United Community Credit Union University Gorham ME | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to University at our Gorham Campus branch, located at 37 College Ave, Gorham, ME 04038. With a commitment to serving our community since 1967, we take pride in being a trusted financial partner for over 31,191 members. Our dedication to providing personalized banking solutions is reflected in our impressive total assets of $498,027,367 and total deposits amounting to $21,445,259. At University, we understand that financial needs vary from person to person. That's why we offer a range of services tailored just for you whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing; or if you're a business in need of merchant services and business loans. We believe everyone deserves access to quality financial services that empower them to achieve their goals. Our leadership team is here to support you every step of the way. Under the guidance of CEO Renee Ouellette and Board President Ency Whitehill, our dedicated staff of 102 employees is ready to assist you with your banking needs. You can always count on us for reliable service and expert advice. While members can visit us at our Gorham Campus branch, official correspondence should be sent to 1071 Brighton Ave, Portland, ME 4102. If you have any questions or would like to learn more about how we can help you reach your financial aspirations, don't hesitate to give us a call at (207) 553-9259. Join us at University where community matters! Visit our website here for more information and let's work together toward your financial success.

Branch History & Mission

Community Focus

At University, we believe in giving back. We are involved in numerous partnerships and outreach initiatives aimed at improving the lives of those in Gorham and surrounding areas. Whether it's through financial education programs or supporting local events, we aim to enrich our community in every way possible. While members can visit us at 37 College Ave Gorham Me 04038 for all their banking needs, official correspondence should be sent to our mailing address at 1071 Brighton Ave, Portland, ME 4102.

Join Us

As we look towards the future, we invite you to become part of our growing family. Experience firsthand how University can help you achieve your financial goals while being part of a supportive community. Whether you're looking for personal banking solutions or need assistance with a business venture, we are here for you. Visit us today or give us a call at 207-553-9259 to learn more about how we can serve you!

Our Journey

From the moment we opened our doors, our mission has been clear: to provide accessible financial services while uplifting the community we serve. Over the years, we've established ourselves not just as a credit union but as a vital resource for personal banking needs including checking and savings accounts, auto loans, mortgages, and business banking services. Our dedicated team of 102 employees works tirelessly to ensure that every member receives personalized service that meets their unique needs. Our growth is marked by key milestones that reflect our dedication to innovation and community support. We've embraced digital advancements such as online banking and mobile payments to make managing finances easier for our members. We also maintain ADA compliance standards to ensure everyone can access our services without barriers.

Branch Location & Accessibility

Call to Action

Whether you're a long-time member or thinking about joining our credit union family, we invite you to visit us at the University branch today! Experience firsthand how we can help you meet your financial goals in a friendly and welcoming environment. If you need official correspondence sent our way, please use our mailing address at 1071 Brighton Ave, Portland, ME 4102. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Located near local favorites like the University of Southern Maine and the Gorham Village, you'll find it easy to swing by while running errands or attending classes. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space to ensure everyone can visit us without hassle.

Operating Hours and Services

We are here to serve you Monday through Friday from 8 AM to 5 PM. During these hours, you can take advantage of a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, we offer online and mobile banking options so you can manage your finances on the go. While we currently do not have a drive-thru service available, we do provide an ATM for your convenience. If you ever need assistance or have questions about our offerings, don't hesitate to give us a call at 207-553-9259.

Member Eligibility

Welcome to the community at University! We're excited to help you become a member of our supportive family. To join us, you'll need to meet some simple eligibility criteria. Generally, membership is open to individuals who live, work, worship, or attend school in the local area. If you have any questions about your specific situation, feel free to reach out we're here for you! You can check the detailed eligibility requirements on our website at . Becoming a member at University comes with fantastic benefits like competitive rates on loans and savings accounts, personalized service, and access to a range of financial products tailored just for you. The process is straightforward and welcoming. When you're ready to take the next step, visit us at our branch located at 37 College Ave Gorham Me 04038, or give us a call at (207) 553-9259 for more information on how to open your account. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services that simplify transactions. Imagine running your business without worrying about payment processing delays or complications. Our services ensure that you can accept payments easily, allowing you to focus on what matters most growing your business. Located at 37 College Ave Gorham Me 04038 in Gorham, ME, our team is ready to help you take the next step towards achieving your business goals. Contact us today at (207) 553-9259 to learn more about how we can partner with you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $46 in commercial loans for our members, helping businesses scale and succeed. If you're not yet a member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $12,974,459, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our local business owners, we understand the importance of having reliable banking solutions. Our business banking services include merchant services and business loans tailored for growth and success. We are committed to helping you manage your finances efficiently so you can focus on what matters most running your business.

Digital Banking Features

In today's fast-paced world, we know convenience is key. That's why we emphasize digital banking features that allow you to manage all aspects of your finances at your fingertips. From ATM services that provide easy cash withdrawals to person-to-person payment options, we make it simple for you to handle transactions effortlessly.

Get in Touch

We invite you to explore how University can assist you with all your financial needs. For more information or if you have any questions about our services, feel free to give us a call at (207) 553-9259. We look forward to serving you and helping you achieve your financial goals!

Loans and Financing

If you're considering buying a new car or refinancing your home, our auto loans and mortgage options provide flexible solutions that cater to your financial goals. We also offer personal loans for those unexpected expenses or debt consolidation needs, ensuring you have the support you need when life surprises you. Our credit cards come with rewards, making everyday purchases even more rewarding.

Personal Banking

Our personal banking services are designed to help you manage your finances easily and effectively. Whether you're looking for a checking or savings account, we have options that fit your lifestyle. Imagine having the ability to access your funds anytime, anywhere through our online and mobile banking platforms. You can check your balance, transfer funds, and pay bills right from your phone.

Digital & Online Banking

Accessibility and Ease of Use

At University, we believe in making banking as easy as possible for our members. Our user-friendly digital tools give you real-time access to your account information whenever you need it. With everything from online banking to mobile applications available at your fingertips, managing your finances has never been so convenient. Join us today and experience the freedom of digital banking at University!

Key Features

Our online banking services allow you to easily check your account balances, pay bills, and transfer funds all with just a few clicks. Enjoy the peace of mind knowing that all transactions are protected with robust security measures. You can also take advantage of electronic signature authorization, making it simple to sign important documents without needing to visit a branch. If you prefer going paperless, we offer e-statements to keep your financial information organized and accessible. No more clutter or waiting for statements to arrive in the mail your account details are just a click away! For those on the go, our mobile application provides an easy way to stay connected with your accounts. Whether you're making mobile payments or sending money through person-to-person transfers, managing your money has never been more straightforward. Plus, with features like mobile payments, you can make transactions quickly and securely right from your smartphone.

Financial Strength

Commitment to Growth

With $47,188,377 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,806 in used auto loans and $404,588,646 in total loans and leases. Our operations reflect our efficiency as evidenced by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 99 full-time employees and 3 part-time employees ready to assist you with knowledgeable service.

Growing Member Base

We have a strong community of trust with a total of 66,772 share accounts. This shows that more members are choosing University as their trusted partner for financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 37 College Ave Gorham Me 04038 or call (207) 553-9259 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Your savings are secure with us through $57,188,033 in share certificates and $14,200,863 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $47,188,377, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,964,700 in used vehicle loans and $15,939,743 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to choose the vehicle that fits your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $12,974,459 provide the capital needed to grow and expand. We understand that running a business requires financial flexibility, and we're here to support your ambitions.

Conclusion

At University, we are dedicated to offering personalized solutions for all your borrowing needs. Our knowledgeable staff is ready to assist you with refinancing options and eligibility questions so you can find the best loan product for your situation. Feel free to reach out at (207) 553-9259 or visit us at 37 College Ave Gorham Me 04038 in Gorham, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,995,356, make buying or refinancing simple. Whether you're purchasing a new home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,203,372 in loans helping members manage their finances effectively. These cards provide an excellent way to handle daily expenses while building your credit score.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, giving you peace of mind as you explore your options.

Trustworthy Features

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You'll find up-to-date loan rates from multiple institutions, helping you make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNIVERSITY CREDIT UNION