping into a world where managing your money is effortless. At University First, we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts provide flexibility and convenience. For those planning to buy a new car, our Auto Loans & Vehicle Financing options can help turn that dream into reality. With competitive rates and straightforward terms, financing your vehicle has never been easier. If you're considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are here to guide you every step of the way. In times of unexpected expenses, our Personal Loans & Debt Consolidation can provide the financial relief you need. We understand life can throw curveballs, and we're here to support you through it.

Rewarding Credit Options

Who doesn't love rewards? Our Credit Cards with Rewards offer benefits that make every purchase more rewarding. Earn points on your spending that you can redeem for travel, merchandise, or even cash back.

Digital & Online Banking

Key Services

Our online banking platform, accessible at http://www.ufirstcu.com , makes it easy to monitor your accounts, pay bills, and transfer funds with confidence. Whether you're checking your balance or reviewing your transactions, our user-friendly interface ensures a smooth experience. Plus, we offer 24/7 online banking services, so you can manage your money whenever it suits you. For those who prefer using their mobile devices, our mobile application is available to make banking even more convenient. You can deposit checks, send money through person-to-person transfers, and make payments with our mobile payments feature. It's like having a bank branch in your pocket!

Security and Accessibility

Your security is our priority. We use robust measures to keep your information safe while you enjoy all the benefits of online banking. Additionally, we provide options like electronic signature authorization for transactions, making processes faster without compromising security. If you're looking to go paperless, we also offer e-statements. This feature not only helps the environment but allows you to access your financial documents quickly and securely. At University First, we're committed to providing you with an accessible banking experience that fits into your lifestyle. Embrace the convenience of digital banking today!

Financial Strength

Growing Trust

Total Share Accounts stand at 260,500, showing a strong and growing member base that trusts us with their finances. This trust helps us build an even stronger community together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 7121 S Redwood Rd West Jordan Ut 84084 or call (801) 255-3548 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are well-protected with $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 421 full-time employees and 4 part-time employees ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $188,749,557 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,039 in used auto loans and $1,687,844,184 in total loans and leases.

Strong Financial Health

With a net worth of $195,181,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans already helping members get on the road. We understand that buying a vehicle is a significant investment; that's why our team will work with you to ensure you get favorable terms and conditions.

Business Financing

For business owners, our outstanding commercial loans totaling $501,007,402 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance your current operations, we have financing solutions tailored for commercial needs.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $55,066,409 in loans helping members manage their finances effectively. This option allows you to handle everyday purchases and emergencies with ease while enjoying competitive interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experienced staff is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans be it auto or mortgage we're here to help assess your eligibility and find the best options available. Our goal is to make sure that your financial journey is as smooth as possible. If you have questions or want more information about our loan offerings and services, feel free to reach out at 801-255-3548 during our operating hours: Monday through Friday from 9:00 am - 6:00 pm and Saturday from 9:00 am - 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

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UNIVERSITY FIRST FEDERAL CREDIT UNION