UNIVERSITY CREDIT UNION - Orono, ME

Welcome to University, your trusted financial partner located at 15 Main St, Orono, ME 04473. Established in 1967, we have grown into a vibrant community hub for our members, boasting a total membership of 31,191 and managing assets totaling an impressive $498,027,367. Our dedicated team of 102 employees, led by CEO Renee Ouellette and Board President Ency Whitehill, is committed to providing personalized service that meets the diverse needs of our community. At University, we believe in empowering our members with the financial tools they need to succeed. Whether you are looking for checking and savings accounts, auto loans, or mortgage options, we have tailored solutions just for you. With a total of 19,393 loans and leases provided to our members and total deposits reaching $21,445,259, we take pride in being a reliable source of support for your financial journey. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 15 Main St, Orono, ME 4473. For any inquiries or assistance, feel free to reach out to us at 207-889-8600. As part of our commitment to serving you better, we offer various services including online and mobile banking for easy access to your accounts anytime. We invite you to explore how University can help you achieve your financial goals today! Visit us or check out our website at umaine.edu for more information.

Becoming a member of University is like joining a family that truly cares about your financial well-being. Located at 15 Main St Orono Me 04473, we welcome anyone who shares our commitment to community and support. To be eligible, you generally need to live, work, or attend school in our service area. We believe in inclusivity, so if you're unsure about your eligibility, feel free to reach out! You can get all the detailed criteria by visiting our website at . Once you're ready to join us, opening an account is a breeze. Just give us a call at (207) 889-8600, and our friendly team will guide you through the simple steps. We're excited to have you on board and look forward to helping you achieve your financial goals!

At University, we understand that every business has unique needs and challenges. That's why our business banking and commercial services are designed to empower local entrepreneurs and companies in their journey toward growth. Imagine being able to secure the financing you need to purchase new equipment, expand your operations, or hire additional staff all with the support of a trusted partner right here in Orono, ME. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $46 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $12,974,459, we continue to drive economic growth by financing new and expanding businesses. In addition to our loans, we offer merchant services that can simplify your payment processing. Whether you're running a retail store or providing services, our tools make it easy to accept payments securely and efficiently. This allows you to focus on what truly matters growing your business. If you're ready to take your business to the next level, visit us at 15 Main St Orono Me 04473 or call us at (207) 889-8600 to learn more about how we can assist you!

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $47,188,377, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,188,033 in share certificates and $14,200,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $47,188,377 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,806 in used auto loans and $404,588,646 in total loans and leases. Our performance is backed by our operational efficiency as reflected by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 99 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,897,861. Total Share and Deposit Accounts: 66,772, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 15 Main St Orono Me 04473 or call (207) 889-8600 to learn more about how we can help you achieve your financial goals.