University Credit Union Los Angeles CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to University, your trusted financial partner located at 1500 S Sepulveda Blvd, Los Angeles, CA 90025. Since our establishment in 1950, we have been dedicated to serving our community with a personal touch and unwavering commitment to member satisfaction. With a total membership of 55,948 and assets reaching an impressive $1,134,062,097, we are proud to be a cornerstone of financial stability for countless families and businesses in the area. Our leadership team, including CEO David Tuyo and Board President Norma Iadevaia, works tirelessly to ensure that every member feels valued and supported. Together with our team of 132 employees, we strive to offer a wide range of services designed to meet your unique financial needs. From personal banking solutions like checking and savings accounts to auto loans and business banking services, we're here to help you thrive. While members can visit us at our branch address, official correspondence should be sent to 1500 S Sepulveda Blvd, Los Angeles, CA 90025. This ensures you always reach us directly for any inquiries or assistance. At University Credit Union, we understand that every dollar counts. That's why we focus on providing competitive rates on deposits totaling $41,902,442 while maintaining a net worth of $102,220,292. Our commitment to responsible lending is reflected in our total loans of 31,389, ensuring that we can support you when you need it most. We invite you to discover the difference at University Credit Union. Whether you're looking for guidance on loans or simply want to explore your options for saving more effectively, we're just a phone call away at 800-828-4510. Visit us today or check out our website at ucu.org to learn more about how we can assist you on your financial journey!

Branch History & Mission

A Commitment to Innovation

As we look ahead, we remain committed to embracing digital advancements that make banking easier for our members. With features like online banking and mobile payments, managing your finances has never been simpler. We ensure that all members can access these tools easily and securely, fostering an inclusive environment for everyone. While members can visit us at 1500 S Sepulveda Blvd, official correspondence should be sent to the same address as there is no separate mailing address. We invite you to join us at University and experience the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to contact us at 800-828-4510.

Our Evolution

From our humble beginnings, University has grown significantly. We now boast total assets of over $1.13 billion, allowing us to offer a wide range of services that empower our members financially. Our branch is conveniently located at 1500 S Sepulveda Blvd, Los Angeles, CA 90025, making it accessible for all. Whether you're stopping by for personal banking or seeking advice on loans and investments, our friendly staff is here to assist you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday.

Our Mission

At University, our mission is clear: we strive to provide excellent financial services while actively supporting our local community. We believe in creating strong relationships with our members and enhancing their financial well-being. Whether it's through offering competitive rates on auto loans, mortgage refinancing options, or rewarding credit card programs, we're here to help you achieve your goals. Community outreach is also central to our mission. We are proud partners in various initiatives that uplift and enrich the lives of those around us. By participating in local events and sponsoring educational programs, we make it a priority to give back and invest in the future of Los Angeles.

Branch Location & Accessibility

Convenient Access and Features

Our location is designed with your convenience in mind. With ample parking available, you can quickly pop in to handle your banking needs without the hassle of finding a spot. For those requiring accessibility features, our branch complies with ADA standards, ensuring everyone can access our services comfortably. We understand that life can be busy! That's why we're here for you Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance opening a new account or have questions about loans and services, our friendly staff is ready to help.

Get in Touch!

If you have any questions or want more information about what we offer, please don't hesitate to give us a call at 800-828-4510. We're excited to welcome you into our branch soon! Remember, whether it's for personal finance or business needs, we're here for all your banking requirements right in the heart of Los Angeles!

Services at Your Fingertips

At the University branch, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and even credit cards with rewards. If you prefer managing your finances on-the-go, enjoy the benefits of online and mobile banking allowing you to check balances or transfer funds anytime. For those who need cash quickly, we also provide ATM access right here at the branch. While we currently don't have drive-thru banking available, our team is committed to ensuring your visit is efficient and pleasant.

Member Eligibility

Welcome to the vibrant community at University! We believe that everyone deserves access to the benefits of membership, which is why we make it easy for you to join us. If you're a student, faculty member, or employee of an affiliated organization, you're already eligible. We're dedicated to supporting our members with personalized financial services designed to help you thrive. To start your journey with us, simply visit our branch located at 1500 S Sepulveda Blvd Los Angeles Ca 90025, or give us a call at (800) 828-4510 for more information. You can also check out the detailed eligibility criteria and learn more about how to open an account by visiting https://www.ucu.org/memberships/eligibility . We can't wait to welcome you as a member of our family!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In today's fast-paced world, accepting payments should be straightforward. Our merchant services allow you to process transactions seamlessly, whether online or in-store. Imagine being able to serve your customers better while keeping track of sales effortlessly this is what we aim to provide at University, located at 1500 S Sepulveda Blvd Los Angeles Ca 90025, Los Angeles, CA. Get in touch with us today at (800) 828-4510 to learn how our tailored solutions can meet your business needs!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,820,302, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

For quick cash withdrawals or balance checks, take advantage of our ATM & Cash Withdrawal Services, available at multiple locations for your convenience. While we currently do not offer drive-thru service, our ATMs are easily accessible and ready to serve you whenever you need them. At University, we're committed to providing exceptional service and helping you achieve your financial goals. Ready to take the next step? Give us a call at (800) 828-4510 or visit us online at https://www.ucu.org/ . Join our community today and experience the difference personalized banking can make!

Auto Loans and Vehicle Financing

Thinking about driving away in a new car? Our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. We provide flexible terms and competitive rates tailored to fit your budget. Plus, whether it's for a new or used vehicle, we ensure the process is smooth and straightforward.

Business Banking Services

If you own a business, we have tailored solutions just for you! Our Business Banking services include Merchant Services & Business Loans, allowing you to efficiently manage your operations while accessing funds when needed. We understand that running a business comes with its own set of challenges; that's why we're here to support you.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards not only provide convenience but also offer points for purchases that can be redeemed for exciting rewards. They're perfect for everyday spending while earning benefits at the same time.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking services. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier. You can check balances, pay bills, or transfer money from anywhere at any time.

Home Financing Options

For those eyeing their dream home, our Mortgage Loans & Refinancing solutions can help turn that dream into reality. We guide you through every step of the mortgage process, ensuring you understand all your options. Refinancing? We can help lower your monthly payments or secure a better interest rate.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that cater to various lifestyles and financial goals. Need a place to park your savings? Our accounts come with competitive interest rates and no hidden fees. If you're planning a big purchase or simply want peace of mind, our Personal Loans & Debt Consolidation options can help you manage existing debts or fund important life events.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, transfer money, and pay bills all from the comfort of your own home. With features like electronic signature authorization, signing documents is quick and hassle-free. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper statements saving both time and trees! Need to send money to friends or family? Our person-to-person transfer service makes it simple and fast. All you need is their email or phone number, and you're set! For those who prefer managing their finances on-the-go, our mobile application offers all the same features right at your fingertips. You can even make mobile payments seamlessly with just a few taps.

Security and Accessibility

We prioritize your security with robust measures in place to protect your personal information. With our user-friendly interface, navigating through your accounts is straightforward, whether you're a tech whiz or just getting started with online banking. Managing your money should be stress-free. That's why at University, we empower you with real-time account management tools that fit into your busy lifestyle. Enjoy the ease of banking whenever it suits you best! Explore all these services and more by visiting us online at https://www.ucu.org/ today!

Financial Strength

Demonstrating Operational Efficiency

Our $5,739,426 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $134,105,728 in share certificates and $322,787,913 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $33,704,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $86,006,762 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $3,323 in used auto loans and $982,982,131 in total loans and leases supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $102,220,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts stand at 106,123, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further reinforcing our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025 or call (800) 828-4510 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,298,861 in used vehicle loans and $40,850,671 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or looking for a great deal on a used vehicle, our team is here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $67,820,302 provide the capital needed to grow and expand your business. Whether it's for equipment, inventory, or other essential needs, our loan solutions are tailored to support your business journey. At University, we believe in making financing accessible and straightforward. If you're considering refinancing or want more information on eligibility options, please reach out to us. Our friendly staff is here to assist you every step of the way. If you'd like to learn more about our loan products or start an application today, don't hesitate to contact us at (800) 828-4510 or visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025 in Los Angeles, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Loans

For those needing flexibility, our total credit lines of $346,961,906 give you access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $24,048,901 in loans helping members manage their finances effectively. This allows you to make purchases without the worry of securing collateral.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,900,722, make buying or refinancing simple. We provide competitive rates and terms that fit your budget, whether you're purchasing your first home or looking to refinance an existing mortgage.

Loan Aggregator

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UNIVERSITY CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans