University First Credit Union Eagle Mountain UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to University First, your trusted partner in financial success located at 3535 E Ranches Pkwy Ste A, Eagle Mountain, UT 84005. Since opening our doors in 1956, we've proudly served a growing community of over 129,518 members with unwavering dedication and commitment. With total assets exceeding $1.98 billion, we offer a robust selection of services designed to meet the diverse needs of our members. At University First, we understand that your financial journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, or you're interested in financing options such as auto loans and mortgages, we have you covered. Our total deposits stand at an impressive $53,753,096, reflecting the trust our members place in us every day. Led by our experienced CEO, Jack Buttars, and Board President, Craig Bohn, our team is here to support you every step of the way. With a dedicated staff of 425 employees, we ensure that personalized service is at the heart of everything we do. We are proud to provide a range of services, including online and mobile banking, ATM access, and basic drive-thru banking for your convenience. While members can visit us at 3535 E Ranches Pkwy Ste A, official correspondence should be sent to 3535 E Ranches Pkwy Ste A, Eagle Mountain, UT 84005-5463. If you have any questions or need assistance, don't hesitate to reach out to us at 385-484-7450. Join us today and discover how University First can help you achieve your financial goals! For more information about our services or to explore membership options, please visit our website at http://www.ufirstcu.com . Your path to financial well-being starts here!

Branch History & Mission

At University First, our story began in 1956, when we opened our doors in the heart of Eagle Mountain, UT. Since then, we have grown into a trusted financial partner for over 129,500 members, providing them with essential banking services tailored to their needs. Located at 3535 E Ranches Pkwy Ste A, our branch is not just a place to manage your money; it's a community hub where relationships flourish. Our mission is simple yet powerful: to empower our members through accessible financial services while supporting the community around us. We believe in building a strong foundation for financial growth, whether that means offering personal banking options like checking and savings accounts or providing loans for auto purchases, mortgages, and small businesses. With total assets exceeding $1.98 billion, we are committed to ensuring that our members can achieve their financial goals. Over the years, we've embraced advancements that enhance member experience. Our services include online and mobile banking, making it easier than ever for you to manage your finances on-the-go. We pride ourselves on being ADA compliant and are dedicated to creating an inclusive environment for all our members. Additionally, our drive-thru service provides convenience for those quick transactions when time is of the essence. Community involvement is at the core of what we do. We actively engage with local organizations and initiatives to give back to Eagle Mountain and its surrounding areas. By partnering with schools, charities, and local events, we strive to make a positive impact in the lives of those around us. While you can visit us at our main branch address in Eagle Mountain for all your banking needs, please note that official correspondence should be sent to 3535 E Ranches Pkwy Ste A, Eagle Mountain, UT 84005-5463 if it differs from the physical address. With operating hours from 9:00 AM to 6:00 PM (M-F) and available ATMs nearby, we ensure that your banking experience is both efficient and convenient. If you're looking for a credit union that truly cares about its members and community, we invite you to join us at University First. Experience firsthand how we can help you thrive financially while making a difference together! For more information or assistance, feel free to call us at 385-484-7450 or visit our website at ufirstcu.com.

Branch Location & Accessibility

Convenient Services

At University First, we pride ourselves on offering a variety of services tailored to meet your needs. Our operating hours are convenient for all members: we're open Monday through Friday from 9:00 AM to 6:00 PM. Whether you need to open a checking account or discuss loan options, we're here for you! We also have an ATM available for quick cash withdrawals and balance checks. Plus, our drive-thru service allows you to complete simple transactions without leaving your vehicle perfect for those busy days!

Getting Here

Our location is not just accessible; it's also welcoming. While you can reach us easily from main roads, we also provide ample parking right outside the entrance. For those who may require additional assistance, our branch is ADA compliant with ramps and accessible facilities. If you're sending us mail, please note that official correspondence should be directed to our mailing address at 3535 E Ranches Pkwy Ste A, Eagle Mountain, UT 84005-5463.

Reach Out Today!

If you have any questions or need assistance, don't hesitate to give us a call at 385-484-7450. We look forward to welcoming you into our branch and helping you with all your banking needs! Come visit us today at University First!

Member Eligibility

At University First, we believe that everyone deserves a place in our community, and becoming a member is simple and welcoming. If you live, work, or go to school in the area around 3535 E Ranches Pkwy Ste A Eagle Mountain Ut 84005, you're likely eligible to join us! We're here to support you with great financial products and services tailored just for our members. Joining means you'll have access to personalized banking, competitive rates, and a friendly team ready to help you achieve your financial goals. To see the complete eligibility criteria and ensure you meet all requirements, feel free to visit our website at . If you're ready to take the next step or have any questions, don't hesitate to give us a call at (385) 484-7450. We're excited to welcome you into our family!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer essential merchant services tailored for today's businesses. Imagine easily accepting payments from customers whether through card transactions or mobile payments right at your fingertips. Our services make it simple for you to manage sales and streamline operations so you can focus on what really matters: growing your business. Located at 3535 E Ranches Pkwy Ste A Eagle Mountain Ut 84005 in Eagle Mountain, UT, we're here to help you take the next step in your business journey. Call us at (385) 484-7450 or visit our website at http://www.ufirstcu.com for more information on how we can support your success!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and business owners, we provide essential support through our business banking services, including merchant services and business loans. We understand the unique challenges of running a business, and our goal is to help you thrive in a competitive market.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. Access your accounts anytime, anywhere with features such as mobile payments, person-to-person transfers, e-statements, and online bill pay. With these tools at your fingertips, managing your finances has never been easier.

Easy Access Points

Need cash on the go? Our branch features an ATM for quick withdrawals and balance checks. Plus, if you're stopping by in person, enjoy our drive-thru service for basic transactions like deposits and withdrawals without leaving your car. At University First in Eagle Mountain, we're committed to providing financial services that fit into your life seamlessly. If you have questions or would like more information about any of these offerings, please don't hesitate to reach out at 385-484-7450 or visit us online at http://www.ufirstcu.com . We look forward to serving you!

Financial Support When You Need It

Life can be unpredictable, which is why we also offer personal loans and debt consolidation solutions. Whether you need extra funds for unexpected expenses or want to simplify your debt payments, our team is here to guide you through the process with ease. Don't forget about our credit cards with rewards, designed to help you earn while you spend. These cards come with various perks that can make everyday purchases more rewarding.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances. Imagine having a checking account that not only fits your lifestyle but also helps you save for future goals. Our savings accounts offer competitive rates, making it easier to grow your money over time. For those planning to purchase a vehicle, our auto loans and vehicle financing options provide flexible terms and competitive interest rates, ensuring you can hit the road in style without breaking the bank. And if you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options are tailored to fit your budget and needs.

Digital & Online Banking

Convenient Online Access

With our online banking platform, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, our services are available 24/7, so you can handle your banking needs at your convenience.

Eco-Friendly E-Statements

Stay organized and environmentally conscious with e-statements. We provide easy access to your account statements digitally, helping you reduce paper clutter while keeping all your important information right at your fingertips.

Security You Can Trust

At University First, we prioritize your security. Our digital banking services utilize top-notch security measures to protect your personal information and financial data. You can bank with confidence knowing that we are committed to keeping your information safe. In summary, whether you're using our online platform or mobile app, managing your finances has never been easier or more secure. Join us at University First today and discover the convenience of modern banking!

User-Friendly Mobile Features

For those on the go, our mobile application makes banking even simpler. You can easily make mobile payments and transfer money to friends or family with our person-to-person transfer feature. Need to sign a document? With electronic signature authorization available, you can complete transactions quickly and securely without any hassle.

Financial Strength

A Trusted Partner for Your Financial Journey

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 260,500, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 3535 E Ranches Pkwy Ste A Eagle Mountain Ut 84005 or call (385) 484-7450 to learn more about how we can help you achieve your financial goals.

Commitment to Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 421 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $188,749,557 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,039 in used auto loans and $1,687,844,184 in total loans and leases.

Solid Financial Health

With a net worth of $195,181,471, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $501,007,402 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and are here to support you every step of the way.

Credit Lines

In addition to traditional loans, we provide credit lines totaling $466,808,591 for those who prefer flexibility in their borrowing options. This can be particularly useful for managing cash flow or covering short-term needs without taking on long-term debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432. This means that whether you're purchasing your first home or looking to refinance an existing mortgage, we have flexible solutions tailored to your needs.

Refinancing Options

If you're considering refinancing any current loans or mortgages to take advantage of better rates or terms, we can help guide you through that process as well. For more information about our loan offerings or to discuss which option might be best for you, feel free to reach out at 385-484-7450 during our operating hours from 9:00 AM to 6:00 PM (M-F). We invite you to visit us and explore how we can assist you with your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,066,409 in loans helping members manage their finances effectively. This option is ideal for those who want to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers, allowing them to compare various loan options confidently.

UNIVERSITY FIRST FEDERAL CREDIT UNION