University First Credit Union Salt Lake City UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to University First, your trusted partner in financial well-being since 1956. Located at 505 S Wakara Way, Salt Lake City, UT 84108, our branch is dedicated to providing exceptional service and support to our valued members. With a total membership of over 129,000, we pride ourselves on being a community-focused credit union that truly cares about your financial needs. At University First, we understand that every financial journey is unique. That's why we offer a wide range of services tailored for both individuals and businesses. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our commitment to providing quality service is reflected in our impressive total assets of $1,988,231,076 and total deposits of $53,753,096. Under the leadership of CEO Jack Buttars and Board President Craig Bohn, our team of 425 employees works tirelessly to ensure that you have access to the best financial products available. We believe in building lasting relationships with our members and are always here to guide you through your options. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 505 Wakara Way, Salt Lake City, UT 84108. You can reach us directly at 801-584-1011 during our lobby hours from 9:00 AM to 5:00 PM on weekdays. Explore what makes University First more than just a credit union discover a place where your financial goals become reality. Visit our website at www.ufirstcu.com or give us a call today! We're here to help you thrive financially!

Branch History & Mission

Community Commitment

University First takes pride in its partnerships with local organizations and initiatives aimed at fostering community growth. Our outreach efforts focus on education and support for both individuals and businesses in Salt Lake City. We want to ensure that every member feels valued and has the tools they need to thrive financially. As we look toward the future, we remain committed to innovation while honoring our legacy. Digital advancements are part of our strategy as we integrate modern banking solutions that enhance your experience without compromising personal service. Join us at University First! Experience firsthand how we can assist you in achieving your financial goals while being part of a vibrant community dedicated to mutual support and success.

Mission Statement

At University First, our mission is clear: We strive to provide exceptional financial services while actively supporting the communities we serve. Our goal is to empower individuals through personal banking solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We believe in making banking accessible for everyone. With features like online and mobile banking options available for your convenience, as well as ATM access and drive-thru services for simple transactions, we're dedicated to creating an inclusive environment for all. While members can visit us at 505 S Wakara Way Salt Lake City Ut 84108, official correspondence should be sent to 505 Wakara Way, Salt Lake City, UT 84108.

Our Journey

From our humble beginnings to becoming a cornerstone of the community, University First has witnessed significant milestones that reflect our dedication and commitment. Initially focused on providing essential banking services, we have continuously adapted to meet the evolving needs of our members. We are not just about numbers; we are about people. Each member is part of our family, and their success is our mission. Our branch address at 505 S Wakara Way is not just a location; it's where relationships are built and dreams are realized. Located near various landmarks and easily accessible for all members of the community, we invite you to visit us during our operating hours from 9:00 AM to 5:00 PM on weekdays.

Branch Location & Accessibility

Welcome to University First, your friendly neighborhood credit union located at 505 S Wakara Way in beautiful Salt Lake City, Utah. Our branch is nestled in a vibrant area, close to the stunning Red Butte Garden and just a short drive from the University of Utah. This convenient location makes it easy for you to stop by whether you're on your way home or heading to class. At University First, we pride ourselves on accessibility. Our branch features ADA-compliant facilities to ensure everyone can visit us with ease. We also offer ample parking right outside the building for your convenience. If you prefer to handle your banking from the comfort of your vehicle, our drive-thru service is here to help with quick deposits and withdrawals. While members can visit us at 505 S Wakara Way, official correspondence should be sent to our mailing address: 505 Wakara Way, Salt Lake City, UT 84108. We understand that life gets busy, which is why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or are looking into auto loans and mortgages, our friendly staff is ready to assist you. For those who enjoy the convenience of technology, we provide ATM access and online banking options so you can manage your finances anytime. Plus, as a shared service center, we partner with other credit unions to extend our services even further. Have questions or want to learn more? Don't hesitate to give us a call at 801-584-1011. We look forward to welcoming you into our community!

Member Eligibility

At University First, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us as a member is straightforward and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to become a member. We're dedicated to offering our members not just financial services, but also a sense of belonging and support tailored to your needs. For more details on eligibility requirements, feel free to visit our website at . Opening an account with us is simple! Just give us a call at (801) 584-1011, and we'll guide you through the process step-by-step. Our branch, located at 505 S Wakara Way Salt Lake City Ut 84108, is ready to help you take the first steps toward joining our community. Whether you're looking for checking accounts, loans, or other financial services, becoming a member of University First opens up a world of possibilities tailored just for you!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Beyond loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Whether it's accepting credit card payments or managing transactions, we offer practical solutions that fit your everyday operations. Join the thriving community of businesses at University First and discover how we can help you reach new heights. For more information, call us at (801) 584-1011 or visit our website at http://www.ufirstcu.com .

Comprehensive List Of Services

Business Banking Options

For entrepreneurs and business owners, we provide specialized business banking services. From merchant services that simplify transactions to business loans that help you grow, we've got you covered. Our goal is to support local businesses in achieving their dreams.

Call to Action

Ready to explore how our comprehensive services can work for you? Visit us today at 505 S Wakara Way or check out our website at http://www.ufirstcu.com for more details! Let's take this journey together toward achieving your financial goals!

Convenient Access and Support

We understand that convenience is key in today's fast-paced world. That's why we offer ATM and cash withdrawal services right here at our branch, along with basic drive-thru banking for quick deposits and withdrawals. If you're a member of a partner credit union, you can also take advantage of shared branch transactions for deposits and withdrawals. Additionally, our friendly staff is always ready to assist you during lobby hours from 9:00 AM to 5:00 PM, ensuring that all your questions are answered promptly. You can reach us at 801-584-1011 if you need assistance or have inquiries about any of our services. At University First, we strive to create an experience that goes beyond traditional banking. With digital features like person-to-person payments and e-statements, managing your finances has never been easier.

Home Financing Solutions

When it comes to finding the perfect home, University First offers mortgage loans and refinancing solutions tailored to meet your needs. Picture yourself in your dream home with a mortgage plan that fits comfortably within your budget.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine having access to your funds anytime with our online and mobile banking services. You can easily manage your account from anywhere, whether you're at home or on the go. If you're considering purchasing a vehicle, our auto loans and vehicle financing provide flexible terms that suit your budget. Need a little extra cash? Our personal loans and debt consolidation options make it easier to manage expenses without the stress. Plus, if you love rewards, check out our credit cards that offer great benefits for every purchase.

Digital & Online Banking

Convenient Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, with electronic signature authorization, signing documents is a breeze no need for paper or trips to the branch. Enjoy the freedom of e-statements too; they're available anytime, helping you stay organized while being environmentally friendly.

Mobile Banking Made Easy

For those on the go, our mobile application ensures that banking is always at your fingertips. Whether you're making mobile payments, checking your balance, or sending money to friends through person-to-person transfers, it all happens in real time and right from your smartphone.

Security You Can Trust

We prioritize your security. Our digital services are equipped with robust measures to protect your personal information. Rest easy knowing that your financial data is safe while you enjoy the convenience of managing your accounts online. Whether you're at home or out and about, University First's digital banking options make it simple to take control of your finances. Join us today and discover how easy banking can be!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 260,500, showing a strong and growing member base that trusts us with their finances. This robust membership is a testament to the confidence our community has in University First as a reliable partner for all their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 505 S Wakara Way Salt Lake City Ut 84108 or call (801) 584-1011 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $188,749,557 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $22,039 in used auto loans and $1,687,844,184 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 421 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $195,181,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team can assist you through the process seamlessly.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $501,007,402 provide the capital needed to succeed. We understand the unique challenges businesses face and are committed to providing tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432. Whether you're purchasing your first home or refinancing an existing mortgage, we can guide you toward the best solution for your situation.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that could lower your monthly payments and save you money over time. Our experienced staff will work with you to assess your current financial situation and help find the best refinancing solution. If you're interested in exploring these loan options further or have any questions about eligibility requirements or application processes, feel free to reach out to us at 801-584-1011 during our operating hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At University First Credit Union, we're dedicated to helping you take the next step toward achieving your financial dreams with confidence.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $55,066,409 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can make managing your spending easier.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources guarantees fair and transparent offers for all users.

UNIVERSITY FIRST FEDERAL CREDIT UNION