University Credit Union Los Angeles CA | Best Auto Loans & Business Banking

Introduction

Welcome to University, your trusted financial partner located at 1500 S Sepulveda Blvd, Los Angeles, CA 90025. Established in 1950, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability. With a total membership of 55,948 and assets exceeding $1.13 billion, we are dedicated to providing personalized banking solutions tailored to meet the unique needs of each member. At University, we understand that financial decisions can be daunting. That's why we offer a range of services designed to empower you whether you're seeking personal loans, auto financing, or business banking options. Our commitment to excellence is reflected in our total deposits of $41,902,442 and our net worth of $102,220,292. We pride ourselves on being a member-focused credit union that prioritizes your financial well-being. Led by our CEO, David Tuyo, and Board President Norma Iadevaia, our team of 132 dedicated employees is here to assist you with expert guidance and support. You can reach us at 310-477-6628 during our convenient operating hours: Monday to Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 3:00 PM. We invite you to explore all that University has to offer by visiting our website at ucu.org. Whether you're looking to open an account or learn more about our lending options, we're here for you every step of the way. Your journey towards financial success begins with us!

Branch History & Mission

Commitment to Innovation

As we continue to grow, we embrace digital advancements that make banking easier for our members. Our services include online banking, mobile payments, and e-statements ensuring you can manage your finances anytime, anywhere. We also prioritize accessibility; our facilities comply with ADA standards so everyone can enjoy our services without barriers.

Join Us

While you can visit us at 1500 S Sepulveda Blvd for all your banking needs during our operating hours (Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 3:00 PM), please note that official correspondence should be sent to the same address as there is no separate mailing address. At University, we invite you to experience firsthand how we can help you thrive financially. Whether you're looking for a new bank or just curious about what we offer, we're here for you. Join us today and become part of a community dedicated to making dreams come true! For more information, feel free to reach us at 310-477-6628 or visit us online at ucu.org.

Our Mission

Our mission at University is clear: to empower our members with accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's through personal banking solutions like checking and savings accounts or more specialized services such as auto loans and mortgages. We also understand the importance of giving back. Our branch actively engages in community outreach initiatives, partnering with local organizations to support various causes and events that uplift those around us. We are not just a credit union; we are your neighbors invested in your success.

Branch Location & Accessibility

Accessibility Features

Our branch ensures that everyone can bank comfortably with features like ADA compliance and ramps for easy access. We also provide ample parking, making it hassle-free for you to stop by anytime.

Get In Touch

For any questions or if you'd like more information about our services, feel free to give us a call at 310-477-6628. We invite you to visit us soon your financial journey starts here at the University branch!

Operating Hours

We're here to serve you during convenient hours! Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 3:00 PM. Whether you're stopping in for a quick transaction or need assistance with a loan application, our friendly staff is ready to help.

Services Offered

At the University branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. While we don't have a drive-thru service, our lobby is always welcoming.

Member Eligibility

Becoming a member of University feels like joining a close-knit community where everyone supports each other. At University, we're excited to welcome individuals who live, work, or attend school in our local area. If you're part of these groups, you're already on your way to enjoying the many benefits we offer, such as personalized service, competitive rates, and a range of financial products tailored just for you. For those interested in diving deeper into our eligibility criteria, I encourage you to check out our detailed information at https://www.ucu.org/memberships/eligibility . Opening an account with us is a straightforward process that can be done online or by visiting us at 1500 S Sepulveda Blvd Los Angeles Ca 90025. We're here to help you every step of the way! If you have any questions or need assistance, feel free to reach out at (310) 477-6628. We look forward to welcoming you to our family at University!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for business owners. Imagine easily accepting payments from customers through various methods credit cards, mobile wallets, or online payments all while ensuring quick access to your funds. Our services help keep your cash flow steady and your operations running smoothly. Ready to take your business to the next level? Visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025, Los Angeles, CA, or give us a call at (310) 477-6628. Together, let's build a brighter future for your business!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,820,302, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners in Los Angeles, we provide comprehensive business banking services, including merchant services and business loans. We understand that every business is unique, which is why our solutions are customizable to help you thrive in today's competitive market.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. Check balances, transfer funds, pay bills, and even send money to friends with our user-friendly app. Need cash? Our ATM and cash withdrawal services ensure you have access to your funds whenever you need them.

Credit Cards & Rewards

Our credit cards with rewards are another great way to maximize your spending power. Enjoy cashback offers, travel rewards, and more while building your credit history.

Get Started Today!

With all these services available at University, there's no better time to take control of your financial future. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out at (310) 477-6628. You can also visit us at our branch or explore more online at Westwood Advisory Center. We're excited to partner with you on your financial journey!

Personal Banking Solutions

Managing your finances has never been easier with our range of personal banking services. We offer checking and savings accounts designed to fit various lifestyles. Whether you're saving for a special occasion or managing day-to-day expenses, our accounts provide flexibility and ease of access. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help make that dream a reality. We understand that buying a car is a significant investment, so we strive to offer competitive rates and personalized support throughout the process. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing options are tailored to meet your needs. Our knowledgeable staff will guide you through the mortgage process, ensuring you find the best solution for your unique situation. We also offer personal loans and debt consolidation services to help manage unexpected expenses or streamline multiple debts into one manageable payment. Our flexible terms allow you to choose what works best for you.

Digital & Online Banking

Accessibility

We believe in making banking accessible for everyone. Whether you're tech-savvy or just starting out with online banking, our tools are intuitive and straightforward. You'll find that managing your accounts is not only simple but also empowering. With these features at University, banking has never been easier or more secure. Explore all that we have to offer today by visiting https://www.ucu.org/ !

Key Features

Need to send money to a friend? Our person-to-person transfer feature makes it easy to split bills or share expenses without any hassle. You can also enjoy mobile payments for quick and secure transactions using your smartphone. And if you prefer managing things on the go, don't forget to download our mobile application your bank is literally in your pocket! Security is a top priority for us. That's why we offer electronic signature authorization for added peace of mind when signing documents digitally. With e-statements available, you can say goodbye to paper clutter while keeping track of your transactions easily and securely.

Financial Strength

A Growing Member Base

Total Share Accounts: 106,123, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 1500 S Sepulveda Blvd Los Angeles Ca 90025 or call (310) 477-6628 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our success is reflected in our $5,739,426, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing Back into Our Community

With $86,006,762 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,323 in used auto loans and $982,982,131 in total loans and leases.

Security for Your Savings

Members' savings are secured through $134,105,728 in share certificates and $322,787,913 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $33,704,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $102,220,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $900 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,298,861 in used vehicle loans and $40,850,671 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used car, we have options that can fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $67,820,302 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business aspirations.

Credit Lines

Our credit lines totaling $346,961,906 offer additional flexibility for those who want quick access to funds without having to apply for separate loans each time they need assistance. This option is perfect for managing cash flow or unexpected expenses. If you're interested in exploring any of these loan products further, don't hesitate to reach out! You can contact us at (310) 477-6628 or visit us at our branch located at 1500 S Sepulveda Blvd Los Angeles Ca 90025 in Los Angeles, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to making your borrowing experience straightforward and beneficial. Whether you're ready to apply now or just have questions about eligibility and refinancing options, we're here to help you navigate through every step of the process!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,900,722, make buying or refinancing simple. We provide guidance throughout the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We offer a total of $24,048,901 in loans to help members manage their finances effectively. With no collateral needed, these credit cards can provide the flexibility you need for unexpected costs or planned purchases.

Loan Aggregator

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UNIVERSITY CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans