University First Credit Union Sandy UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to University First in Sandy, Utah! Located at 2275 E 9400 S, our branch has been serving the community since 1956. With a strong foundation built on trust and member satisfaction, we are proud to support over 129,518 members with a variety of financial services tailored to meet their needs. At University First, we understand that your financial goals are unique. That's why we offer a comprehensive range of products including checking and savings accounts, auto loans, mortgage financing, and personal loans. Our total assets stand at an impressive $1,988,231,076, ensuring that we have the resources to support our members effectively. With total deposits reaching $53,753,096, you can trust that your money is safe with us. Our commitment extends beyond financial services; we aim to make a positive impact in our community. Under the leadership of CEO Jack Buttars and Board President Craig Bohn, our team of 425 dedicated employees works tirelessly to foster a welcoming environment where every member feels valued. Additionally, we maintain a strong net worth of $195,181,471, allowing us to invest back into our services for your benefit. While you can visit us at our Sandy branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at 2275 E 9400 S, Sandy, UT 84092. If you have questions or need assistance, don't hesitate to give us a call at 801-943-6300. Whether you're looking for personal banking options or business solutions with a net member business loan balance of $501,007,925, University First is here to help you navigate your financial journey confidently. Visit us today or check out more about our services at ufirstcu.com. Let's work together towards achieving your financial aspirations!

Branch History & Mission

Welcome to University First, a cornerstone of financial support in Sandy, UT since 1956. Over the years, our branch has grown from its humble beginnings into a vibrant community hub that serves over 129,518 members. Our commitment is not just to provide financial services but also to foster relationships and empower individuals and families within our community. Located at 2275 E 9400 S Sandy, UT 84093, our branch is easily accessible, making it convenient for you to reach us. We invite you to come by and see how we can assist you with your banking needs. For any official correspondence, please use our mailing address: 2275 E 9400 S, Sandy, UT 84092. Our mission is clear: we strive to enhance the lives of our members through personalized service and innovative financial solutions. We offer a full range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Beyond these services, we are deeply invested in community outreach and partnerships that uplift those around us. As technology has advanced, so have we. Our branch is dedicated to providing ADA-compliant services and modern conveniences such as online banking and mobile payments. You can easily manage your finances through our user-friendly app or website at ufirstcu.com. With an ATM on-site and drive-thru banking available, accessing your funds has never been easier. We believe that banking should be about more than just transactions; it should be about building trust and supporting one another. From educational workshops to local sponsorships, University First actively participates in initiatives that strengthen our community ties. Join us at University First and experience firsthand what makes us special. Together, we can achieve your financial goals while contributing positively to the community we all cherish. If you have questions or want to learn more about becoming a member, don't hesitate to call us at 801-943-6300. We're excited to welcome you!

Branch Location & Accessibility

A Range of Services Just for You

At University First, we offer a variety of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. We also provide business banking solutions and online banking services for added flexibility. Ready to experience exceptional service? Feel free to give us a call at (801) 943-6300 or stop by our branch today! Our dedicated team looks forward to welcoming you and helping with all your banking needs.

Convenient Access and Amenities

Finding us is easy! Our branch features ample parking with ADA-compliant access to ensure everyone can visit comfortably. If you're in a hurry, take advantage of our drive-thru service for quick transactions like deposits and withdrawals without leaving your car. Plus, we offer ATM availability for those times when you need cash on the go. While members can visit us at 2275 E 9400 S Sandy Ut 84093, official correspondence should be sent to our mailing address at 2275 E 9400 S, Sandy, UT 84092.

Operating Hours Tailored for You

We understand that life gets busy, which is why our operating hours are designed with your convenience in mind. Our lobby is open from 9:00 AM to 6:00 PM Monday through Friday, and on Saturdays, you can utilize our drive-thru from 9:00 AM to 2:00 PM. We strive to be available when you need us most.

Member Eligibility

At University First, we believe that joining our community is not just about banking; it's about belonging to a family that cares for your financial well-being. Becoming a member is easy and welcoming! If you live, work, or go to school in the area around 2275 E 9400 S Sandy Ut 84093, you're likely eligible to join us. We embrace individuals from various backgrounds, and our goal is to make banking accessible for everyone. By becoming a member, you gain access to a range of services designed to help you achieve your financial goals while enjoying competitive rates and personalized support. To learn more about the specific eligibility criteria, feel free to visit our website at . Once you're ready to take the next step, opening an account is straightforward! Just give us a call at (801) 943-6300, or stop by during our business hours. We're here to help you every step of the way as you embark on this exciting journey with us at University First!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

Imagine running your business with ease, knowing you have the right tools at your fingertips. Our merchant services empower you to accept payments seamlessly, whether online or in-store. This not only enhances customer satisfaction but also streamlines your operations. Located at 2275 E 9400 S Sandy Ut 84093, Sandy, UT, our team is ready to partner with you on your business journey. Connect with us at (801) 943-6300 to explore how we can help you achieve your goals!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? Our ATM services ensure you have access to your funds when you need them most. With basic drive-thru banking available for deposits and withdrawals as well as shared branch transactions for partner credit union members, we've made banking accessible and straightforward. Our branch at 2275 E 9400 S Sandy UT 84093 is equipped with friendly staff who are ready to assist you with any inquiries. Feel free to give us a call at 801-943-6300 if you have any questions or would like more information about our services.

Business Banking Services

If you're running a business, you'll find our business banking services incredibly beneficial. From merchant services that simplify transactions to business loans designed to fuel growth, we have the resources to support your entrepreneurial journey.

Call to Action

Discover how University First can help you meet your financial goals today! Visit us online at www.ufirstcu.com or stop by our branch in Sandy. We're here for all your banking needs!

Credit Cards and Rewards

With our credit cards, you can enjoy rewards on everyday purchases. This means every time you swipe your card, you're earning points that can be redeemed for exciting perks. It's a simple way to make your spending work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make person-to-person payments with just a few taps on your smartphone.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of checking and savings accounts that make managing your finances straightforward. Whether you're saving for a vacation, planning for retirement, or simply need a safe place for your daily transactions, our accounts are tailored to fit your lifestyle. If you're looking to buy a new car or refinance an existing one, our auto loans provide competitive rates that can help you drive away with confidence. For those considering buying a home, our mortgage loans and refinancing options are here to guide you through the process. We understand that life can bring unexpected expenses; that's why we also offer personal loans and debt consolidation services to help you manage those costs effectively.

Digital & Online Banking

Convenient Transfers and Account Management

Need to send money to a friend? Our person-to-person transfers (Yes) make it simple to send money instantly, whether you're splitting a dinner bill or sending a gift. With all these features combined, you'll find that real-time account management is easier than ever. At University First, we are committed to providing accessible banking solutions that fit into your lifestyle. Whether you're at home or out and about, our digital banking services empower you to stay connected with your finances effortlessly. Explore everything we offer today!

Security and Ease of Use

Safety is our top priority. Our online banking services feature electronic signature authorization (Yes), so you can sign documents securely without needing to visit a branch. Plus, with e-statements available (Yes), you can easily keep track of your financial activity while helping the environment by going paperless. For those who prefer using their mobile devices, our user-friendly mobile application (Yes) offers all the features you need at your fingertips. You can make mobile payments (Yes), which allows you to pay for purchases quickly and securely without carrying cash or cards.

Financial Strength

A Growing Member Base

Total Share Accounts: 260,500, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, which reinforces our ability to meet your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 2275 E 9400 S Sandy Ut 84093 or call (801) 943-6300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 421 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for You

With $188,749,557 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $22,039 in used auto loans and $1,687,844,184 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $195,181,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our loan specialists are here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $501,007,402 provide the capital needed to grow and expand. Whether you need funds for equipment or operational costs, our experienced team can assist you in finding the right solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432, make buying or refinancing simple. We provide personalized service to help you navigate the complexities of home financing so you can focus on what truly matters creating memories in your new home.

Refinancing Options

In addition to our standard loan offerings, we also provide refinancing options that could save you money on existing loans. If you're interested in exploring eligibility for any of our products or refinancing opportunities, don't hesitate to reach out! Feel free to visit us at our Sandy branch located at 2275 E 9400 S Sandy UT 84093, or give us a call at 801-943-6300. Our dedicated team is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $55,066,409 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features tailored to meet your spending habits.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers presented are fair and transparent. Each loan comparison reflects accurate and current information, allowing users to trust that they are seeing genuine offers.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can be confident that you're looking at real options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see a true comparison of available loans without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the best options available. This feature helps in making informed decisions promptly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective LendMesh can be in helping individuals secure better loan terms. If you're ready to find the best loan rates for your needs, compare real-time loan offers today at LendMesh. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.