University First Credit Union Lehi UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to University First in Lehi, Utah! Since our establishment in 1956, we have proudly served our members with dedication and care. Located at 101 N 1200 E Ste A1, we strive to be a trusted partner for all your financial needs. With over 129,518 members and total assets reaching an impressive $1,988,231,076, we are committed to providing exceptional service that makes a positive impact on our community. At University First, we understand the importance of financial security. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With total deposits amounting to $53,753,096 and a net worth of $195,181,471, you can trust us to manage your finances effectively. Our experienced team of 425 employees, led by CEO Jack Buttars and Board President Craig Bohn, is here to assist you every step of the way. Whether you need help with loans or simply want to explore your options for savings, we're just a phone call away at 385-484-7460. While members can visit us at our branch address, official correspondence should be sent to: 101 North 1200 East Ste A1 Lehi, UT 84043-2317 We invite you to explore our website at ufirstcu.com for more information about our services and how we can assist you. Join us today in achieving your financial goals!

Branch History & Mission

Welcome to University First, a credit union with a rich history and a strong commitment to serving our community in Lehi, UT. Since our doors first opened in 1956, we have grown from a small financial institution into a trusted partner for over 129,518 members. Our branch is located at 101 N 1200 E Ste A1, Lehi, UT 84043, conveniently situated near local landmarks that make it easy for our members to access the services they need. Our mission is simple yet powerful: to provide exceptional financial services while fostering community support and growth. We believe that everyone deserves access to quality banking options, which is why we offer a range of services from personal banking and auto loans to mortgage financing and business banking solutions. With total assets of over $1,988,231,076, we are dedicated to ensuring the financial well-being of our members. At University First, we are not just about numbers; we are about people. Our team is passionate about helping you achieve your financial goals. Whether you're looking to open a checking account or seeking advice on loans, we're here for you every step of the way. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM at our drive-thru. In addition to our traditional banking services, we embrace technology with features like online banking, mobile payments, and e-statements. These digital advancements ensure that you can manage your finances anytime and anywhere while maintaining ADA compliance for all members of our community. We also take pride in giving back to the Lehi community through various outreach initiatives and partnerships with local organizations. We understand that supporting our members goes beyond just providing financial products; it involves being active participants in making our community stronger. If you're looking for a credit union that puts its members first and genuinely cares about their success, look no further than University First. Join us today and experience the benefits of membership firsthand! For any inquiries or assistance, feel free to reach us at 385-484-7460 or visit our website at www.ufirstcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Parking

Finding us is a breeze! Our branch is easily accessible, whether you're coming by car or on foot. Ample parking is available right outside, making it simple for you to hop in and out. Plus, we've ensured our facilities are ADA compliant, so everyone can enjoy easy access. While members can visit us at 101 N 1200 E Ste A1 Lehi Ut 84043, official correspondence should be sent to our mailing address: 101 North 1200 East Ste A1, Lehi, UT 84043-2317.

Operating Hours Tailored for You

We know your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Our lobby is open from 9:00 AM to 5:00 PM Monday through Friday, and on Saturdays from 9:00 AM to 2:00 PM. Whether you need help with personal banking or want to explore our various loan options, we're here for you!

Services Designed with You in Mind

At University First, we provide a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you every step of the way. Need quick cash? We have an ATM on-site for your convenience and a drive-thru service that makes banking even easier. You can handle deposits, withdrawals, and simple transactions without leaving your vehicle! If you have questions or need assistance, don't hesitate to call us at (385) 484-7460. Our team looks forward to welcoming you into our branch soon! Whether you're a long-time member or new to University First, we promise a warm smile and dedicated service every time you walk through our doors.

Member Eligibility

Joining the University First community means stepping into a world of support and financial empowerment. At University First, located at 101 N 1200 E Ste A1 Lehi Ut 84043, we believe that everyone deserves access to quality financial services, and that's why our membership is open to a wide range of individuals. Whether you are a student, a parent, or simply someone living or working in our area, you may be eligible to join us. Our friendly team is here to help you understand the specific eligibility criteria, which you can find detailed on our website at . Becoming a member is not just about opening an account; it's about joining a family that values your financial well-being. With competitive rates on loans and savings, as well as personalized service, you'll find that being part of University First offers many advantages. If you're ready to take the next step, opening an account is simple! Just give us a call at (385) 484-7460 or visit our site for more information. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for your needs. Imagine being able to accept payments easily from customers, whether online or in-person. With our streamlined merchant solutions, you can focus on what you do best running your business. Visit us at 101 N 1200 E Ste A1 Lehi Ut 84043 in Lehi, UT or call us at (385) 484-7460 to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options can help make that dream a reality. We understand that purchasing a vehicle is a significant decision, which is why we offer competitive rates and personalized service to guide you through the process.

Business Banking

Running a business? Our business banking services, including merchant services and business loans, are crafted to help entrepreneurs succeed. We understand the unique challenges faced by businesses today and offer resources designed to foster growth and stability.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our credit cards with rewards program is perfect for you. Use your card for everyday purchases and enjoy benefits that enhance your shopping experience.

Easy Access Services

At University First, we know that convenience matters. That's why we provide essential services like ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. You can quickly access your money when you need it most. We invite you to explore all the services available at our Lehi branch. If you have any questions or need assistance, don't hesitate to reach out at 385-484-7460. Your financial well-being is our priority! Visit us today or check out more on our website at http://www.ufirstcu.com.

Mortgage Loans & Refinancing

Buying a home can be daunting, but with our mortgage loans and refinancing services, you can feel supported every step of the way. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we're here to assist you in achieving your goals.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed for simplicity and convenience. Imagine having easy access to your funds anytime, anywhere through our online and mobile banking options. You can manage your accounts right from your smartphone, making it easier than ever to stay on top of your finances.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans and debt consolidation services provide flexible solutions tailored to fit your needs. With straightforward terms and friendly support, we aim to ease your financial burdens.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking system available at http://www.ufirstcu.com, you can easily check your account balances, transfer funds, and pay bills with just a few clicks. We also provide electronic signature authorization, making it simple to sign documents securely from anywhere. Plus, you'll never miss a statement again with our e-statements feature, which allows you to view and manage your financial statements online. If you're always on the move, you'll appreciate our mobile application. This handy tool allows you to handle your banking needs right from your smartphone. With features like mobile payments, you can make purchases quickly and securely without needing cash or cards. And if you want to send money to friends or family instantly, our person-to-person transfers make that hassle-free.

Security You Can Trust

At University First, we prioritize your security. Our online banking services are designed with advanced security measures to protect your personal information and transactions. Rest assured that when you're using our services, you're in safe hands. Our commitment to accessibility means that you can manage your accounts with ease. No more waiting in line; everything is available at your fingertips whenever you need it. Enjoy real-time account management that keeps pace with your busy lifestyle. Experience the convenience of digital banking today with University First where managing your money is as easy as a click away!

Financial Strength

At University First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and your financial future is secure. That's why we are proud to share insights into our strong financial standing, which reflects our commitment to serving you better. With a net worth of $195,181,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $188,749,557 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $22,039 in used auto loans and $1,687,844,184 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 421 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 260,500, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 101 N 1200 E Ste A1 Lehi Ut 84043 or call (385) 484-7460 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles so you can choose what fits your budget best.

Business Financing

For business owners, our outstanding commercial loans totaling $501,007,402 provide the capital needed to grow and expand your business. From equipment financing to working capital needs, we are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our competitive rates can help make your dream home a reality.

Refinancing Options

If you're considering refinancing any existing loans whether they are auto loans or mortgages our team can guide you through eligibility options and help you find the best fit for your financial situation. At University First, we prioritize your financial wellbeing. If you have questions about any of our loan products or want personalized advice on which option suits you best, don't hesitate to reach out at 385-484-7460 during our business hours: 9:00 AM - 5:00 PM Monday through Friday (Lobby) and Saturday (Drive-Thru). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey with confidence!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,066,409 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be a great tool for managing daily expenses or unexpected costs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to empower users with clear information to make informed decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent. By using verified data from legitimate financial institutions, LendMesh guarantees that users receive accurate loan comparisons without hidden agendas. One of the standout features of LendMesh is its commitment to unbiased results. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh provides a level playing field for all lenders. This means users can trust that they are seeing true comparisons without influence from sponsorships. The platform also offers real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions at any time, which is crucial for making well-informed financial choices. Thousands of users have already benefited from this service. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for an easy way to compare loans without the hassle of sifting through endless options, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*