UNIVERSITY FEDERAL CREDIT UNION

Welcome to University at 428 Post Office St, Galveston, TX 77550! Since our establishment in 1936, we have proudly served our community with a commitment to providing reliable financial solutions tailored for you. With over 391,419 members and total assets amounting to an impressive $4,100,757,196, we are dedicated to helping individuals and families achieve their financial goals. At University, your trust is our priority. We understand that navigating finances can be overwhelming, which is why our experienced team is here to support you every step of the way. Whether you're looking for checking and savings accounts, auto loans, or mortgages, we have something for everyone. Our total deposits stand at $210,923,091, reflecting the confidence our members place in us. Our leadership team, including CEO Michael Crowl and Board President Laura Kilcrease, are passionate about fostering a member-focused environment. With a net worth of $372,973,611 and cash in hand totaling $133,737,475, we're well-positioned to meet your needs now and in the future. While you can visit us at our branch location in Galveston for all your banking needs, official correspondence should be directed to our mailing address: PO Box 9350, Austin, TX 78766. Feel free to reach out via phone at 512-467-8080 if you have any questions or need assistance. We invite you to explore what makes University special. Join us today and experience the difference of a credit union that truly cares about its members! For more information or to open an account online, visit us at ufcu.org.

Welcome to the heart of our community, where history and purpose unite at University. Established in 1936, our branch has been a cornerstone of financial support in Galveston, TX for over 85 years. With a proud legacy that began with just a handful of members, we have now grown to serve an impressive total membership of 391,419. Our evolution reflects not just growth in numbers, but also in the trust and relationships we've built within our community. Located at 428 Post Office St Galveston Tx 77550, right near the vibrant local landmarks, our branch is easily accessible for all your banking needs. Our mission is simple yet powerful: to provide exceptional financial services while enhancing the lives of our members through community involvement and support. We believe that by empowering individuals with the right tools and resources, we can foster stronger families and communities. At University, we understand that banking is more than just transactions; it's about people. Our commitment to you extends beyond traditional services like checking and savings accounts, auto loans, and mortgages. We strive to offer innovative solutions tailored to your needs, including online banking and mobile applications, ensuring that you can manage your finances conveniently from anywhere. While you can visit us at our branch for personal service, if you need to send official correspondence, please address it to PO Box 9350, Austin, TX 78766. We are proud to offer features like ATM availability and drive-thru banking for your convenience. Our lobby hours are designed around your schedule: M-Th from 8 AM to 4 PM, Fridays until 5 PM, and Saturdays until 1 PM. Our commitment goes beyond banking; we actively participate in community outreach efforts, partnering with local organizations to uplift those around us. Through these initiatives, we aim to make a meaningful impact on the lives of our members and neighbors alike. In every step we take forward, we remain focused on our mission: providing excellent financial services while being a trusted partner in your journey toward financial well-being. Join us at University where we believe that together, we can achieve great things. Experience the benefits of membership today! For more information or to open an account, visit us online or call us at (512) 467-8080.

Becoming a member of University is like opening the door to a supportive community that genuinely cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're already on the right path to joining us! We welcome individuals who share our values and are looking for a place that prioritizes personal service over corporate interests. The eligibility criteria are simple and designed to make you feel included. For more detailed information, check out our eligibility page at http://www.ufcu.org/personal/loans/ut-golf-club-membership . Joining is easy! Just visit us at 428 Post Office St Galveston Tx 77550, or give us a call at (512) 467-8080. You can also start the account opening process online by visiting http://www.ufcu.org/open-account . We can't wait to welcome you into the University family, where you'll enjoy great services tailored just for you!

At University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing our commitment to your well-being and trust. With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial future is also reflected in our $363,477,269 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $54,041 in used auto loans and $3,073,049,909 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our performance is strong as indicated by our $0, which reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 758 full-time employees and 12 part-time employees dedicated to serving you with knowledge and care. Finally, our net shares available for lending stand at $0, while we boast a robust member base with a total of 706,304 share accounts. This demonstrates the growing trust that members place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 428 Post Office St Galveston Tx 77550 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.