UNIVERSITY CREDIT UNION - Augusta, ME

Welcome to University Credit Union in Augusta, ME! Located at 67 Sewall St, our branch has been serving the community since 1967, making us a trusted partner for over 56 years. With a strong commitment to our members, we have grown to support 31,191 individuals and families with their financial needs. At University Credit Union, we pride ourselves on our impressive financial health, boasting total assets of $498,027,367 and total deposits of $21,445,259. Our net worth stands at $47,188,377, reflecting our stability and reliability as a credit union. We understand the importance of having cash readily available; that's why we maintain $5,013,977 in cash on hand to ensure that we can meet your banking needs promptly. Our dedicated team of 102 employees, led by CEO Renee Ouellette and Board President Ency Whitehill, is here to provide you with personalized service. Whether you're looking for auto loans, mortgages, or personal banking services, we've got you covered with tailored solutions designed just for you. While members can visit us at 67 Sewall St, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 800-696-8628. Join us today and experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being! Visit us online at umaine.edu for more information or to explore our services. We look forward to seeing you soon!

Becoming a member of University is like joining a close-knit community where your financial well-being is our priority. If you're looking to become part of our family, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, or studies in the area around 67 Sewall St Augusta Me 04330 can join us. This means whether you're a local resident, a student at nearby schools, or employed within the community, you're likely eligible for membership. By choosing University, you gain access to a variety of personal banking services tailored just for you like checking and savings accounts, auto loans, and credit cards with rewards that make every purchase more rewarding. Plus, our dedicated team is here to guide you through the account opening process, making it quick and easy. For detailed eligibility criteria or any questions, feel free to visit our website at or give us a call at (800) 696-8628. We look forward to welcoming you!

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our financial strength, which underpins the trust our members place in us every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $47,188,377, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,188,033 in share certificates and $14,200,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $47,188,377 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,806 in used auto loans and $404,588,646 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 99 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,897,861. Total Share and Deposit Accounts: 66,772, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 67 Sewall St Augusta Me 04330 or call (800) 696-8628 to learn more about how we can help you achieve your financial goals.