United Community Credit Union University Austin TX | Credit Card Rewards & Business Loans

Introduction

Welcome to University, your trusted financial partner located at 6101 Highland Campus Dr, Austin, TX 78752. Established in 1936, we have proudly served our community for over 85 years, growing our membership to a remarkable 391,419. With total assets of $4,100,757,196 and total deposits amounting to $210,923,091, we are committed to providing you with the financial resources you need to achieve your goals. Our dedicated team of 770 employees, led by CEO Michael Crowl and Board President Laura Kilcrease, is here to support you every step of the way. Whether you're seeking personal banking solutions or business financing options, we offer a comprehensive range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our goal is to empower you with the tools necessary for financial success. While members can visit us at our branch location, official correspondence should be sent to 8303 N Mo Pac Expy, Austin, TX 78759-8501. We also understand the importance of convenience in today's fast-paced world. That's why we offer online and mobile banking options so you can manage your finances anytime, anywhere. At University, we believe in giving back to our community. Our strong commitment to local initiatives helps us make a positive impact right here in Austin. Every loan we approve not only supports our members but also strengthens the economic fabric of our neighborhoods. If you're looking for a credit union that values trust and community spirit as much as you do, look no further. Join us today or call us at 512-467-8080 for more information on how we can assist you on your financial journey. Visit our website at ufcu.org to explore all that we have to offer!

Branch History & Mission

Community Engagement

Our commitment extends beyond traditional banking; it encompasses digital advancements as well. With features like online and mobile banking, e-statements, and ATM access available throughout the area, we ensure that convenience is always within reach for our members. As part of our dedication to inclusivity, we're proud that our branch meets ADA compliance standards so everyone can enjoy a comfortable visit. Whether it's through drive-thru services or shared service centers although currently unavailable we continuously seek ways to enhance accessibility. Join us at University, where we're more than just a credit union; we're your partners in achieving financial wellness. Explore the many benefits of membership by visiting us or checking out our website at https://www.ufcu.org/ . Together, let's build a brighter future!

Our Mission

At University, our mission is clear: we strive to empower our members by providing them with the tools they need for financial success. We believe that everyone deserves access to quality financial services, which is why we focus on creating inclusive products that cater to diverse needs. We are not just about numbers; we are about people. Our team is dedicated to making banking a friendly experience where members feel valued and understood. In addition to our financial services, we take pride in being an active part of the Austin community. From partnering with local organizations to support outreach programs, to hosting educational workshops on financial literacy, we aim to uplift those around us and create lasting positive change. While you can visit us at 6101 Highland Campus Dr Austin Tx 78752, please note that official correspondence should be sent to 8303 N Mo Pac Expy, Austin, TX 78759-8501 if it differs from our branch address. We are open Monday through Friday from 10 AM to 4 PM, ready and eager to assist you with all your banking needs.

Branch Location & Accessibility

Nearby Landmarks and Parking

Our branch is just a stone's throw away from the bustling Highland Mall and the scenic Hancock Golf Course. You won't have trouble finding parking, as we offer ample space right outside the building. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us comfortably.

Operating Hours and Services

We're here for you Monday through Friday from 10 AM to 4 PM. If you need assistance outside these hours, don't hesitate to reach out via phone at 512-467-8080. At the University branch, we provide a range of services tailored to your financial needs including personal banking, auto loans, mortgage options, and business banking solutions. Plus, our ATM is available for quick cash withdrawals or balance checks whenever you need it. While we currently don't offer drive-thru services or shared service centers at this location, our friendly team is always ready to assist you inside the branch. We invite you to stop by or give us a call! Experience the personalized service that makes banking with University special. We look forward to welcoming you soon!

Member Eligibility

At University, we believe that becoming a member means joining a welcoming community where your financial needs are understood and prioritized. If you're looking to join us, you'll be pleased to know that eligibility is straightforward and inclusive. Generally, individuals who live, work, or attend school in the area can become members. This means you could be part of our family whether you're a student at a local university or a resident in the neighborhood. By choosing University, you gain access to various benefits such as competitive loan rates, personalized service, and community support that truly makes a difference. To learn more about the specific eligibility criteria and ensure you meet all requirements, feel free to check out our detailed information at http://www.ufcu.org/personal/loans/ut-golf-club-membership . When you're ready to open an account, it's as easy as visiting us or checking our account opening details at http://www.ufcu.org/open-account . If you have any questions or need assistance, don't hesitate to call us at (512) 467-8080. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine your customers enjoying a seamless checkout experience while you focus on what you do best running your business. Our solutions help you accept payments efficiently, so you can spend less time on transactions and more time growing your enterprise. Located at 6101 Highland Campus Dr Austin Tx 78752 in Austin, TX, we're here to partner with you every step of the way. Reach out to us at (512) 467-8080 and discover how we can help turn your business goals into reality!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide specialized services such as merchant services and business loans. We know how crucial it is to have the right support when running a business. Our team will work closely with you to understand your needs and find solutions that fit.

Convenient Access

In addition to our wide array of services, we also ensure that accessing your funds is hassle-free with our ATM & cash withdrawal services available at numerous locations. Basic ATM access allows you to perform essential functions like withdrawals and balance checks whenever necessary. At University, we pride ourselves on being more than just a bank; we aim to be a partner in your financial success. With our commitment to excellent service and modern banking solutions, including e-statements for easy record-keeping, we are here for all stages of life. Ready to explore all that University has to offer? Visit us today at 6101 Highland Campus Dr Austin Tx 78752 or call us at (512) 467-8080. We look forward to helping you achieve your financial dreams!

Credit Solutions

Managing debt is important for everyone, which is why we offer personal loans and debt consolidation services. These options can help simplify your payments and potentially save you money on interest rates. Plus, our credit cards with rewards are perfect for those who want to earn while they spend whether it's cash back or travel points!

Loans Made Easy

If you're considering purchasing a vehicle or refinancing your existing loan, our auto loans and vehicle financing options are tailored to fit different budgets and preferences. Imagine driving off in your dream car with terms that work for you! We also provide mortgage loans and refinancing solutions for those looking to buy a home or lower their current mortgage payments.

Personal Banking

For everyday banking, we offer checking and savings accounts that cater to various lifestyles. Whether you're saving for a vacation or managing monthly expenses, our accounts come with features that help you achieve your financial goals. You can easily manage your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Digital & Online Banking

At University, we know that convenience and security are essential for our members. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been easier. With our online banking platform, you can access your accounts anytime, anywhere. Check your balances, pay bills, and transfer money with just a few clicks. Our 24/7 online banking services ensure that you have complete control over your finances whenever you need it. Plus, with electronic signature authorization available, signing documents is quick and straightforward no more waiting for paperwork to arrive in the mail. For those who prefer to manage their accounts on their smartphones, our mobile application is here to help. You can download it easily and enjoy features like person-to-person transfers, allowing you to send money to friends or family instantly. And if you're environmentally conscious, you'll be pleased to know that e-statements are available as well, making it easy to stay organized without the clutter of paper. Security is a top priority at University. We use advanced technology to keep your information safe while ensuring that using our services is user-friendly and straightforward. So whether you want to make a payment or check your account balance while waiting in line, we've got you covered. In summary, our digital and online banking services at University provide the accessibility and ease-of-use you deserve. Experience real-time account management today!

Financial Strength

Commitment to Growth

Our commitment to our members is evident with $363,477,269 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $54,041 in used auto loans and $3,073,049,909 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

With a total of 706,304 share accounts, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 6101 Highland Campus Dr Austin Tx 78752 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Secure Savings Options

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We know that financing your next vehicle can be daunting, but our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses and providing them with the resources they need for success. If you're considering refinancing options or want to check your eligibility for any of our loan products, don't hesitate to reach out! Our knowledgeable team is available at (512) 467-8080 and ready to assist you during our operating hours from Monday through Friday, 10 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at 6101 Highland Campus Dr Austin Tx 78752 in Austin, TX, where we're dedicated to helping you make informed financial decisions that benefit your lifestyle.

Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. Enjoy the convenience and flexibility of having funds available when you need them most.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have solutions tailored just for you.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that all loan offers are fair and transparent, allowing users to make confident decisions.

UNIVERSITY FEDERAL CREDIT UNION