United Community Credit Union University Austin TX | Quick Personal Loans & Top Checking

Introduction

Welcome to University, your trusted partner in financial well-being, located at 11400 Concordia University Dr, Austin, TX 78726. With a strong foundation established in 1936, we have proudly served our community for over 85 years. Our commitment to providing exceptional financial services is reflected in our robust membership of 391,419 individuals and families who rely on us for their banking needs. At University, we understand that every member's financial journey is unique. That's why we offer a diverse range of services, including personal and business banking solutions, auto loans, mortgages, and credit cards with rewards. With total assets exceeding $4.1 billion and total deposits reaching $210.9 million, you can trust that your money is in safe hands. We are led by our CEO, Michael Crowl, and Board President, Laura Kilcrease, both dedicated to ensuring that our members receive the highest level of service possible. Our team of 770 employees is here to support you with personalized assistance that meets your needs. While members can visit us at our branch for face-to-face support during lobby hours on Tuesdays and Wednesdays from 10 AM to 2 PM, official correspondence should be sent to the same address: 11400 Concordia University Dr, Austin, TX 78726. With a net worth of $372.9 million and cash in hand amounting to $133.7 million, we are financially sound and ready to assist you in achieving your goals whether that's securing a loan or saving for the future. Join us today and experience the difference at University Credit Union! For more information or to speak with one of our friendly representatives, call us at 512-467-8080 or visit our website at ufcu.org. Your financial success starts here!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we embrace digital advancements while ensuring that all our services remain user-friendly and accessible. Our online banking platform allows members to manage their accounts effortlessly from anywhere, while mobile applications keep you connected on the go. We also prioritize accessibility by adhering to ADA compliance standards so that everyone can take advantage of our offerings. While we don't offer drive-thru banking at this location, we do have ATM availability for convenient cash access. Our dedicated team is here during lobby hours on Tuesdays and Wednesdays from 10 AM to 2 PM to assist you with any questions or services you may need.

Join Us Today!

As we look toward the future, we invite you to be part of our growing family at University Credit Union. Experience firsthand how we blend exceptional service with a genuine commitment to community support. Whether you're looking for a new account or exploring financing options, we're here to guide you every step of the way. For more information or to start your journey with us today, call us at 512-467-8080 or visit our website. Together, let's build a brighter future!

Our Mission

At University Credit Union, our mission is simple yet powerful: to empower our members with essential financial services while actively supporting our local community. We strive to provide personal banking solutions tailored to meet individual needs whether it's through checking and savings accounts, auto loans, mortgages, or business banking services. We believe that everyone deserves access to financial resources that can help them achieve their goals. We are committed not only to meeting the financial needs of our members but also to fostering strong relationships within our community. Our outreach efforts include partnerships with local organizations and initiatives aimed at uplifting those around us. We are proud of our contributions and believe that when one member succeeds, we all succeed.

Branch Location & Accessibility

Accessibility Features

At University Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, making it convenient for everyone to visit us. Plus, parking is ample and easy to navigate, so you can focus on what matters most your financial well-being.

Convenient Location

While our main address is perfect for visiting, if you need to send any official correspondence, please use our mailing address: 11400 Concordia University Dr, Austin, TX 78726. You can find us near popular landmarks like the scenic Lake Travis and just a short drive from downtown Austin. This central location ensures that banking with us is as easy as pie!

Get in Touch

Have questions or want more information? Feel free to give us a call at 512-467-8080. We'd love to hear from you! Come visit us at the Concordia branch and discover how University Credit Union can help support your financial journey. We look forward to welcoming you!

Operating Hours

We know life can get busy! That's why we've designed our operating hours to fit your schedule. Our lobby is open on Tuesdays and Wednesdays from 10 AM to 2 PM, providing plenty of time for you to stop by and take care of your banking needs.

Services Offered

At our Concordia branch, we offer a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Additionally, enjoy basic ATM access for cash withdrawals and balance checks whenever you need it. While we don't have a drive-thru service at this location, our friendly staff is always ready to assist you inside.

Member Eligibility

Welcome to the friendly community at University! We're excited to invite you to become a member, where you can enjoy personalized banking services and a supportive environment. To join us, you just need to meet a few simple eligibility criteria. Typically, membership is open to individuals associated with our community, including students, faculty, and staff of Concordia University, as well as their families. If you're looking for more specific details about eligibility requirements, feel free to check out this helpful link: Eligibility Information. Once you're ready to take the next step towards becoming a member of University, opening an account is easy! You can find all the necessary information and start your application by visiting Account Opening. If you have any questions or need assistance along the way, don't hesitate to give us a call at (512) 467-8080. We're here to help you every step of the way! Our branch is located at 11400 Concordia University Dr Austin Tx 78726, and we can't wait to welcome you into our growing family.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to process payments seamlessly, whether in-store or online. Our solutions help you serve your customers better while keeping your cash flow smooth. Located at 11400 Concordia University Dr Austin Tx 78726, Austin, TX, our team is ready to assist you in achieving your business goals. Give us a call at (512) 467-8080 to learn more about how we can support your journey!

Comprehensive List Of Services

Accessing Our Services

If you're ready to explore how University can assist you further, feel free to reach out! You can call us at (512) 467-8080 during our lobby hours on Tuesdays and Wednesdays from 10 AM to 2 PM. We invite you to visit us at 11400 Concordia University Dr Austin Tx 78726 in Austin, TX where our team is eager to help you find the best financial solutions tailored just for you. Experience the difference at Concordia where community comes first!

Business Banking Services

For local businesses, we provide tailored business banking solutions, including merchant services and business loans. Our goal is to support entrepreneurs in achieving their business dreams by offering flexible financing options and expert advice.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your finances anytime, anywhere. With our online and mobile banking, you can check balances, transfer funds, and pay bills with just a few taps on your phone. Plus, our ATM services ensure that cash withdrawal and balance checks are hassle-free.

Personal Banking Solutions

We understand that managing your finances is essential for a secure future. That's why we offer various checking and savings accounts to fit your lifestyle. Whether you're saving for a vacation or need a reliable everyday account, we have options that cater to your needs. When it's time to buy a car, our auto loans and vehicle financing solutions make it easy to drive away with the vehicle you want. We also provide mortgage loans and refinancing options that can help you purchase your dream home or lower your monthly payments. If you're dealing with unexpected expenses or looking to consolidate debt, our personal loans can offer the financial relief you need. And don't forget about our credit cards with rewards! They not only help you manage your spending but also earn points for future purchases.

Digital & Online Banking

Enhanced Features

For those who prefer managing their accounts on the go, our mobile application is available for download, putting all the essential tools in the palm of your hand. With person-to-person transfers, sending money to friends or family has never been easier just a few taps on your screen! While mobile payments aren't currently offered, rest assured that we're continuously looking for ways to enhance our services. Your financial safety is important to us; that's why we ensure all transactions are protected with advanced security measures. In short, University offers an array of digital and online banking options that put you in control of your finances while keeping security as a top priority. Take advantage of these convenient features today by visiting us online at https://www.ufcu.org/ .

Key Services

With our online banking platform, you can access a wide range of features tailored for your needs. Enjoy 24/7 online banking services that let you check your balance, pay bills, and transfer funds right from your device. Plus, with electronic signature authorization, signing documents is quick and secure no need for printing or scanning! Need to keep track of your transactions? Opt for e-statements to go paperless and have your account details right at your fingertips. You'll receive them directly in your inbox whenever you want, making it easy to stay organized.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 706,304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 11400 Concordia University Dr Austin Tx 78726 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,041 in used auto loans and $3,073,049,909 in total loans and leases.

Secure Savings Options

Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for additional credit lines, our total credit lines amount to $1,280,048,238. This allows members access to funds when they need it most, providing peace of mind during financial planning. If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to help guide you through the process. Our knowledgeable team is ready to assist you at every step. For more information about our loan offerings or to speak with someone about your options, please reach out at (512) 467-8080 or visit us at our branch located at 11400 Concordia University Dr Austin Tx 78726 in Austin, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is important to us at University, where we strive to provide not just loans but solutions tailored specifically for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or securing an affordable loan for a pre-owned car, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that you can find the right plan for your home financing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that cater to various spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers are fair and transparent. By using verified data from legitimate financial institutions, LendMesh guarantees that users receive accurate information without any hidden agendas.

UNIVERSITY FEDERAL CREDIT UNION