University First Credit Union Salt Lake City UT | Top Credit Cards & Auto Loans

Introduction

Welcome to University First, your trusted credit union located at 270 S 1500 E, Salt Lake City, UT 84112. Established in 1956, we have been dedicated to serving our community for over six decades, fostering a strong financial foundation for our members. With a total membership of 129,518, we pride ourselves on being more than just a financial institution; we are a partner in your journey toward achieving your financial goals. At University First, we understand that every member has unique needs. That's why we offer a wide range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking to finance your dream car or consolidate debt, we're here to help you navigate the options that best fit your lifestyle. Our commitment to our members is reflected in our robust financial health. With total assets exceeding $1.988 billion and total deposits reaching $53,753,096, we ensure that your money is not only safe but also working for you. Our net worth stands at an impressive $195,181,471, underscoring our stability and dedication to providing quality service. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. Our friendly staff is ready to assist you from 9:00 AM to 5:00 PM on weekdays. If you have any questions or need assistance, don't hesitate to reach out at (801) 584-1050. Led by CEO Jack Buttars and Board President Craig Bohn, our team works tirelessly to ensure that every member feels valued and supported. We invite you to join the University First family where your success is our mission. Visit us online at http://www.ufirstcu.com or come see us in person today!

Branch History & Mission

A Legacy of Growth

Since opening its doors, University First has steadily grown, currently boasting a membership of 129,518 dedicated individuals. Our journey has been marked by significant milestones that reflect our commitment to providing exceptional financial services while fostering community engagement. With total assets reaching an impressive $1,988,231,076, we have continuously adapted to meet the evolving needs of our members.

Community Engagement

We take pride in our active role within the Salt Lake City community. Our partnerships with local organizations allow us to contribute meaningfully through outreach efforts and educational programs. This commitment reflects our belief that true success is measured not just in numbers but in the positive impact we make in people's lives.

Join Us Today

As we look towards the future, we invite you to become part of the University First family. Experience firsthand how our member-focused approach can help you achieve your financial goals. Whether you're seeking assistance with loans or looking for a place to grow your savings, we're here for you every step of the way. Contact us at 801-584-1050 or visit us online at University First to learn more about how we can serve you better. Together, let's build a brighter financial future!

Modern Banking Made Easy

In addition to traditional banking services, we understand the importance of digital convenience. Members can enjoy online and mobile banking options that include e-statements and mobile payments for seamless transactions from anywhere. While visiting us at 270 S 1500 E, you will find friendly staff ready to assist you during our operating hours from 9:00 am to 5:00 pm on weekdays. For official correspondence or inquiries, please note that our mailing address is also 270 S. 1500 E., Salt Lake City, UT 84112.

Our Mission

At the core of University First's mission is a simple yet profound aim: to enhance the financial well-being of our members and the communities we serve. We believe that everyone deserves access to reliable banking options, which is why we offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and more. Our focus extends beyond transactions; we strive to create lasting relationships built on trust and transparency.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for everyone. Our branch complies with ADA standards, featuring ramps and other accommodations to ensure that all members can navigate comfortably.

Connect With Us

Have questions or want more information? Feel free to give us a call at 801-584-1050. We're excited to welcome you to our branch and look forward to helping you achieve your financial goals! Come visit us soon!

Finding Us

Situated near popular landmarks, our branch is just a stone's throw away from the vibrant University of Utah campus, making it a prime spot for students and residents alike. Whether you're walking over from class or driving in from nearby neighborhoods, you'll find ample parking available to make your visit smooth and hassle-free.

Operating Hours

Our friendly team is here to assist you Monday through Friday from 9:00 AM to 5:00 PM. We understand that your schedule can be busy, so we're ready to help you with your banking needs during these hours.

Services Offered

At University First, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're equipped to assist with all aspects of your financial journey. Need business banking solutions? We've got you covered there too! Plus, while we currently do not have ATM services or drive-thru banking at this location, we do offer shared service center transactions for deposits and withdrawals if you're a member of partner credit unions.

Member Eligibility

Becoming a member of University First is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, or study in our community, as well as their immediate family members. This means that whether you're a student at a nearby university or someone who has settled in the Salt Lake City area, you have a place with us. Membership comes with fantastic benefits, including access to personalized banking services and competitive loan rates that can make your financial journey smoother. To explore the specific eligibility requirements, feel free to check out our detailed information at . If you're ready to take the next step toward becoming part of our supportive community, opening an account is simple! Just give us a call at (801) 584-1050, and we'll guide you through the process. We look forward to welcoming you to University First, located conveniently at 270 S 1500 E Salt Lake City Ut 84112!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify how you handle transactions. Imagine being able to accept payments effortlessly from your customers whether in-store or online allowing you to focus on what matters most: growing your business. Our services are designed to fit the needs of every type of enterprise, ensuring you have the tools necessary for success. Visit us at 270 S 1500 E Salt Lake City Ut 84112 in Salt Lake City, UT, or call us at (801) 584-1050 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans make it easier for you to get behind the wheel of your dream vehicle. We offer flexible financing options and competitive rates that can help ease the burden on your budget. Plus, with our straightforward application process, you'll be on the road sooner than you think!

Business Banking

For our business members, we offer a suite of banking solutions including merchant services and business loans. We're committed to helping small businesses thrive by providing tailored financial products and expert advice. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey.

Credit Cards with Rewards

Our credit cards not only offer convenient purchasing power but also come with rewards programs that allow you to earn points for every dollar spent. Whether you're planning a vacation or just want to enjoy some extra perks, our credit cards can enhance your buying experience while offering benefits that suit your lifestyle.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll ever make. At University First, we provide mortgage loans that cater to first-time buyers as well as seasoned homeowners looking to refinance their existing loans. Our team will guide you through the process step by step, ensuring that you find the best loan product for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our robust online and mobile banking services, managing your finances has never been easier. You can access your accounts anytime through our user-friendly app or website. From making transfers to paying bills or even sending money to friends via person-to-person payments, we've got you covered.

Personal Banking

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. With competitive interest rates and low fees, our personal banking services are designed to help you manage your day-to-day finances effectively. Imagine having easy access to your funds through online banking and mobile applications, allowing you to check balances, pay bills, and transfer money from anywhere at any time.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can provide the financial relief you need when emergencies arise or when you're looking to consolidate debt into manageable payments. By combining multiple debts into one simple loan, you can streamline your finances and reduce stress.

Shared Branch Transactions

As part of our commitment to community banking, we also offer basic shared branch transactions such as deposits and withdrawals for partner credit union members. This means greater accessibility for all members regardless of where they are located. We invite you to explore all these services and more at University First in Salt Lake City! If you have any questions or would like assistance with any of our offerings, don't hesitate to reach out at 801-584-1050. Let us help you take control of your financial future today!

Digital & Online Banking

Enhanced Security and Accessibility

Your security is our priority. That's why we offer electronic signature authorization for a streamlined and secure way to sign documents digitally. Additionally, e-statements are available so you can keep track of your transactions without the clutter of paper statements. Enjoy real-time updates on your accounts and make informed decisions based on accurate information right at your fingertips. With University First, experience the ease of modern banking while feeling secure every step of the way. We're here to help you manage your finances effectively so you can focus more on what matters most in your life!

Mobile Banking Features

Stay connected on the go with our mobile application, available for download on your smartphone. This app allows you to utilize features such as mobile payments and person-to-person transfers, making it easier than ever to send money to friends or family directly from your account. Whether you're grabbing coffee or splitting dinner costs, our mobile features put you in control of your spending.

Online Banking Services

Our robust online banking platform at http://www.ufirstcu.com is available 24/7, giving you the freedom to check your balance, pay bills, and transfer funds at your convenience. You can rest easy knowing that your transactions are protected with top-notch security measures. Plus, our user-friendly interface ensures that you can navigate through your financial tasks without any hassle.

Financial Strength

A Trusted Partner for Your Finances

With total share accounts reaching 260,500, it's clear that a strong and growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 270 S 1500 E Salt Lake City Ut 84112 or call (801) 584-1050 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation

With $188,749,557 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options. This commitment helps us provide enhanced security measures that directly benefit our members.

Dedicated Team Ready to Serve You

We take pride in having 421 full-time employees and 4 part-time employees who are always ready to serve you. Our dedicated team ensures that each visit to University First is met with knowledge and commitment, making your experience as smooth as possible.

Secure Savings Opportunities

Your savings are secure with us. We have $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members; having $0 in non-member deposits allows us to focus resources on benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $195,181,471, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation ensures that your money is in safe hands. Our net worth ratio of $980 further demonstrates our solid capital base, which means we can continue providing loans and competitive savings rates even during uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals with $22,039 in used auto loans and $1,687,844,184 in total loans and leases. Whether you're looking to purchase a vehicle or need financing for other needs, we've got you covered. Although our current net income stands at $0, it reflects our operational efficiency, enabling us to keep offering competitive loan rates and solid financial products.

Loan Offering

Our Diverse Loan Products

With over 64018 loans issued, we've helped thousands of members achieve their financial goals. Our loan offerings include competitive rates and flexible terms designed to fit various situations. If you're in the market for a vehicle, our auto loans provide some of the lowest rates in the industry. With over $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans already helping members get on the road, you can trust us to support your automotive needs. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or access cash from your home's equity. For those needing additional financial flexibility, we offer unsecured credit card loans with a total of $55,066,409 available. This can be an excellent way to manage unexpected expenses or consolidate debt without putting up collateral. Additionally, our business members can benefit from outstanding commercial loans totaling $501,007,402, which provide the capital needed to grow and expand their businesses.

Why Choose Us?

At University First located at 270 S 1500 E Salt Lake City UT 84112, we prioritize our members' financial health. Our dedicated team is ready to assist you with any questions about eligibility or loan products. Feel free to reach out at 801-584-1050 during our lobby hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can help you meet your financial aspirations today!

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UNIVERSITY FIRST FEDERAL CREDIT UNION