University First Credit Union Holladay UT | Best Auto Loans & Business Banking

Introduction

Welcome to University First, your trusted partner in financial well-being located at 4675 S Highland Dr, Holladay, UT 84117. Since our establishment in 1956, we have been dedicated to serving our community with integrity and commitment. With a robust membership of 129,518 and total assets exceeding $1.98 billion, we pride ourselves on offering personalized banking solutions tailored to meet the unique needs of our members. At University First, we understand that financial decisions can be daunting. That's why we provide a range of services from checking and savings accounts to auto loans, mortgage refinancing, and business banking options. Our total deposits stand at an impressive $53,753,096, showcasing the trust our members place in us. Additionally, with a net worth of $195,181,471 and cash readily available at $7,044,685, you can feel secure knowing your finances are in capable hands. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 4675 S Highland Drive, Holladay, UT 84117. If you need assistance or have questions about your account, don't hesitate to reach out at 801-481-8846. Our leadership team is here for you! Under the guidance of our CEO, Jack Buttars, and Board President, Craig Bohn, we strive to create a supportive environment for every member. With over 425 employees ready to assist you Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM, we're committed to being there when you need us. Join us at University First today! Explore our website at http://www.ufirstcu.com or give us a call. Together, let's make your financial dreams a reality!

Branch History & Mission

Embracing Innovation

As part of our commitment to serve you better, we've embraced technology with features like online banking and mobile payments. This allows you to manage your finances conveniently from anywhere while ensuring ADA compliance so everyone can access our services easily. With an ATM on-site and drive-thru banking available, we've made it simple for you to bank on your terms.

Join Us

As we continue this journey together, we invite you to become part of the University First family. Experience firsthand how we prioritize your needs and provide personalized service that makes a difference. Call us today at 801-481-8846 or visit us during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Let's work together towards building a brighter financial future!

Our Mission

At University First, our mission is clear: we strive to enhance the financial well-being of our members while fostering a sense of belonging within our community. We believe that everyone deserves access to quality financial services that meet their unique needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we are here to guide you every step of the way. Our dedication extends beyond just numbers; we actively engage with local organizations and initiatives aimed at improving the lives of those around us. By collaborating with community partners and participating in outreach efforts, we aim to create lasting positive impacts in Holladay.

Branch Location & Accessibility

Banking Made Easy

Inside our branch, you'll find a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer credit cards with rewards and business banking solutions for our entrepreneurial members. Plus, enjoy the convenience of online and mobile banking at your fingertips. If you're ever in need of an ATM, we have one available on-site for quick cash withdrawals or balance checks. And if you prefer drive-thru banking for your deposits or simple transactions, we've got that too! For members who are part of shared services with partner credit unions, basic transactions such as deposits and withdrawals are also supported. While members can visit us at 4675 S Highland Dr, official correspondence should be sent to our mailing address at 4675 S Highland Drive, Holladay, UT 84117. We look forward to welcoming you into our community at University First! Whether you're seeking financial advice or looking to open an account, stop by today or call us with any questions. Your journey toward smarter banking starts here!

Convenient Access and Services

At University First, we prioritize your convenience. Our branch features ADA-compliant facilities with ramps for easy access, ensuring that everyone can visit us comfortably. We have ample parking available, so you won't have to worry about finding a spot when you arrive. Our operating hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 2 PM for drive-thru services. Need assistance outside of regular hours? Just give us a call at 801-481-8846 during business hours!

Member Eligibility

Becoming a member of University First feels like stepping into a warm and welcoming community where your financial needs are truly understood. At our branch, located at 4675 S Highland Dr Holladay Ut 84117, we believe that everyone deserves the opportunity to thrive. Membership is open to anyone who lives, works, or attends school in the area, making it easy for you to join our family. Whether you're looking for checking accounts, auto loans, or personal loans, being part of University First means access to personalized services tailored just for you. If you're curious about the specifics of eligibility, feel free to check out the details at . The process of opening an account is simple and straightforward; you can learn more by visiting . Should you have any questions or need assistance, don't hesitate to reach out at (801) 481-8846. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline payment processing. Imagine a local café using our point-of-sale systems to accept various payment methods effortlessly, enhancing customer satisfaction and efficiency. Our services empower businesses like yours to operate smoothly and focus on what truly matters growing your enterprise. Visit us at 4675 S Highland Dr Holladay Ut 84117 in Holladay, UT or call us at (801) 481-8846 to learn how we can assist you on your path to success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you thinking about getting a new car? Our Auto Loans and Vehicle Financing solutions make it simple and straightforward. We provide competitive rates that help you get behind the wheel without breaking the bank. Whether it's a new ride or refinancing an existing loan, we're here to support you with flexible terms that work for you.

Business Banking Services

For our business members, we offer comprehensive Business Banking services, including merchant services and business loans tailored for your company's growth. We know how hard you work for your business, so let us take care of your banking needs while you focus on what you do best.

Convenient Access Points

In addition to our core banking services, we also provide essential access points like ATM and cash withdrawal services, making it easy for you to manage your cash flow on the go. You can also utilize basic drive-thru banking for quick transactions without leaving your vehicle.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase can bring you closer to something special. Whether it's cashback on groceries or points towards travel, these cards are designed with your spending habits in mind.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. Our Mortgage Loans and Refinancing options are crafted to ease that process. With personalized guidance, we ensure you understand each step, from application to closing. Picture yourself moving into your dream home with peace of mind knowing you've got the best mortgage deal possible.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services like checking and savings accounts designed to fit your lifestyle. With our online and mobile banking options, keeping track of your funds is easy and convenient. Imagine checking your balance or transferring money right from your phone while waiting in line at your favorite coffee shop!

Shared Branch Transactions

As part of our commitment to community banking, we offer basic shared branch transactions for partner credit union members. This means even if you're traveling or away from home, you can still access your funds conveniently. At University First, we're not just about banking; we're about building lasting relationships with our members. Our array of services is designed with you in mind ensuring that whether you're saving for a rainy day or planning for a big future investment, we've got what you need. Ready to explore how we can assist you further? Visit us online at http://www.ufirstcu.com or stop by our branch today!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, you can easily access your accounts 24/7 at http://www.ufirstcu.com . Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. If you're always on the go, our mobile application provides the same great features right in the palm of your hand. You can even make mobile payments, making shopping easier than ever. For added convenience, we offer electronic signature authorization. This means you can complete transactions securely without needing to visit the branch. Plus, with e-statements available, you'll receive your account statements electronically no more paper clutter!

Security and Ease-of-Use

Your security is essential to us. Our digital services are designed with robust protection measures to keep your information safe. With features like person-to-person transfers, sending money to friends and family is straightforward and secure. Managing your accounts has never been easier. You can view real-time transactions and track your spending habits right from your device. Whether you're at home or out running errands, you have full control over your finances. At University First, we believe that banking should be simple and effective. Join us in embracing a hassle-free banking experience that puts you in charge!

Financial Strength

A Dedicated Team Ready to Serve

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 421 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Building Trust Through Member Engagement

Total Share Accounts: 260,500, showing a strong and growing member base that trusts us with their finances. Our focus is always on you the member. This dedication allows us to maintain an excellent relationship with all who choose University First as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 4675 S Highland Dr Holladay Ut 84117 or call (801) 481-8846 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to you extends beyond just safeguarding your money. With $188,749,557 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. For those looking to achieve their dreams through financing, we have $22,039 in used auto loans and $1,687,844,184 in total loans and leases available to support your goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to grow your savings while enjoying peace of mind knowing your investments are protected. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $195,181,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to managing resources wisely while ensuring your funds are safe and sound. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find something that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $501,007,402 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to invest in equipment, we have tailored solutions for your business needs. If you're interested in any of these loan products or would like more information about refinancing or eligibility options, please feel free to reach out to us at (801) 481-8846. Our dedicated team is here to assist you during our operating hours from Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 2 pm at our branch located at 4675 S Highland Dr Holladay Ut 84117 in Holladay, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

For those who need additional financial flexibility, our credit lines totaling $466,808,591 are available to help you handle unexpected expenses or fund special projects. With easy access to funds when you need them most, our credit lines are designed to give you peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432, make buying or refinancing simple. We're here to guide you through each step of the mortgage process, whether you're purchasing your first home or refinancing an existing loan.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $55,066,409 in loans helping members manage their finances effectively. These cards come with various benefits and rewards that can help you save money while making everyday purchases.

Loan Aggregator

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UNIVERSITY FIRST FEDERAL CREDIT UNION