United Community Credit Union University Round Rock TX | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to University at 571 University Blvd, Round Rock, TX 78665, where we pride ourselves on being more than just a financial institution; we are your trusted community partner. Established in 1936, our commitment to serving our members has only grown stronger over the years. With a total membership of 391,419 and assets exceeding $4.1 billion, we are dedicated to providing personalized banking solutions that meet your needs. At University, we understand that financial stability is crucial for you and your family. That's why we offer a wide range of services, including personal banking, auto loans, mortgage loans, and business banking options. Our total deposits stand at an impressive $210,923,091, reflecting the trust our members place in us. With a net worth of $372,973,611 and cash on hand amounting to $133,737,475, you can rest assured that your finances are in safe hands. Under the leadership of CEO Michael Crowl and Board President Laura Kilcrease, our dedicated team of 770 employees is here to support you every step of the way. While members can visit us at our branch location, official correspondence should be directed to our mailing address: PO Box 9350, Austin, TX 78766. Whether you're looking to open a new account or need assistance with loans or credit cards with rewards, we're here for you. Our friendly staff is ready to help you navigate your financial journey. Don't hesitate to reach out at 512-467-8080 or visit our website at ufcu.org for more information. Join us today and experience the difference at University Credit Union where your financial well-being is our priority!

Branch History & Mission

Community Engagement

We are proud of our strong community ties and actively engage in outreach programs that foster growth and development. From local partnerships to educational workshops, we aim to make a difference in the lives of those around us. Our team is dedicated to not only meeting your banking needs but also enhancing your overall experience through customer-centric initiatives.

Modern Banking Solutions

In today's fast-paced world, we understand the importance of digital advancements. That's why University offers online banking services that allow you to manage your finances anytime and anywhere. We prioritize ADA compliance to ensure everyone can access our services comfortably. With ATM availability and drive-thru banking options at your convenience, we are here for you during our operating hours: Monday - Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. As we continue our journey into the future, we invite you to join us at University. Experience the benefits of being part of a community-focused credit union where your financial well-being is our top priority. Call us today at (512) 467-8080 or visit us online at https://www.ufcu.org/ to learn more about how we can help you thrive financially!

Our Mission

Our mission at University goes beyond just providing financial products; it is about creating a positive impact in the lives of our members and the wider community. We believe in empowering individuals through education, accessibility, and support, ensuring they can achieve their financial goals. Whether you're looking for checking accounts, auto loans, mortgages, or personal loans, we are here to guide you every step of the way. While members can visit us at 571 University Blvd Round Rock Tx 78665, official correspondence should be sent to PO Box 9350, Austin, TX 78766. This ensures that we can serve you better while keeping our operations efficient.

Branch Location & Accessibility

Accessibility and Convenience

At University, we understand the importance of accessibility. Our location features ample parking, including designated spaces for those who need them. The branch is fully ADA-compliant, ensuring that everyone can enjoy our services without any barriers. Plus, with our drive-thru banking available, you can handle your transactions from the comfort of your car.

Operating Hours

We strive to accommodate your busy schedule with flexible operating hours. You can visit us Monday through Friday from 10 AM to 6 PM, and on Saturdays from 10 AM to 2 PM. Whether you're looking to open an account, apply for a loan, or just ask a question, our friendly team is ready to assist you during these hours.

Services Offered

When you come to University, you'll find a variety of personal and business banking services at your fingertips. From checking and savings accounts to auto loans and mortgages, we have solutions tailored just for you. Need cash? We have ATM access right on-site for quick withdrawals and balance checks. While we don't offer shared service center options here, our dedicated staff is always available for any inquiries or assistance you may need. For any official correspondence, please send mail to PO Box 9350, Austin, TX 78766, while all in-person visits should be directed to our Round Rock location.

Visit Us Today!

We invite you to experience the warm and welcoming environment at University. If you have any questions or want to learn more about our services before your visit, feel free to give us a call at (512) 467-8080. We're excited to help you achieve your financial goals!

Member Eligibility

At University, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy, and we welcome individuals who live, work, or study in our local area. Whether you're a student, a resident, or someone who simply loves our vibrant community, you can enjoy the benefits of membership with us. For specific eligibility details, feel free to check out this resource: http://www.ufcu.org/personal/loans/ut-golf-club-membership . Joining is just the beginning! As a member of University, you'll have access to a variety of financial services tailored to meet your needs, from checking and savings accounts to loans and credit cards. To open an account and start enjoying these perks, visit us at our convenient location at 571 University Blvd Round Rock Tx 78665 or give us a call at (512) 467-8080. We're here to help you every step of the way! You can also find more information about the account opening process by visiting http://www.ufcu.org/open-account . Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Matter

But it's not just about loans. Our merchant services streamline payments and simplify transactions. Picture this: you're at a bustling market, and customers are eager to buy your products. With our seamless payment processing solutions, you can focus on what you do best serving your customers while we handle the transactions efficiently. Located at 571 University Blvd Round Rock Tx 78665, Round Rock, TX, our team is ready to provide personalized support tailored to your business goals. Let's work together to fuel your success! For more information or to get started, call us at (512) 467-8080.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever to drive off in the vehicle you want. We offer competitive rates and flexible terms that fit your budget. You can apply online or visit us at our branch located at 571 University Blvd Round Rock Tx 78665 for personalized assistance.

Business Banking

We understand that businesses need support too! Our business banking services offer merchant services and business loans tailored for entrepreneurs in Round Rock. Whether you're starting fresh or expanding an existing venture, we're here to help.

Convenience Features

At University, we prioritize ease of access for all our members. Our ATM and cash withdrawal services ensure that you have 24/7 access to your funds whenever needed. Plus, with basic drive-thru banking options available for deposits and withdrawals, managing your finances is quick and hassle-free. In today's fast-paced world, having digital banking features like online account management and mobile banking is essential. With our tools at Teravista, you'll find managing your finances easier than ever before. Ready to take the next step? Visit us today at 571 University Blvd Round Rock Tx 78665 or give us a call at (512) 467-8080 for more information about how we can support you on your financial journey!

Credit Cards with Rewards

For those who enjoy using credit cards, our credit cards come with rewards that allow you to earn points on everyday purchases. This means every dollar spent could bring you closer to exciting rewards or cash back.

Mortgage Loans & Refinancing

If owning a home is part of your dream, our mortgage loans are here to help turn that dream into reality. We provide refinancing options too, which means if you're looking to lower your monthly payments or tap into your home's equity, we can assist with that as well.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine easily keeping track of your spending with our online and mobile banking options. With just a few clicks, you can check your balance, pay bills, and transfer funds anytime you need.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help you cover those costs without added stress. Additionally, if you're juggling multiple debts, consider our debt consolidation service; it simplifies repayment by combining everything into one easy monthly payment.

Digital & Online Banking

Key Features for Your Convenience

We understand that security is a top priority. That's why we offer Electronic Signature Authorization to streamline transactions while keeping your information safe. You can sign important documents digitally without the hassle of printing or mailing anything. For those who prefer paperless options, we provide E-Statements Availability, allowing you to receive your bank statements electronically. This not only helps the environment but also keeps your financial information organized and easily accessible. If you need to send money to friends or family quickly, our Person-to-Person Transfers feature lets you do just that with ease. No more waiting for checks to clear or dealing with cash just send funds directly from your account.

Stay Connected on the Go

Our Mobile Application Availability means you can take your banking with you wherever you go. From making payments to checking balances, everything is at your fingertips. Although we currently don't support mobile payments, our app offers robust features for efficient account management. In today's fast-paced world, having the right tools makes all the difference. At University, we are committed to providing services that fit into your lifestyle while ensuring that managing your finances is simple and secure. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Members

Total Share Accounts at 706,304 show a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) at $0, we are positioned to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 571 University Blvd Round Rock Tx 78665 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Continuous Growth

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $54,041 in used auto loans and $3,073,049,909 in total loans and leases supporting your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. You can choose from flexible terms and competitive rates, making it easier than ever to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand your business. We work with you to understand your specific requirements and tailor our offerings accordingly. Our team is committed to making borrowing as straightforward as possible. If you're considering refinancing options or are unsure about your eligibility, don't hesitate to reach out. We're here to assist you every step of the way. For more information or to discuss your loan options, please contact us at (512) 467-8080 during our operating hours: Monday - Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that fits your lifestyle today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We provide guidance throughout the entire process to ensure that you feel confident in your decision.

Unsecured Credit Card Loans

For those looking for added flexibility in their finances, we also offer unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs designed to benefit your spending habits.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means that every loan offer you see is fair and reliable.

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find competitive offers tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has positively impacted real people's financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNIVERSITY FEDERAL CREDIT UNION - Round Rock, TX