United Community Credit Union University Pflugerville TX | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to University, located at 2021 Kelly Ln, Pflugerville, TX 78660. As a trusted member of the community since 1936, we take pride in serving over 391,419 members with a commitment to financial well-being and community support. Our total assets of $4,100,757,196 reflect our strong foundation and ability to provide competitive services tailored to your needs. At University, we understand that financial decisions can be daunting. That's why our team is dedicated to guiding you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you. With total deposits reaching $210,923,091 and robust loan offerings amounting to 169,021, our goal is to empower you towards achieving your financial dreams. While members can visit us at our Pflugerville branch, official correspondence should be sent to 8303 N Mo Pac Expy, Austin, TX 78759-8501. Our friendly staff is available during lobby hours from Monday to Friday from 9 AM to 5 PM and on Saturday from 10 AM to 2 PM. Feel free to reach out by phone at 512-467-8080 for any inquiries. Under the leadership of CEO Michael Crowl and Board President Laura Kilcrease, we strive not only for financial growth but also community impact. Your trust means everything to us; that's why we maintain a net worth of $372,973,611, ensuring we're here for you today and into the future. We invite you to explore our website at ufcu.org for more information about our services or visit us in person. Let's work together towards a brighter financial future!

Branch History & Mission

At University, we take pride in a rich history that dates back to our opening in 1936. Located at 2021 Kelly Ln, Pflugerville, TX 78660, our branch has served as a cornerstone of financial support for the community. Over the years, we have grown significantly, now boasting a total membership of 391,419 and assets reaching $4,100,757,196. This growth is a testament to our commitment to providing excellent service and fostering financial wellness among our members. Our mission is simple yet powerful: to empower individuals and families through accessible financial services while actively supporting the communities we serve. We strive to make banking straightforward and beneficial for everyone. Whether you're looking for personal accounts, auto loans, or mortgage options, we aim to meet your needs with care and efficiency. The journey of University reflects not just growth in numbers but also in service quality and community engagement. From our humble beginnings, we have embraced innovations that improve member experience, including online banking and mobile applications. We are dedicated to ensuring all members can access our services easily, which includes providing ADA-compliant facilities. While members can visit us at 2021 Kelly Ln, official correspondence should be sent to 8303 N Mo Pac Expy, Austin, TX 78759-8501. Our operating hours are convenient: Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM. You can reach us directly at 512-467-8080 for any inquiries or assistance. We believe in giving back to our community. Our partnerships with local organizations enable us to contribute positively and support various initiatives that uplift our neighbors. Through outreach programs and financial education workshops, we empower our members with knowledge about managing their finances wisely. As we look ahead, the future remains bright for University. We invite you to join us on this journey toward financial empowerment. Experience firsthand how we can help you achieve your goals whether it's saving for a dream vacation or buying your first home. Together, let's build a stronger community. Join us today! Visit our website or stop by at your convenience; your future starts here at University.

Branch Location & Accessibility

Accessibility Features

At our University branch, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. We also offer ample parking right outside for easy access.

Contact Us

Have questions? Don't hesitate to give us a call at 512-467-8080. Our friendly staff is always happy to help! We invite you to visit us soon at the University branch where your financial journey begins!

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5 PM and on Saturday from 10 AM to 2 PM. Whether you need to talk about personal banking options or take care of a quick transaction, we're here for you during these hours.

Services Offered

When you step into our branch, you're greeted by a team ready to assist you with a range of services. From checking and savings accounts to auto loans and mortgages, we have solutions tailored just for you. Plus, with our drive-thru service available for quick deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

At University, we believe that everyone deserves the chance to be part of a welcoming and supportive community. Becoming a member is simple and open to anyone who lives, works, or worships in the area around 2021 Kelly Ln Pflugerville Tx 78660. Whether you're a student, a professional, or someone looking for financial guidance, you're welcome here! We are dedicated to providing our members with a range of services designed to enhance your financial well-being. To learn more about the eligibility requirements, you can check out the details at http://www.ufcu.org/personal/loans/ut-golf-club-membership . Once you see how easy it is to join, you can start your membership journey by opening an account through our straightforward process. Just visit http://www.ufcu.org/open-account or give us a call at (512) 467-8080 for any questions you might have. We look forward to having you as part of our family at University!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running your business with efficient payment solutions that allow you to focus on what you do best. Our merchant services are designed to simplify transactions, ensuring you get paid quickly and securely. By choosing University, you gain access to tools that help manage your cash flow better. Located at 2021 Kelly Ln Pflugerville Tx 78660 in Pflugerville, TX, we're here to partner with you on your journey. Reach out at (512) 467-8080 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive Business Banking services that include Merchant Services and Business Loans. Whether you're starting a new venture or looking to expand, we're here to support your business goals.

Convenient Access and Support

We also provide essential ATM and Cash Withdrawal Services for quick access to your funds anytime you need them. If you prefer face-to-face interactions, our Basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your car. Our branch hours are designed with your schedule in mind visit us Monday through Friday from 9 AM to 5 PM, or Saturday from 10 AM to 2 PM. With all these services and more available at Kelly Lane, we invite you to explore how we can assist you in achieving your financial aspirations. Don't hesitate to reach out at (512) 467-8080 for any questions or visit us in person at 2021 Kelly Ln Pflugerville Tx 78660. Join our community today and experience the difference that personalized service makes!

Financing Your Dreams

When it comes to financing, we offer competitive Auto Loans and Vehicle Financing options that can make buying your next car stress-free. Dreaming of owning a home? Our Mortgage Loans & Refinancing services can guide you through the process, making it more accessible than ever. Plus, if you're looking to consolidate debt or fund a personal project, our Personal Loans have got you covered.

Personal Banking Made Easy

Whether you're opening a checking or savings account, our personal banking options are tailored for you. With features like online and mobile banking, managing your finances has never been simpler. Imagine transferring money or checking your balance from the comfort of your home or on-the-go it's all possible at Kelly Lane.

Reward Yourself with Our Credit Cards

Our Credit Cards with Rewards allow you to earn benefits while making everyday purchases. Imagine earning points that can be redeemed for cash back or travel rewards just by using your card! It's an excellent way to make the most out of your spending.

Digital & Online Banking

Key Features

One of the highlights of our services is the ability to send money directly to friends or family through our person-to-person transfer feature. It's a hassle-free way to share expenses or help someone out when they need it. And if you're looking for paperless solutions, we offer e-statements for quick and secure access to your account statements whenever you need them. For those who prefer mobile banking, our user-friendly mobile application allows you to take your banking on the go. You can easily check balances, deposit checks, and more right from your smartphone. While we currently do not offer mobile payments, rest assured that we are continuously working on enhancing our services for a better experience.

Security and Accessibility

Your safety is our priority. We use advanced security measures to protect your personal information while providing convenient electronic signature authorization for documents. This means you can sign important forms digitally without any worries about safety. With all these features at your fingertips, managing your finances has never been easier or more secure. At University, we are committed to providing an accessible banking experience that meets the needs of every member. Visit us today or log into https://www.ufcu.org/ to explore how our digital banking solutions can work for you!

Financial Strength

A Growing Member Community

Our commitment to our members is further illustrated by the total number of share accounts we maintain 706,304 showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 2021 Kelly Ln Pflugerville Tx 78660 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Better Services

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $54,041 in used auto loans and $3,073,049,909 in total loans and leases. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new vehicle or a reliable used car, we have options that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We know how vital it is to have access to funding that can support your business endeavors. If you're interested in refinancing or exploring eligibility options, feel free to reach out to us at (512) 467-8080. Our knowledgeable team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 2021 Kelly Ln Pflugerville Tx 78660, Pflugerville, TX, and let's discuss how we can assist you in achieving your financial goals!

Credit Lines and Unsecured Loans

For those looking for extra flexibility, we also provide credit lines with a total amount of $1,280,048,238 available to our members. Additionally, our unsecured credit card loans, totaling $166,181,125, help members manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process guarantees that every comparison made on LendMesh reflects fair and transparent offers. Users can trust that the rates they see are not only competitive but also reflective of current market conditions.

Key Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of the platform in helping borrowers secure better rates. To start your journey toward finding the best loan options available to you, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNIVERSITY FEDERAL CREDIT UNION