UNIVERSITY FEDERAL CREDIT UNION

Welcome to university-1904, where we have proudly served our members since 1937. Located in the heart of Grand Forks, ND, we are dedicated to empowering our community through comprehensive financial services that prioritize your needs. Under the leadership of CEO Lacey Fetsch and Board President Ryan Jundt, our mission is to provide exceptional banking solutions while fostering a culture of trust, accessibility, and member-first service. We take pride in being insured by the NCUA since 1/4/1971 0:00, ensuring that your deposits are safe and secure.

At university-1904, we understand that modern banking requires convenience and innovation. That's why we offer a suite of advanced tools designed for your financial success, including Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization. Whether you're looking for personal loans, vehicle financing, or business banking solutions, we are committed to helping you navigate your financial journey with confidence. Visit us at https://www.universityfederalcu.org/ or reach out via fax at (701) 775-3798 to learn more about how we can assist you today.

At university-1904, we pride ourselves on offering a comprehensive suite of financial services designed to cater to the diverse needs of our members. Whether you are looking for personal banking solutions like checking and savings accounts, or planning for future milestones with our mortgage loans and refinancing options, we have you covered. Our auto loans and vehicle financing make it easier than ever to get behind the wheel, while our credit cards with rewards help you make the most of your everyday purchases. For small business owners, we provide tailored business banking solutions, including merchant services and business loans that can support your growth ambitions.

In today's fast-paced world, managing your finances should be seamless and convenient. That's why we offer robust digital access through online banking and a user-friendly mobile application. Our members benefit from features like person-to-person transfers and mobile payments, making transactions effortless no matter where you are. With e-statements and electronic signatures available, staying organized has never been simpler. We welcome prospective members to explore eligibility requirements at and consider how our services can enhance their financial journey. Additionally, if you're interested in finding competitive loan rates, check out our comparison tools at https://www.lendmesh.com/loans/personal_loans . Should you need personalized assistance or have any questions, feel free to reach out to us at (701) 775-3798. At university-1904, we are dedicated to helping our members thrive financially through every stage of life.

At university-1904, we pride ourselves on being a trusted financial partner in our community, serving a total membership of 3,539 individuals who rely on us for their financial needs. With total assets amounting to 44,978,149, we demonstrate our commitment to stability and growth, ensuring that our members' deposits, totaling 3,681,865, are secure and well-managed. Our net worth of 5,666,241 reflects not only our solid financial foundation but also our dedication to responsible stewardship of member resources.

Our performance metrics highlight the value we bring: with a net worth ratio of 1,259, we maintain a strong position that exceeds national standards, providing peace of mind to our members. The volume of credit card loans at 586 and auto loans at 1,024 showcases our diverse offerings tailored to meet various financial aspirations. While we focus primarily on consumer lending, it's important to note that we are dedicated to fostering economic growth within our community—this is evident even though our commercial loans currently stand at 0.

With a dedicated team of just 9 employees, we deliver personalized service that larger institutions often overlook. We believe in transparency and accountability, values that resonate throughout our operations. Our commitment to excellence has enabled us to build enduring relationships with our members, who trust us not only for banking solutions but as a partner in their journey towards financial wellness.

These insights into our performance and financial health are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . As you consider your financial future, we invite you to explore your options further. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.